Compare Doniphan, MO Car Insurance Rates (2021)

Car insurance in Doniphan, MO averages $286 a month. Doniphan, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Doniphan car insurance rates, compare quotes from the top car insurance companies in Doniphan, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Doniphan, MO after a DUI are $3,978/year
  • Average car insurance rates in Doniphan, MO are $3,436/year
  • The cheapest car insurance company in Doniphan for teen drivers is Nationwide

If you need to buy Doniphan, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Doniphan, MO is right here.

You’ll find Doniphan car insurance rates, the cheapest Doniphan, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Doniphan, Missouri car insurance rates to Independence car insurance rates, Springfield car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Doniphan, MO car insurance today? Enter your ZIP code for fast, free Doniphan car insurance quotes.

Cheapest Doniphan, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Doniphan, MO car insurance rates? Every Doniphan, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Doniphan, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,214 $2,214 $1,969 $1,969 $5,982 $7,798 $2,214 $2,598
Farmers $2,465 $2,468 $2,203 $2,329 $10,094 $10,480 $2,806 $2,942
GEICO $2,080 $2,312 $1,618 $2,032 $6,247 $6,623 $1,946 $1,974
Liberty Mutual $2,678 $2,902 $2,209 $2,475 $9,285 $10,305 $2,818 $3,006
Nationwide $1,452 $1,486 $1,298 $1,378 $3,660 $4,698 $1,655 $1,793
Progressive $2,216 $2,069 $1,810 $1,863 $7,195 $8,105 $2,712 $2,805
State Farm $2,088 $2,088 $1,846 $1,846 $5,689 $7,209 $2,338 $2,650
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Doniphan, MO

Every driver must carry the minimum car insurance in Doniphan, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Doniphan, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Doniphan, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Doniphan, MO. Compare credit history car insurance rates in Doniphan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Doniphan, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,409 $3,095 $2,606
Farmers $5,115 $4,256 $4,050
GEICO $4,289 $2,791 $2,231
Liberty Mutual $6,405 $3,904 $3,070
Nationwide $2,573 $2,118 $1,842
Progressive $4,169 $3,444 $3,178
State Farm $4,311 $2,908 $2,439
USAA $4,216 $1,958 $1,402

Cheapest Doniphan, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Doniphan, MO to rates for a clean record with top companies.

Annual Doniphan, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,549 $3,631 $4,405 $2,894
Farmers $3,893 $4,800 $4,698 $4,503
GEICO $2,475 $3,131 $4,146 $2,664
Liberty Mutual $3,235 $4,651 $4,793 $5,159
Nationwide $1,723 $2,195 $2,911 $1,881
Progressive $3,110 $4,175 $3,450 $3,653
State Farm $2,982 $3,457 $3,219 $3,219
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Doniphan, MO Car Insurance for Teen Drivers

Teen car insurance in Doniphan, MO can be expensive. Take a look at rates from the top car insurance companies in Doniphan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Doniphan, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,982 $7,798
Farmers $10,094 $10,480
GEICO $6,247 $6,623
Liberty Mutual $9,285 $10,305
Nationwide $3,660 $4,698
Progressive $7,195 $8,105
State Farm $5,689 $7,209
USAA $4,587 $5,609

Cheapest Doniphan, MO Car Insurance for Seniors

Take a look at Doniphan, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Doniphan, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,969 $1,969
Farmers $2,203 $2,329
GEICO $1,618 $2,032
Liberty Mutual $2,209 $2,475
Nationwide $1,298 $1,378
Progressive $1,810 $1,863
State Farm $1,846 $1,846
USAA $1,391 $1,422

Cheapest Doniphan, MO Car Insurance Rates After a DUI

A DUI in Doniphan, MO increases car insurance rates. Compare Doniphan, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Doniphan, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,405
Farmers $4,698
GEICO $4,146
Liberty Mutual $4,793
Nationwide $2,911
Progressive $3,450
State Farm $3,219
USAA $3,392

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Cheapest Doniphan, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Doniphan, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Doniphan, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,336 $3,404
Farmers $4,474 $4,474
GEICO $3,040 $3,168
Liberty Mutual $4,460 $4,460
Nationwide $2,178 $2,178
Progressive $3,597 $3,597
State Farm $3,141 $3,297
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Doniphan, MO

Take a look at a side-by-side comparison of the top car insurance companies in Doniphan, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Doniphan, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,370
Farmers $4,474
GEICO $3,104
Liberty Mutual $4,460
Nationwide $2,178
Progressive $3,597
State Farm $3,219
USAA $2,526

Category Winners: Cheapest Car Insurance in Doniphan, Missouri

Find the cheapest car insurance companies in Doniphan, MO for each category right here.

Best Annual Car Insurance Rates by Company in Doniphan, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation Nationwide

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Cheapest Doniphan, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Doniphan car insurance rates. Find the cheapest Doniphan, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Doniphan, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,275 $3,477 $3,357
Farmers $4,176 $4,426 $4,819
GEICO $2,917 $3,124 $3,271
Liberty Mutual $4,204 $4,480 $4,695
Nationwide $2,048 $2,197 $2,288
Progressive $3,263 $3,602 $3,926
State Farm $3,036 $3,227 $3,395
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Doniphan, Missouri?

What factors can have an impact on Doniphan, MO car insurance? There are several reasons why Doniphan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Doniphan, Missouri.

Commute Time in Doniphan

The more time you spend in your car the higher the risk of an accident. The average commute length in Doniphan, MO is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Doniphan, MO

Ready to find affordable Doniphan, Missouri car insurance today? Enter your ZIP code for fast, free Doniphan, MO car insurance quotes.

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