Compare Douglas, OK Car Insurance Rates (2021)

Car insurance in Douglas, OK averages $329 a month. Douglas, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Douglas car insurance rates, compare quotes from the top car insurance companies in Douglas, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Douglas is State Farm
  • Average car insurance rates in Douglas, OK are $3,943/year
  • Average car insurance rates in Douglas, OK after a DUI are $4,451/year

If you need to buy Douglas, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Douglas, OK is right here.

You’ll find Douglas car insurance rates, the cheapest Douglas, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Douglas, Oklahoma car insurance rates to Moore car insurance rates, Tulsa car insurance rates, and Lawton car insurance rates.

Ready to find affordable Douglas, OK car insurance today? Enter your ZIP code for fast, free Douglas car insurance quotes.

Cheapest Douglas, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Douglas, OK car insurance rates? Every Douglas, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Douglas, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,289 $2,306 $2,096 $2,203 $6,932 $8,114 $2,486 $2,634
Farmers $2,291 $2,282 $2,060 $2,166 $8,517 $8,765 $2,599 $2,734
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,501 $4,749 $3,963 $4,303 $12,375 $13,564 $4,684 $4,851
Progressive $2,518 $2,398 $2,072 $2,192 $9,932 $11,138 $2,947 $3,090
State Farm $1,840 $1,840 $1,626 $1,626 $4,781 $6,026 $1,936 $2,173
USAA $1,763 $1,772 $1,686 $1,712 $5,614 $6,286 $2,275 $2,507

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Minimum Car Insurance in Douglas, OK

Every driver must carry the minimum car insurance in Douglas, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Douglas, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Douglas, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Douglas, OK. Compare credit history car insurance rates in Douglas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Douglas, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,490 $3,403 $3,004
Farmers $4,519 $3,721 $3,541
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,518 $5,803 $4,551
Progressive $5,155 $4,382 $4,071
State Farm $3,798 $2,434 $1,961
USAA $4,382 $2,490 $1,984

Cheapest Douglas, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Douglas, OK to rates for a clean record with top companies.

Annual Douglas, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,131 $3,667 $4,217 $3,514
Farmers $3,322 $4,250 $4,147 $3,988
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,458 $7,457 $8,439 $6,141
Progressive $3,535 $6,557 $3,901 $4,151
State Farm $2,530 $2,933 $2,731 $2,731
USAA $2,181 $3,121 $3,825 $2,681

Cheapest Douglas, OK Car Insurance for Teen Drivers

Teen car insurance in Douglas, OK can be expensive. Take a look at rates from the top car insurance companies in Douglas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Douglas, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,932 $8,114
Farmers $8,517 $8,765
GEICO $6,078 $6,489
Liberty Mutual $12,375 $13,564
Progressive $9,932 $11,138
State Farm $4,781 $6,026
USAA $5,614 $6,286

Cheapest Douglas, OK Car Insurance for Seniors

Take a look at Douglas, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Douglas, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,203
Farmers $2,060 $2,166
GEICO $2,260 $2,500
Liberty Mutual $3,963 $4,303
Progressive $2,072 $2,192
State Farm $1,626 $1,626
USAA $1,686 $1,712

Cheapest Douglas, OK Car Insurance Rates After a DUI

A DUI in Douglas, OK increases car insurance rates. Compare Douglas, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Douglas, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,217
Farmers $4,147
GEICO $3,899
Liberty Mutual $8,439
Progressive $3,901
State Farm $2,731
USAA $3,825

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Cheapest Douglas, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Douglas, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Douglas, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,632 $3,632
Farmers $3,927 $3,927
GEICO $3,136 $3,262
Liberty Mutual $6,624 $6,624
Progressive $4,536 $4,536
State Farm $2,684 $2,778
USAA $2,916 $2,988

The Best Cheap Car Insurance Companies in Douglas, OK

Take a look at a side-by-side comparison of the top car insurance companies in Douglas, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Douglas, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,632
Farmers $3,927
GEICO $3,199
Liberty Mutual $6,624
Progressive $4,536
State Farm $2,731
USAA $2,952

Category Winners: Cheapest Car Insurance in Douglas, Oklahoma

Find the cheapest car insurance companies in Douglas, OK for each category right here.

Best Annual Car Insurance Rates by Company in Douglas, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Douglas, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Douglas car insurance rates. Find the cheapest Douglas, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Douglas, Oklahoma

Insurance Company Low Medium High
Allstate $3,430 $3,619 $3,848
Farmers $3,772 $3,886 $4,123
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,311 $6,601 $6,959
Progressive $4,208 $4,507 $4,893
State Farm $2,553 $2,711 $2,929
USAA $2,844 $2,944 $3,068

What affects car insurance rates in Douglas, Oklahoma?

What factors can have an impact on Douglas, OK car insurance? There are several reasons why Douglas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Douglas, Oklahoma.

Commute Time in Douglas

The more time you spend in your car the higher the risk of an accident. The average commute length in Douglas, OK is 16.3 minutes according to City-Data.

Compare Car Insurance Quotes in Douglas, OK

Ready to find affordable Douglas, Oklahoma car insurance today? Enter your ZIP code for fast, free Douglas, OK car insurance quotes.

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