Compare Divide, CO Car Insurance Rates (2021)

Car insurance in Divide, CO averages $330 a month. Divide, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Divide car insurance rates, compare quotes from the top car insurance companies in Divide, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Divide, CO after a DUI are $4,705/year
  • The cheapest car insurance company in Divide is Liberty Mutual
  • The cheapest car insurance company in Divide for teen drivers is Liberty Mutual

If you need to buy Divide, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Divide, CO is right here.

You’ll find Divide car insurance rates, the cheapest Divide, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Divide, Colorado car insurance rates to Colorado Springs car insurance rates, Pueblo car insurance rates, and Centennial car insurance rates.

Ready to find affordable Divide, CO car insurance today? Enter your ZIP code for fast, free Divide car insurance quotes.

Cheapest Divide, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Divide, CO car insurance rates? Every Divide, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Divide, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,384 $3,167 $3,045 $3,077 $11,773 $12,378 $3,732 $3,751
American Family $2,586 $2,586 $2,332 $2,332 $6,279 $8,437 $2,586 $3,168
Farmers $3,250 $3,227 $2,944 $3,163 $12,053 $12,170 $3,567 $3,618
GEICO $1,889 $2,062 $2,016 $2,295 $5,858 $6,169 $1,725 $1,744
Liberty Mutual $1,750 $1,682 $1,478 $1,626 $5,359 $5,859 $1,774 $1,805
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,675 $2,501 $2,334 $2,324 $9,178 $10,275 $3,015 $2,934
State Farm $2,246 $2,246 $2,011 $2,011 $6,349 $8,063 $2,509 $2,965
USAA $2,483 $2,486 $2,360 $2,371 $6,250 $7,173 $3,205 $3,498

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Minimum Car Insurance in Divide, CO

Every driver must carry the minimum car insurance in Divide, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Divide, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Divide, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Divide, CO. Compare credit history car insurance rates in Divide from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Divide, Colorado

Insurance Company Poor Fair Good
Allstate $7,063 $5,444 $4,108
American Family $4,920 $3,505 $2,940
Farmers $6,383 $5,184 $4,929
GEICO $3,570 $2,970 $2,370
Liberty Mutual $3,813 $2,332 $1,856
Nationwide $4,179 $3,306 $2,883
Progressive $5,015 $4,276 $3,922
State Farm $4,930 $3,167 $2,553
USAA $5,531 $3,141 $2,512

Cheapest Divide, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Divide, CO to rates for a clean record with top companies.

Annual Divide, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,721 $5,434 $6,647 $5,351
American Family $2,801 $3,971 $5,203 $3,177
Farmers $4,655 $5,965 $5,879 $5,497
GEICO $2,096 $3,268 $3,776 $2,739
Liberty Mutual $2,340 $2,733 $2,836 $2,758
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,808 $5,347 $4,020 $4,442
State Farm $3,275 $3,825 $3,550 $3,550
USAA $2,712 $3,312 $5,826 $3,063

Cheapest Divide, CO Car Insurance for Teen Drivers

Teen car insurance in Divide, CO can be expensive. Take a look at rates from the top car insurance companies in Divide for teenagers.

Annual Car Insurance Rates for Teen Drivers in Divide, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,773 $12,378
American Family $6,279 $8,437
Farmers $12,053 $12,170
GEICO $5,858 $6,169
Liberty Mutual $5,359 $5,859
Nationwide $5,787 $7,409
Progressive $9,178 $10,275
State Farm $6,349 $8,063
USAA $6,250 $7,173

Cheapest Divide, CO Car Insurance for Seniors

Take a look at Divide, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Divide, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,045 $3,077
American Family $2,332 $2,332
Farmers $2,944 $3,163
GEICO $2,016 $2,295
Liberty Mutual $1,478 $1,626
Nationwide $2,070 $2,189
Progressive $2,334 $2,324
State Farm $2,011 $2,011
USAA $2,360 $2,371

Cheapest Divide, CO Car Insurance Rates After a DUI

A DUI in Divide, CO increases car insurance rates. Compare Divide, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Divide, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,647
American Family $5,203
Farmers $5,879
GEICO $3,776
Liberty Mutual $2,836
Nationwide $4,607
Progressive $4,020
State Farm $3,550
USAA $5,826

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Cheapest Divide, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Divide, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Divide, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,538 $5,538
American Family $3,706 $3,870
Farmers $5,499 $5,499
GEICO $2,905 $3,034
Liberty Mutual $2,667 $2,667
Nationwide $3,456 $3,456
Progressive $4,404 $4,404
State Farm $3,462 $3,638
USAA $3,621 $3,835

The Best Cheap Car Insurance Companies in Divide, CO

Take a look at a side-by-side comparison of the top car insurance companies in Divide, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Divide, Colorado

Insurance Company Average Annual Rates
Allstate $5,538
American Family $3,788
Farmers $5,499
GEICO $2,970
Liberty Mutual $2,667
Nationwide $3,456
Progressive $4,404
State Farm $3,550
USAA $3,728

Category Winners: Cheapest Car Insurance in Divide, Colorado

Find the cheapest car insurance companies in Divide, CO for each category right here.

Best Annual Car Insurance Rates by Company in Divide, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Divide, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Divide car insurance rates. Find the cheapest Divide, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Divide, Colorado

Insurance Company Low Medium High
Allstate $5,238 $5,520 $5,857
American Family $3,587 $3,866 $3,911
Farmers $4,857 $5,426 $6,214
GEICO $2,627 $2,903 $3,379
Liberty Mutual $2,516 $2,656 $2,828
Nationwide $3,455 $3,454 $3,458
Progressive $4,046 $4,417 $4,750
State Farm $3,319 $3,552 $3,779
USAA $3,572 $3,728 $3,885

Compare Car Insurance Quotes in Divide, CO

Ready to find affordable Divide, Colorado car insurance today? Enter your ZIP code for fast, free Divide, CO car insurance quotes.

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