Compare Discovery Bay, CA Car Insurance Rates (2021)

Car insurance in Discovery Bay, CA averages $306 a month. Discovery Bay, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Discovery Bay car insurance rates, compare quotes from the top car insurance companies in Discovery Bay, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Discovery Bay for teen drivers is USAA
  • Average car insurance rates in Discovery Bay, CA after a DUI are $5,155/year
  • The cheapest car insurance company in Discovery Bay is USAA

If you need to buy Discovery Bay, California car insurance, the options can be confusing. Everything you need to know about car insurance in Discovery Bay, CA is right here.

You’ll find Discovery Bay car insurance rates, the cheapest Discovery Bay, CA car insurance companies, and information on California car insurance laws. You can also compare Discovery Bay, California car insurance rates to Bakersfield car insurance rates, Long Beach car insurance rates, and Oakland car insurance rates.

Ready to find affordable Discovery Bay, CA car insurance today? Enter your ZIP code for fast, free Discovery Bay car insurance quotes.

Cheapest Discovery Bay, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Discovery Bay, CA car insurance rates? Every Discovery Bay, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Discovery Bay, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,736 $2,742 $1,997 $2,020 $7,601 $9,574 $3,516 $3,877
Farmers $2,637 $2,637 $2,380 $2,380 $8,421 $13,794 $3,126 $3,482
GEICO $1,849 $1,850 $1,739 $1,739 $5,623 $5,721 $2,656 $2,717
Liberty Mutual $2,235 $2,122 $2,067 $2,008 $4,870 $5,167 $2,526 $2,542
Nationwide $3,389 $3,234 $2,970 $2,798 $8,650 $9,550 $4,051 $3,998
Progressive $1,953 $2,008 $1,682 $1,986 $5,299 $6,351 $2,833 $3,041
State Farm $3,239 $3,239 $2,894 $2,894 $5,962 $7,392 $3,587 $3,699
Travelers $2,374 $2,299 $2,099 $2,076 $4,882 $5,588 $3,081 $3,019
USAA $1,946 $1,842 $1,897 $1,904 $4,451 $4,474 $2,691 $2,543

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Minimum Car Insurance in Discovery Bay, CA

Every driver must carry the minimum car insurance in Discovery Bay, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Discovery Bay, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Discovery Bay, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Discovery Bay, CA to rates for a clean record with top companies.

Annual Discovery Bay, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,566 $4,324 $6,774 $3,368
Farmers $3,592 $4,890 $6,090 $4,856
GEICO $2,089 $3,223 $4,045 $2,591
Liberty Mutual $2,553 $3,423 $3,087 $2,705
Nationwide $3,369 $4,320 $7,310 $4,320
Progressive $2,050 $3,508 $4,058 $2,961
State Farm $2,935 $3,501 $6,612 $3,406
Travelers $2,129 $3,446 $4,013 $3,120
USAA $1,806 $2,689 $4,401 $1,978

Cheapest Discovery Bay, CA Car Insurance for Teen Drivers

Teen car insurance in Discovery Bay, CA can be expensive. Take a look at rates from the top car insurance companies in Discovery Bay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Discovery Bay, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,601 $9,574
Farmers $8,421 $13,794
GEICO $5,623 $5,721
Liberty Mutual $4,870 $5,167
Nationwide $8,650 $9,550
Progressive $5,299 $6,351
State Farm $5,962 $7,392
Travelers $4,882 $5,588
USAA $4,451 $4,474

Cheapest Discovery Bay, CA Car Insurance for Seniors

Take a look at Discovery Bay, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Discovery Bay, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,997 $2,020
Farmers $2,380 $2,380
GEICO $1,739 $1,739
Liberty Mutual $2,067 $2,008
Nationwide $2,970 $2,798
Progressive $1,682 $1,986
State Farm $2,894 $2,894
Travelers $2,099 $2,076
USAA $1,897 $1,904

Cheapest Discovery Bay, CA Car Insurance Rates After a DUI

A DUI in Discovery Bay, CA increases car insurance rates. Compare Discovery Bay, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Discovery Bay, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,774
Farmers $6,090
GEICO $4,045
Liberty Mutual $3,087
Nationwide $7,310
Progressive $4,058
State Farm $6,612
Travelers $4,013
USAA $4,401

Cheapest Discovery Bay, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Discovery Bay, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Discovery Bay, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,842 $4,673
Farmers $4,407 $5,307
GEICO $2,713 $3,260
Liberty Mutual $2,702 $3,182
Nationwide $4,264 $5,396
Progressive $2,850 $3,439
State Farm $3,965 $4,262
Travelers $2,859 $3,496
USAA $2,505 $2,932

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The Best Cheap Car Insurance Companies in Discovery Bay, CA

Take a look at a side-by-side comparison of the top car insurance companies in Discovery Bay, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Discovery Bay, California

Insurance Company Average Annual Rates
Allstate $4,258
Farmers $4,857
GEICO $2,987
Liberty Mutual $2,942
Nationwide $4,830
Progressive $3,144
State Farm $4,114
Travelers $3,177
USAA $2,719

Category Winners: Cheapest Car Insurance in Discovery Bay, California

Find the cheapest car insurance companies in Discovery Bay, CA for each category right here.

Best Annual Car Insurance Rates by Company in Discovery Bay, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Discovery Bay, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Discovery Bay car insurance rates. Find the cheapest Discovery Bay, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Discovery Bay, California

Insurance Company Low Medium High
Allstate $4,047 $4,292 $4,434
Farmers $4,522 $4,895 $5,154
GEICO $2,709 $3,020 $3,232
Liberty Mutual $2,751 $2,968 $3,108
Nationwide $4,322 $4,917 $5,250
Progressive $2,763 $3,254 $3,416
State Farm $3,723 $4,182 $4,436
Travelers $2,785 $3,263 $3,483
USAA $2,462 $2,772 $2,922

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What affects car insurance rates in Discovery Bay, California?

What factors can have an impact on Discovery Bay, CA car insurance? There are several reasons why Discovery Bay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Discovery Bay, California.

Commute Time in Discovery Bay

The more time you spend in your car the higher the risk of an accident. The average commute length in Discovery Bay, CA is 47.9 minutes according to City-Data.

Compare Car Insurance Quotes in Discovery Bay, CA

Ready to find affordable Discovery Bay, California car insurance today? Enter your ZIP code for fast, free Discovery Bay, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State