Compare Douglas, MI Car Insurance Rates (2021)

Car insurance in Douglas, MI averages $728 a month. Douglas, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Douglas car insurance rates, compare quotes from the top car insurance companies in Douglas, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Douglas is USAA
  • Average car insurance rates in Douglas, MI are $8,730/year
  • The cheapest car insurance company in Douglas for teen drivers is USAA

If you need to buy Douglas, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Douglas, MI is right here.

You’ll find Douglas car insurance rates, the cheapest Douglas, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Douglas, Michigan car insurance rates to Livonia car insurance rates, Lansing car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Douglas, MI car insurance today? Enter your ZIP code for fast, free Douglas car insurance quotes.

Cheapest Douglas, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Douglas, MI car insurance rates? Every Douglas, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Douglas, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,872 $14,872 $13,782 $13,782 $37,556 $37,556 $15,678 $15,678
Farmers $4,255 $4,255 $3,972 $3,972 $9,430 $9,430 $4,785 $4,785
GEICO $3,842 $3,842 $3,930 $3,930 $10,945 $10,945 $3,676 $3,676
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $4,147 $4,147 $3,680 $3,680 $11,181 $11,181 $4,558 $4,558
Progressive $2,924 $2,719 $2,586 $2,885 $10,687 $11,388 $3,401 $3,145
State Farm $5,819 $5,819 $5,398 $5,398 $20,435 $20,435 $6,837 $6,837
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,567 $2,446 $2,410 $2,284 $6,416 $6,151 $3,152 $3,047

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Minimum Car Insurance in Douglas, MI

Every driver must carry the minimum car insurance in Douglas, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Douglas, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Douglas, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Douglas, MI. Compare credit history car insurance rates in Douglas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Douglas, Michigan

Insurance Company Poor Fair Good
Allstate $30,993 $17,197 $13,226
Farmers $7,420 $4,896 $4,516
GEICO $7,196 $5,292 $4,307
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $7,354 $5,572 $4,748
Progressive $5,727 $4,825 $4,350
State Farm $15,582 $7,904 $5,381
Travelers $6,813 $6,608 $6,525
USAA $5,326 $3,032 $2,319

Cheapest Douglas, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Douglas, MI to rates for a clean record with top companies.

Annual Douglas, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,917 $13,245 $44,795 $13,932
Farmers $4,714 $6,004 $5,930 $5,794
GEICO $1,955 $4,168 $12,638 $3,633
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $5,052 $6,718 $6,115 $5,681
Progressive $4,215 $5,530 $4,971 $5,153
State Farm $6,095 $7,322 $15,910 $9,162
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,862 $3,570 $4,682 $3,122

Cheapest Douglas, MI Car Insurance for Teen Drivers

Teen car insurance in Douglas, MI can be expensive. Take a look at rates from the top car insurance companies in Douglas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Douglas, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,556 $37,556
Farmers $9,430 $9,430
GEICO $10,945 $10,945
Liberty Mutual $28,466 $28,466
Nationwide $11,181 $11,181
Progressive $10,687 $11,388
State Farm $20,435 $20,435
Travelers $13,395 $13,395
USAA $6,416 $6,151

Cheapest Douglas, MI Car Insurance for Seniors

Take a look at Douglas, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Douglas, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,782 $13,782
Farmers $3,972 $3,972
GEICO $3,930 $3,930
Liberty Mutual $12,035 $12,035
Nationwide $3,680 $3,680
Progressive $2,586 $2,885
State Farm $5,398 $5,398
Travelers $3,858 $3,858
USAA $2,410 $2,284

Cheapest Douglas, MI Car Insurance Rates After a DUI

A DUI in Douglas, MI increases car insurance rates. Compare Douglas, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Douglas, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,795
Farmers $5,930
GEICO $12,638
Liberty Mutual $25,467
Nationwide $6,115
Progressive $4,971
State Farm $15,910
Travelers $10,331
USAA $4,682

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Cheapest Douglas, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Douglas, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Douglas, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,472 $20,472
Farmers $5,611 $5,611
GEICO $5,472 $5,724
Liberty Mutual $15,648 $16,757
Nationwide $5,892 $5,892
Progressive $4,967 $4,967
State Farm $9,371 $9,874
Travelers $6,611 $6,686
USAA $3,519 $3,599

The Best Cheap Car Insurance Companies in Douglas, MI

Take a look at a side-by-side comparison of the top car insurance companies in Douglas, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Douglas, Michigan

Insurance Company Average Annual Rates
Allstate $20,472
Farmers $5,611
GEICO $5,598
Liberty Mutual $16,202
Nationwide $5,892
Progressive $4,967
State Farm $9,622
Travelers $6,649
USAA $3,559

Category Winners: Cheapest Car Insurance in Douglas, Michigan

Find the cheapest car insurance companies in Douglas, MI for each category right here.

Best Annual Car Insurance Rates by Company in Douglas, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Douglas, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Douglas car insurance rates. Find the cheapest Douglas, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Douglas, Michigan

Insurance Company Low Medium High
Allstate $19,989 $20,515 $20,912
Farmers $5,483 $5,599 $5,750
GEICO $5,250 $5,550 $5,995
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $6,173 $5,789 $5,713
Progressive $4,820 $4,973 $5,109
State Farm $9,173 $9,678 $10,017
Travelers $6,575 $6,656 $6,715
USAA $3,459 $3,567 $3,651

What affects car insurance rates in Douglas, Michigan?

What factors can have an impact on Douglas, MI car insurance? There are several reasons why Douglas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Douglas, Michigan.

Commute Time in Douglas

The more time you spend in your car the higher the risk of an accident. The average commute length in Douglas, MI is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Douglas, MI

Ready to find affordable Douglas, Michigan car insurance today? Enter your ZIP code for fast, free Douglas, MI car insurance quotes.

Free Car Insurance Comparison

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