Compare Dorchester, IA Car Insurance Rates (2021)

Car insurance in Dorchester, IA averages $252 a month. Dorchester, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Dorchester car insurance rates, compare quotes from the top car insurance companies in Dorchester, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Dorchester, IA are $3,029/year
  • The cheapest car insurance company in Dorchester is USAA
  • The cheapest car insurance company in Dorchester for teen drivers is USAA

If you need to buy Dorchester, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Dorchester, IA is right here.

You’ll find Dorchester car insurance rates, the cheapest Dorchester, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Dorchester, Iowa car insurance rates to Iowa City car insurance rates, Sioux City car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Dorchester, IA car insurance today? Enter your ZIP code for fast, free Dorchester car insurance quotes.

Cheapest Dorchester, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dorchester, IA car insurance rates? Every Dorchester, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dorchester, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,936 $1,878 $1,591 $1,649 $4,553 $5,154 $2,335 $2,531
State Farm $1,579 $1,579 $1,373 $1,373 $4,081 $5,196 $1,770 $2,009
Travelers $2,510 $2,565 $2,418 $2,428 $10,824 $17,213 $2,603 $3,114
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Dorchester, IA

Every driver must carry the minimum car insurance in Dorchester, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Dorchester, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Dorchester, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dorchester, IA. Compare credit history car insurance rates in Dorchester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dorchester, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $4,048 $2,975 $2,496
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,213 $2,574 $2,324
State Farm $3,376 $2,088 $1,646
Travelers $6,151 $5,240 $4,988
USAA $2,445 $1,677 $1,452

Cheapest Dorchester, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dorchester, IA to rates for a clean record with top companies.

Annual Dorchester, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,291 $3,348 $4,357 $2,695
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,179 $3,544 $2,359 $2,732
State Farm $2,207 $2,533 $2,370 $2,370
Travelers $3,994 $5,300 $7,086 $5,458
USAA $1,420 $1,903 $2,478 $1,630

Cheapest Dorchester, IA Car Insurance for Teen Drivers

Teen car insurance in Dorchester, IA can be expensive. Take a look at rates from the top car insurance companies in Dorchester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dorchester, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,438 $7,652
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,553 $5,154
State Farm $4,081 $5,196
Travelers $10,824 $17,213
USAA $3,352 $3,562

Cheapest Dorchester, IA Car Insurance for Seniors

Take a look at Dorchester, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dorchester, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,832 $1,832
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,591 $1,649
State Farm $1,373 $1,373
Travelers $2,418 $2,428
USAA $1,139 $1,163

Cheapest Dorchester, IA Car Insurance Rates After a DUI

A DUI in Dorchester, IA increases car insurance rates. Compare Dorchester, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dorchester, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,359
American Family $4,357
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,359
State Farm $2,370
Travelers $7,086
USAA $2,478

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Dorchester, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dorchester, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dorchester, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $3,136 $3,210
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,703 $2,703
State Farm $2,314 $2,426
Travelers $5,459 $5,459
USAA $1,790 $1,925

The Best Cheap Car Insurance Companies in Dorchester, IA

Take a look at a side-by-side comparison of the top car insurance companies in Dorchester, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dorchester, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,173
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,703
State Farm $2,370
Travelers $5,459
USAA $1,858

Category Winners: Cheapest Car Insurance in Dorchester, Iowa

Find the cheapest car insurance companies in Dorchester, IA for each category right here.

Best Annual Car Insurance Rates by Company in Dorchester, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Dorchester, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dorchester car insurance rates. Find the cheapest Dorchester, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dorchester, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,197 $3,348 $2,973
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,577 $2,709 $2,824
State Farm $2,272 $2,381 $2,457
Travelers $5,164 $5,540 $5,674
USAA $1,768 $1,863 $1,942

Compare Car Insurance Quotes in Dorchester, IA

Ready to find affordable Dorchester, Iowa car insurance today? Enter your ZIP code for fast, free Dorchester, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption