Compare Dix, IL Car Insurance Rates (2021)

Car insurance in Dix, IL averages $267 a month. Dix, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Dix car insurance rates, compare quotes from the top car insurance companies in Dix, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Dix, IL are $3,210/year
  • The cheapest car insurance company in Dix is Liberty Mutual
  • The cheapest car insurance company in Dix for teen drivers is State Farm

If you need to buy Dix, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Dix, IL is right here.

You’ll find Dix car insurance rates, the cheapest Dix, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Dix, Illinois car insurance rates to Rockford car insurance rates, Joliet car insurance rates, and Champaign car insurance rates.

Ready to find affordable Dix, IL car insurance today? Enter your ZIP code for fast, free Dix car insurance quotes.

Cheapest Dix, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dix, IL car insurance rates? Every Dix, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dix, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,337 $2,343 $2,076 $2,190 $9,799 $10,231 $2,662 $2,792
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,336 $1,444 $1,113 $1,245 $4,254 $4,735 $1,396 $1,476
Nationwide $2,137 $2,178 $1,895 $2,013 $5,927 $7,630 $2,493 $2,706
Progressive $2,278 $2,172 $1,876 $1,963 $7,738 $8,708 $2,712 $2,917
State Farm $1,368 $1,368 $1,215 $1,215 $3,802 $4,842 $1,544 $1,761
Travelers $1,506 $1,593 $1,361 $1,454 $4,172 $5,225 $1,598 $1,685
USAA $1,727 $1,758 $1,606 $1,582 $5,614 $6,192 $2,279 $2,506

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Minimum Car Insurance in Dix, IL

Every driver must carry the minimum car insurance in Dix, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Dix, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Dix, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dix, IL. Compare credit history car insurance rates in Dix from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dix, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,999 $3,383 $2,856
Farmers $4,897 $4,106 $3,908
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,006 $1,873 $1,495
Nationwide $4,032 $3,246 $2,838
Progressive $4,346 $3,666 $3,375
State Farm $3,111 $1,862 $1,444
Travelers $2,849 $2,270 $1,853
USAA $3,874 $2,660 $2,191

Cheapest Dix, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dix, IL to rates for a clean record with top companies.

Annual Dix, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,641 $4,679 $4,563 $4,331
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,776 $2,504 $2,208 $2,011
Nationwide $2,706 $3,519 $4,148 $3,116
Progressive $3,136 $4,604 $3,472 $3,969
State Farm $1,963 $2,316 $2,139 $2,139
Travelers $1,851 $2,413 $2,713 $2,320
USAA $2,070 $2,980 $4,085 $2,497

Cheapest Dix, IL Car Insurance for Teen Drivers

Teen car insurance in Dix, IL can be expensive. Take a look at rates from the top car insurance companies in Dix for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dix, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,511 $9,083
Farmers $9,799 $10,231
GEICO $5,690 $6,014
Liberty Mutual $4,254 $4,735
Nationwide $5,927 $7,630
Progressive $7,738 $8,708
State Farm $3,802 $4,842
Travelers $4,172 $5,225
USAA $5,614 $6,192

Cheapest Dix, IL Car Insurance for Seniors

Take a look at Dix, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dix, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,146 $2,146
Farmers $2,076 $2,190
GEICO $1,757 $2,095
Liberty Mutual $1,113 $1,245
Nationwide $1,895 $2,013
Progressive $1,876 $1,963
State Farm $1,215 $1,215
Travelers $1,361 $1,454
USAA $1,606 $1,582

Cheapest Dix, IL Car Insurance Rates After a DUI

A DUI in Dix, IL increases car insurance rates. Compare Dix, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dix, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,955
American Family $5,196
Farmers $4,563
GEICO $4,060
Liberty Mutual $2,208
Nationwide $4,148
Progressive $3,472
State Farm $2,139
Travelers $2,713
USAA $4,085

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Cheapest Dix, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dix, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dix, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,697 $3,794
Farmers $4,304 $4,304
GEICO $2,920 $3,043
Liberty Mutual $2,125 $2,125
Nationwide $3,372 $3,372
Progressive $3,795 $3,795
State Farm $2,084 $2,194
Travelers $2,233 $2,415
USAA $2,826 $2,990

The Best Cheap Car Insurance Companies in Dix, IL

Take a look at a side-by-side comparison of the top car insurance companies in Dix, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dix, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,746
Farmers $4,304
GEICO $2,982
Liberty Mutual $2,125
Nationwide $3,372
Progressive $3,795
State Farm $2,139
Travelers $2,324
USAA $2,908

Category Winners: Cheapest Car Insurance in Dix, Illinois

Find the cheapest car insurance companies in Dix, IL for each category right here.

Best Annual Car Insurance Rates by Company in Dix, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Dix, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dix car insurance rates. Find the cheapest Dix, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dix, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,633 $3,882 $3,723
Farmers $4,100 $4,203 $4,608
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,003 $2,120 $2,252
Nationwide $3,368 $3,398 $3,351
Progressive $3,468 $3,777 $4,141
State Farm $2,023 $2,142 $2,253
Travelers $2,167 $2,321 $2,484
USAA $2,714 $2,905 $3,105

What affects car insurance rates in Dix, Illinois?

What factors can have an impact on Dix, IL car insurance? There are several reasons why Dix car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dix, Illinois.

Commute Time in Dix

The more time you spend in your car the higher the risk of an accident. The average commute length in Dix, IL is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Dix, IL

Ready to find affordable Dix, Illinois car insurance today? Enter your ZIP code for fast, free Dix, IL car insurance quotes.

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