Compare Diamond, MO Car Insurance Rates (2021)

Car insurance in Diamond, MO averages $270 a month. Diamond, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Diamond car insurance rates, compare quotes from the top car insurance companies in Diamond, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Diamond, MO after a DUI are $3,775/year
  • The cheapest car insurance company in Diamond is Nationwide
  • Average car insurance rates in Diamond, MO are $3,235/year

If you need to buy Diamond, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Diamond, MO is right here.

You’ll find Diamond car insurance rates, the cheapest Diamond, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Diamond, Missouri car insurance rates to Kansas City car insurance rates, Florissant car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Diamond, MO car insurance today? Enter your ZIP code for fast, free Diamond car insurance quotes.

Cheapest Diamond, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Diamond, MO car insurance rates? Every Diamond, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Diamond, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,064 $2,064 $1,840 $1,840 $5,720 $7,421 $2,064 $2,408
Farmers $2,346 $2,340 $2,091 $2,215 $9,834 $10,193 $2,687 $2,816
GEICO $1,681 $1,897 $1,308 $1,692 $5,345 $5,668 $1,526 $1,534
Liberty Mutual $2,573 $2,790 $2,117 $2,376 $8,923 $9,918 $2,710 $2,893
Nationwide $1,401 $1,428 $1,257 $1,329 $3,550 $4,535 $1,599 $1,726
Progressive $2,052 $1,902 $1,679 $1,729 $6,841 $7,692 $2,506 $2,578
State Farm $1,680 $1,680 $1,512 $1,512 $4,962 $6,238 $1,892 $2,168
USAA $1,547 $1,532 $1,398 $1,418 $4,668 $5,698 $1,921 $2,132

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Minimum Car Insurance in Diamond, MO

Every driver must carry the minimum car insurance in Diamond, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Diamond, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Diamond, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Diamond, MO. Compare credit history car insurance rates in Diamond from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Diamond, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,148 $2,923 $2,462
Farmers $4,927 $4,111 $3,909
GEICO $3,561 $2,323 $1,860
Liberty Mutual $6,155 $3,753 $2,955
Nationwide $2,477 $2,050 $1,783
Progressive $3,902 $3,233 $2,983
State Farm $3,747 $2,409 $1,961
USAA $4,222 $1,976 $1,420

Cheapest Diamond, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Diamond, MO to rates for a clean record with top companies.

Annual Diamond, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,357 $3,439 $4,212 $2,702
Farmers $3,723 $4,645 $4,541 $4,352
GEICO $1,990 $2,611 $3,557 $2,168
Liberty Mutual $3,115 $4,471 $4,608 $4,956
Nationwide $1,654 $2,121 $2,827 $1,810
Progressive $2,902 $3,931 $3,232 $3,424
State Farm $2,479 $2,933 $2,706 $2,706
USAA $2,023 $2,470 $3,448 $2,216

Cheapest Diamond, MO Car Insurance for Teen Drivers

Teen car insurance in Diamond, MO can be expensive. Take a look at rates from the top car insurance companies in Diamond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Diamond, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,720 $7,421
Farmers $9,834 $10,193
GEICO $5,345 $5,668
Liberty Mutual $8,923 $9,918
Nationwide $3,550 $4,535
Progressive $6,841 $7,692
State Farm $4,962 $6,238
USAA $4,668 $5,698

Cheapest Diamond, MO Car Insurance for Seniors

Take a look at Diamond, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Diamond, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,840 $1,840
Farmers $2,091 $2,215
GEICO $1,308 $1,692
Liberty Mutual $2,117 $2,376
Nationwide $1,257 $1,329
Progressive $1,679 $1,729
State Farm $1,512 $1,512
USAA $1,398 $1,418

Cheapest Diamond, MO Car Insurance Rates After a DUI

A DUI in Diamond, MO increases car insurance rates. Compare Diamond, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Diamond, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,842
American Family $4,212
Farmers $4,541
GEICO $3,557
Liberty Mutual $4,608
Nationwide $2,827
Progressive $3,232
State Farm $2,706
USAA $3,448

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Cheapest Diamond, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Diamond, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Diamond, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,146 $3,209
Farmers $4,315 $4,315
GEICO $2,534 $2,629
Liberty Mutual $4,288 $4,288
Nationwide $2,103 $2,103
Progressive $3,372 $3,372
State Farm $2,640 $2,772
USAA $2,448 $2,630

The Best Cheap Car Insurance Companies in Diamond, MO

Take a look at a side-by-side comparison of the top car insurance companies in Diamond, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Diamond, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,178
Farmers $4,315
GEICO $2,581
Liberty Mutual $4,288
Nationwide $2,103
Progressive $3,372
State Farm $2,706
USAA $2,539

Category Winners: Cheapest Car Insurance in Diamond, Missouri

Find the cheapest car insurance companies in Diamond, MO for each category right here.

Best Annual Car Insurance Rates by Company in Diamond, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Diamond, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Diamond car insurance rates. Find the cheapest Diamond, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Diamond, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,077 $3,278 $3,178
Farmers $4,035 $4,271 $4,640
GEICO $2,411 $2,599 $2,734
Liberty Mutual $4,036 $4,306 $4,521
Nationwide $1,971 $2,123 $2,215
Progressive $3,027 $3,378 $3,712
State Farm $2,528 $2,715 $2,873
USAA $2,426 $2,530 $2,661

What affects car insurance rates in Diamond, Missouri?

What factors can have an impact on Diamond, MO car insurance? There are several reasons why Diamond car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Diamond, Missouri.

Commute Time in Diamond

The more time you spend in your car the higher the risk of an accident. The average commute length in Diamond, MO is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Diamond, MO

Ready to find affordable Diamond, Missouri car insurance today? Enter your ZIP code for fast, free Diamond, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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