Compare Douglas, NE Car Insurance Rates (2021)

Car insurance in Douglas, NE averages $286 a month. Douglas, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Douglas car insurance rates, compare quotes from the top car insurance companies in Douglas, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Douglas for teen drivers is American Family
  • The cheapest car insurance company in Douglas is American Family
  • Average car insurance rates in Douglas, NE are $3,438/year

If you need to buy Douglas, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Douglas, NE is right here.

You’ll find Douglas car insurance rates, the cheapest Douglas, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Douglas, Nebraska car insurance rates to Grand Island car insurance rates, Hastings car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Douglas, NE car insurance today? Enter your ZIP code for fast, free Douglas car insurance quotes.

Cheapest Douglas, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Douglas, NE car insurance rates? Every Douglas, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Douglas, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,790 $1,790 $1,627 $1,627 $2,971 $4,339 $1,751 $1,890
Farmers $2,439 $2,430 $2,184 $2,307 $9,452 $9,751 $2,749 $2,865
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,195 $3,466 $2,526 $3,080 $14,005 $15,747 $3,339 $3,692
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $2,143 $2,065 $1,757 $1,835 $8,183 $9,214 $2,555 $2,716
State Farm $1,834 $1,834 $1,599 $1,599 $4,858 $6,226 $2,023 $2,287
USAA $1,354 $1,348 $1,236 $1,268 $4,315 $5,154 $1,745 $1,941

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Minimum Car Insurance in Douglas, NE

Every driver must carry the minimum car insurance in Douglas, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Douglas, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Douglas, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Douglas, NE. Compare credit history car insurance rates in Douglas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Douglas, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $2,975 $2,038 $1,657
Farmers $4,894 $4,059 $3,864
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,838 $5,352 $4,204
Nationwide $3,157 $2,512 $2,208
Progressive $4,371 $3,669 $3,386
State Farm $4,045 $2,423 $1,880
USAA $3,052 $2,072 $1,761

Cheapest Douglas, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Douglas, NE to rates for a clean record with top companies.

Annual Douglas, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,177 $2,361 $2,177 $2,177
Farmers $3,619 $4,637 $4,524 $4,308
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,252 $6,204 $6,715 $6,354
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $3,237 $4,748 $3,623 $3,626
State Farm $2,594 $2,971 $2,782 $2,782
USAA $1,739 $2,195 $3,275 $1,970

Cheapest Douglas, NE Car Insurance for Teen Drivers

Teen car insurance in Douglas, NE can be expensive. Take a look at rates from the top car insurance companies in Douglas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Douglas, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $2,971 $4,339
Farmers $9,452 $9,751
GEICO $5,684 $7,440
Liberty Mutual $14,005 $15,747
Nationwide $4,226 $5,274
Progressive $8,183 $9,214
State Farm $4,858 $6,226
USAA $4,315 $5,154

Cheapest Douglas, NE Car Insurance for Seniors

Take a look at Douglas, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Douglas, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,627 $1,627
Farmers $2,184 $2,307
GEICO $2,692 $2,591
Liberty Mutual $2,526 $3,080
Nationwide $1,639 $1,755
Progressive $1,757 $1,835
State Farm $1,599 $1,599
USAA $1,236 $1,268

Cheapest Douglas, NE Car Insurance Rates After a DUI

A DUI in Douglas, NE increases car insurance rates. Compare Douglas, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Douglas, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,810
American Family $2,177
Farmers $4,524
GEICO $4,992
Liberty Mutual $6,715
Nationwide $3,838
Progressive $3,623
State Farm $2,782
USAA $3,275

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Cheapest Douglas, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Douglas, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Douglas, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,205 $2,241
Farmers $4,272 $4,272
GEICO $3,535 $3,646
Liberty Mutual $6,131 $6,131
Nationwide $2,626 $2,626
Progressive $3,809 $3,809
State Farm $2,710 $2,855
USAA $2,268 $2,321

The Best Cheap Car Insurance Companies in Douglas, NE

Take a look at a side-by-side comparison of the top car insurance companies in Douglas, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Douglas, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,223
Farmers $4,272
GEICO $3,591
Liberty Mutual $6,131
Nationwide $2,626
Progressive $3,809
State Farm $2,782
USAA $2,295

Category Winners: Cheapest Car Insurance in Douglas, Nebraska

Find the cheapest car insurance companies in Douglas, NE for each category right here.

Best Annual Car Insurance Rates by Company in Douglas, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Douglas, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Douglas car insurance rates. Find the cheapest Douglas, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Douglas, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,211 $2,290 $2,168
Farmers $4,071 $4,203 $4,542
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,938 $6,094 $6,363
Nationwide $2,673 $2,615 $2,589
Progressive $3,612 $3,796 $4,018
State Farm $2,675 $2,779 $2,894
USAA $2,218 $2,292 $2,375

What affects car insurance rates in Douglas, Nebraska?

What factors can have an impact on Douglas, NE car insurance? There are several reasons why Douglas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Douglas, Nebraska.

Commute Time in Douglas

The more time you spend in your car the higher the risk of an accident. The average commute length in Douglas, NE is 35.3 minutes according to City-Data.

Compare Car Insurance Quotes in Douglas, NE

Ready to find affordable Douglas, Nebraska car insurance today? Enter your ZIP code for fast, free Douglas, NE car insurance quotes.

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