Compare Douglass Hills, KY Car Insurance Rates (2021)

Car insurance in Douglass Hills, KY averages $372 a month. Douglass Hills, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Douglass Hills car insurance rates, compare quotes from the top car insurance companies in Douglass Hills, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Douglass Hills, KY after a DUI are $5,355/year
  • The cheapest car insurance company in Douglass Hills is State Farm
  • Average car insurance rates in Douglass Hills, KY are $4,470/year

If you need to buy Douglass Hills, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Douglass Hills, KY is right here.

You’ll find Douglass Hills car insurance rates, the cheapest Douglass Hills, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Douglass Hills, Kentucky car insurance rates to Owensboro car insurance rates, Richmond car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Douglass Hills, KY car insurance today? Enter your ZIP code for fast, free Douglass Hills car insurance quotes.

Cheapest Douglass Hills, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Douglass Hills, KY car insurance rates? Every Douglass Hills, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Douglass Hills, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,307 $3,255 $3,014 $3,214 $12,828 $14,411 $3,611 $3,787
GEICO $3,468 $3,207 $3,654 $3,310 $7,561 $8,883 $2,823 $2,416
Liberty Mutual $2,715 $2,935 $2,291 $2,561 $12,095 $13,399 $2,837 $2,948
Nationwide $3,596 $3,570 $3,248 $3,376 $8,253 $10,220 $4,104 $4,280
Progressive $2,486 $2,357 $2,240 $2,247 $12,380 $13,990 $3,083 $3,136
State Farm $1,497 $1,497 $1,340 $1,340 $4,390 $5,603 $1,672 $1,841
Travelers $2,024 $2,057 $2,004 $2,006 $9,983 $16,081 $2,123 $2,412
USAA $1,742 $1,734 $1,586 $1,598 $4,813 $5,046 $2,192 $2,387

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Douglass Hills, KY

Every driver must carry the minimum car insurance in Douglass Hills, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Douglass Hills, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Douglass Hills, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Douglass Hills, KY. Compare credit history car insurance rates in Douglass Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Douglass Hills, Kentucky

Insurance Company Poor Fair Good
Allstate $7,848 $5,428 $4,508
GEICO $7,262 $3,625 $2,360
Liberty Mutual $7,445 $4,600 $3,623
Nationwide $6,170 $4,859 $4,213
Progressive $5,836 $5,111 $4,772
State Farm $3,466 $2,093 $1,634
Travelers $5,378 $4,573 $4,558
USAA $3,886 $2,213 $1,813

Cheapest Douglass Hills, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Douglass Hills, KY to rates for a clean record with top companies.

Annual Douglass Hills, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,878 $6,417 $6,885 $5,534
GEICO $2,629 $4,681 $7,131 $3,221
Liberty Mutual $4,346 $6,713 $5,210 $4,622
Nationwide $4,026 $5,228 $6,628 $4,440
Progressive $4,330 $6,435 $4,936 $5,258
State Farm $2,196 $2,599 $2,398 $2,398
Travelers $4,218 $4,334 $6,278 $4,515
USAA $1,982 $2,803 $3,371 $2,394

Cheapest Douglass Hills, KY Car Insurance for Teen Drivers

Teen car insurance in Douglass Hills, KY can be expensive. Take a look at rates from the top car insurance companies in Douglass Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Douglass Hills, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,828 $14,411
GEICO $7,561 $8,883
Liberty Mutual $12,095 $13,399
Nationwide $8,253 $10,220
Progressive $12,380 $13,990
State Farm $4,390 $5,603
Travelers $9,983 $16,081
USAA $4,813 $5,046

Cheapest Douglass Hills, KY Car Insurance for Seniors

Take a look at Douglass Hills, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Douglass Hills, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,014 $3,214
GEICO $3,654 $3,310
Liberty Mutual $2,291 $2,561
Nationwide $3,248 $3,376
Progressive $2,240 $2,247
State Farm $1,340 $1,340
Travelers $2,004 $2,006
USAA $1,586 $1,598

Cheapest Douglass Hills, KY Car Insurance Rates After a DUI

A DUI in Douglass Hills, KY increases car insurance rates. Compare Douglass Hills, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Douglass Hills, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,885
GEICO $7,131
Liberty Mutual $5,210
Nationwide $6,628
Progressive $4,936
State Farm $2,398
Travelers $6,278
USAA $3,371

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Douglass Hills, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Douglass Hills, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Douglass Hills, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,928 $5,928
GEICO $4,374 $4,457
Liberty Mutual $5,223 $5,223
Nationwide $5,081 $5,081
Progressive $5,240 $5,240
State Farm $2,335 $2,461
Travelers $4,836 $4,836
USAA $2,540 $2,735

The Best Cheap Car Insurance Companies in Douglass Hills, KY

Take a look at a side-by-side comparison of the top car insurance companies in Douglass Hills, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Douglass Hills, Kentucky

Insurance Company Average Annual Rates
Allstate $5,928
GEICO $4,415
Liberty Mutual $5,223
Nationwide $5,081
Progressive $5,240
State Farm $2,398
Travelers $4,836
USAA $2,637

Category Winners: Cheapest Car Insurance in Douglass Hills, Kentucky

Find the cheapest car insurance companies in Douglass Hills, KY for each category right here.

Best Annual Car Insurance Rates by Company in Douglass Hills, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Douglass Hills, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Douglass Hills car insurance rates. Find the cheapest Douglass Hills, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Douglass Hills, Kentucky

Insurance Company Low Medium High
Allstate $5,428 $5,901 $6,456
GEICO $4,107 $4,419 $4,721
Liberty Mutual $4,968 $5,191 $5,510
Nationwide $5,096 $5,025 $5,121
Progressive $4,797 $5,173 $5,750
State Farm $2,219 $2,397 $2,576
Travelers $4,560 $4,859 $5,090
USAA $2,496 $2,631 $2,785

What affects car insurance rates in Douglass Hills, Kentucky?

What factors can have an impact on Douglass Hills, KY car insurance? There are several reasons why Douglass Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Douglass Hills, Kentucky.

Commute Time in Douglass Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Douglass Hills, KY is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Douglass Hills, KY

Ready to find affordable Douglass Hills, Kentucky car insurance today? Enter your ZIP code for fast, free Douglass Hills, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption