Compare Dover Beaches North, NJ Car Insurance Rates (2021)

Car insurance in Dover Beaches North, NJ averages $395 a month. Dover Beaches North, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Dover Beaches North car insurance rates, compare quotes from the top car insurance companies in Dover Beaches North, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dover Beaches North is GEICO
  • The cheapest car insurance company in Dover Beaches North for teen drivers is GEICO
  • Average car insurance rates in Dover Beaches North, NJ are $4,746/year

If you need to buy Dover Beaches North, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Dover Beaches North, NJ is right here.

You’ll find Dover Beaches North car insurance rates, the cheapest Dover Beaches North, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Dover Beaches North, New Jersey car insurance rates to Trenton car insurance rates, Newark car insurance rates, and Elizabeth car insurance rates.

Ready to find affordable Dover Beaches North, NJ car insurance today? Enter your ZIP code for fast, free Dover Beaches North car insurance quotes.

Cheapest Dover Beaches North, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dover Beaches North, NJ car insurance rates? Every Dover Beaches North, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dover Beaches North, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,812 $2,797 $2,726 $2,726 $8,871 $10,900 $3,298 $3,405
Farmers $3,805 $3,833 $3,713 $3,633 $10,958 $12,586 $4,509 $4,570
GEICO $1,988 $1,955 $1,945 $1,945 $3,605 $3,611 $2,281 $2,231
Liberty Mutual $4,406 $4,406 $4,837 $4,837 $11,371 $12,900 $4,837 $5,548
Progressive $1,613 $1,498 $1,464 $1,505 $7,099 $7,777 $1,897 $1,813
State Farm $3,770 $3,770 $3,419 $3,419 $12,321 $15,806 $4,296 $4,797
Travelers $3,007 $2,909 $2,793 $2,810 $6,753 $7,600 $2,915 $2,877

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Minimum Car Insurance in Dover Beaches North, NJ

Every driver must carry the minimum car insurance in Dover Beaches North, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Dover Beaches North, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Dover Beaches North, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dover Beaches North, NJ. Compare credit history car insurance rates in Dover Beaches North from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dover Beaches North, New Jersey

Insurance Company Poor Fair Good
Allstate $6,498 $4,240 $3,338
Farmers $7,087 $5,539 $5,226
GEICO $3,670 $2,121 $1,544
Liberty Mutual $8,417 $6,242 $5,270
Progressive $3,440 $3,016 $2,793
State Farm $9,320 $5,632 $4,397
Travelers $5,325 $3,895 $2,654

Cheapest Dover Beaches North, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dover Beaches North, NJ to rates for a clean record with top companies.

Annual Dover Beaches North, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,513 $5,839 $5,139 $4,277
Farmers $4,628 $7,798 $6,383 $4,995
GEICO $1,908 $2,500 $3,465 $1,908
Liberty Mutual $6,379 $7,301 $6,511 $6,379
Progressive $2,661 $3,551 $3,032 $3,088
State Farm $3,517 $6,382 $10,243 $5,657
Travelers $3,041 $4,528 $4,371 $3,892

Cheapest Dover Beaches North, NJ Car Insurance for Teen Drivers

Teen car insurance in Dover Beaches North, NJ can be expensive. Take a look at rates from the top car insurance companies in Dover Beaches North for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dover Beaches North, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,871 $10,900
Farmers $10,958 $12,586
GEICO $3,605 $3,611
Liberty Mutual $11,371 $12,900
Progressive $7,099 $7,777
State Farm $12,321 $15,806
Travelers $6,753 $7,600

Cheapest Dover Beaches North, NJ Car Insurance for Seniors

Take a look at Dover Beaches North, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dover Beaches North, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,726 $2,726
Farmers $3,713 $3,633
GEICO $1,945 $1,945
Liberty Mutual $4,837 $4,837
Progressive $1,464 $1,505
State Farm $3,419 $3,419
Travelers $2,793 $2,810

Cheapest Dover Beaches North, NJ Car Insurance Rates After a DUI

A DUI in Dover Beaches North, NJ increases car insurance rates. Compare Dover Beaches North, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dover Beaches North, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,139
Farmers $6,383
GEICO $3,465
Liberty Mutual $6,511
Progressive $3,032
State Farm $10,243
Travelers $4,371

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Cheapest Dover Beaches North, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dover Beaches North, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dover Beaches North, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,683 $4,701
Farmers $5,951 $5,951
GEICO $2,425 $2,465
Liberty Mutual $6,578 $6,707
Progressive $3,083 $3,083
State Farm $6,284 $6,615
Travelers $3,958 $3,958

The Best Cheap Car Insurance Companies in Dover Beaches North, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Dover Beaches North, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dover Beaches North, New Jersey

Insurance Company Average Annual Rates
Allstate $4,692
Farmers $5,951
GEICO $2,445
Liberty Mutual $6,643
Progressive $3,083
State Farm $6,450
Travelers $3,958

Category Winners: Cheapest Car Insurance in Dover Beaches North, New Jersey

Find the cheapest car insurance companies in Dover Beaches North, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Dover Beaches North, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Dover Beaches North, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dover Beaches North car insurance rates. Find the cheapest Dover Beaches North, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dover Beaches North, New Jersey

Insurance Company Low Medium High
Allstate $4,368 $4,755 $4,953
Farmers $5,309 $5,921 $6,623
GEICO $2,150 $2,499 $2,686
Liberty Mutual $5,935 $6,846 $7,148
Progressive $2,774 $3,136 $3,339
State Farm $5,991 $6,535 $6,823
Travelers $3,616 $3,958 $4,300

What affects car insurance rates in Dover Beaches North, New Jersey?

What factors can have an impact on Dover Beaches North, NJ car insurance? There are several reasons why Dover Beaches North car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dover Beaches North, New Jersey.

Commute Time in Dover Beaches North

The more time you spend in your car the higher the risk of an accident. The average commute length in Dover Beaches North, NJ is 43.8 minutes according to City-Data.

Compare Car Insurance Quotes in Dover Beaches North, NJ

Ready to find affordable Dover Beaches North, New Jersey car insurance today? Enter your ZIP code for fast, free Dover Beaches North, NJ car insurance quotes.

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