Compare Dothan, AL Car Insurance Rates (2021)

Car insurance in Dothan, AL averages $282 a month. Dothan, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Dothan car insurance rates, compare quotes from the top car insurance companies in Dothan, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Dothan is 36303
  • The cheapest car insurance company in Dothan is USAA
  • Average car insurance rates in Dothan, AL are $3,382/year

If you need to buy Dothan, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Dothan, AL is right here.

You’ll find Dothan car insurance rates, the cheapest Dothan, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Dothan, Alabama car insurance rates to Decatur car insurance rates, Madison car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Dothan, AL car insurance today? Enter your ZIP code for fast, free Dothan car insurance quotes.

Cheapest Dothan, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dothan, AL car insurance rates? Every Dothan, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dothan, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,217 $2,201 $1,981 $2,108 $8,623 $8,871 $2,509 $2,598
GEICO $1,874 $1,857 $1,793 $1,854 $4,882 $4,756 $1,979 $1,822
Liberty Mutual $2,848 $3,075 $2,338 $2,614 $10,477 $11,648 $3,028 $3,219
Nationwide $1,630 $1,649 $1,489 $1,540 $4,237 $5,450 $1,806 $2,016
Progressive $2,214 $2,060 $1,818 $1,954 $9,222 $10,257 $2,571 $2,704
State Farm $2,725 $2,725 $2,474 $2,474 $8,331 $10,439 $3,081 $3,545
Travelers $1,238 $1,257 $1,163 $1,160 $6,483 $10,165 $1,178 $1,344
USAA $1,176 $1,194 $1,102 $1,082 $3,465 $3,839 $1,526 $1,647

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Minimum Car Insurance in Dothan, AL

Every driver must carry the minimum car insurance in Dothan, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Dothan, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dothan, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dothan, AL. Compare credit history car insurance rates in Dothan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dothan, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,357 $3,752 $3,556
GEICO $3,308 $2,361 $2,137
Liberty Mutual $7,014 $4,315 $3,389
Nationwide $2,982 $2,335 $2,115
Progressive $4,614 $3,972 $3,714
State Farm $7,255 $3,672 $2,495
Travelers $3,271 $2,836 $2,889
USAA $2,516 $1,647 $1,473

Cheapest Dothan, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dothan, AL to rates for a clean record with top companies.

Annual Dothan, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,274 $4,236 $4,133 $3,911
GEICO $1,759 $2,824 $3,481 $2,344
Liberty Mutual $3,849 $5,359 $5,234 $5,181
Nationwide $2,172 $2,172 $3,145 $2,420
Progressive $3,689 $4,659 $4,004 $4,048
State Farm $4,032 $5,014 $4,425 $4,425
Travelers $2,502 $2,625 $3,825 $3,041
USAA $1,449 $1,816 $2,684 $1,566

Cheapest Dothan, AL Car Insurance for Teen Drivers

Teen car insurance in Dothan, AL can be expensive. Take a look at rates from the top car insurance companies in Dothan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dothan, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,623 $8,871
GEICO $4,882 $4,756
Liberty Mutual $10,477 $11,648
Nationwide $4,237 $5,450
Progressive $9,222 $10,257
State Farm $8,331 $10,439
Travelers $6,483 $10,165
USAA $3,465 $3,839

Cheapest Dothan, AL Car Insurance for Seniors

Take a look at Dothan, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dothan, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,981 $2,108
GEICO $1,793 $1,854
Liberty Mutual $2,338 $2,614
Nationwide $1,489 $1,540
Progressive $1,818 $1,954
State Farm $2,474 $2,474
Travelers $1,163 $1,160
USAA $1,102 $1,082

Cheapest Dothan, AL Car Insurance Rates After a DUI

A DUI in Dothan, AL increases car insurance rates. Compare Dothan, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dothan, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $4,133
GEICO $3,481
Liberty Mutual $5,234
Nationwide $3,145
Progressive $4,004
State Farm $4,425
Travelers $3,825
USAA $2,684

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Cheapest Dothan, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dothan, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dothan, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,889 $3,889
GEICO $2,554 $2,650
Liberty Mutual $4,906 $4,906
Nationwide $2,477 $2,477
Progressive $4,100 $4,100
State Farm $4,364 $4,584
Travelers $2,998 $2,998
USAA $1,793 $1,964

Cheapest Dothan, AL Car Insurance Rates by ZIP Code

Dothan car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Dothan, AL.

Annual Car Insurance Rates by ZIP Code in Dothan, Alabama

ZIP Code Average Annual Rates
36301 $3,487
36303 $3,417
36305 $3,470
36345 $3,481

The Best Cheap Car Insurance Companies in Dothan, AL

Take a look at a side-by-side comparison of the top car insurance companies in Dothan, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dothan, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,889
GEICO $2,602
Liberty Mutual $4,906
Nationwide $2,477
Progressive $4,100
State Farm $4,474
Travelers $2,998
USAA $1,879

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Category Winners: Cheapest Car Insurance in Dothan, Alabama

Find the cheapest car insurance companies in Dothan, AL for each category right here.

Best Annual Car Insurance Rates by Company in Dothan, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Dothan, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dothan car insurance rates. Find the cheapest Dothan, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dothan, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,657 $3,835 $4,174
GEICO $2,378 $2,589 $2,839
Liberty Mutual $4,675 $4,882 $5,161
Nationwide $2,444 $2,460 $2,528
Progressive $3,610 $4,074 $4,616
State Farm $4,214 $4,469 $4,739
Travelers $2,846 $3,058 $3,091
USAA $1,805 $1,868 $1,964

What affects car insurance rates in Dothan, Alabama?

What factors can have an impact on Dothan, AL car insurance? There are several reasons why Dothan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dothan, Alabama.

Car Theft in Dothan

High levels of vehicle theft can make car insurance more expensive. Dothan, AL car theft statistics from the FBI indicate 197 vehicle thefts a year.

Commute Time in Dothan

The more time you spend in your car the higher the risk of an accident. The average commute length in Dothan, AL is 19.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Dothan, AL

Ready to find affordable Dothan, Alabama car insurance today? Enter your ZIP code for fast, free Dothan, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State