Compare Dover, NH Car Insurance Rates (2021)

Car insurance in Dover, NH averages $260 a month. Dover, New Hampshire car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Dover car insurance rates, compare quotes from the top car insurance companies in Dover, NH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dover for teen drivers is GEICO
  • Average car insurance rates in Dover, NH after a DUI are $3,619/year
  • Average car insurance rates in Dover, NH are $3,124/year

If you need to buy Dover, New Hampshire car insurance, the options can be confusing. Everything you need to know about car insurance in Dover, NH is right here.

You’ll find Dover car insurance rates, the cheapest Dover, NH car insurance companies, and information on New Hampshire car insurance laws. You can also compare Dover, New Hampshire car insurance rates to Laconia car insurance rates, Manchester car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Dover, NH car insurance today? Enter your ZIP code for fast, free Dover car insurance quotes.

Cheapest Dover, NH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dover, NH car insurance rates? Every Dover, New Hampshire car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dover, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,932 $2,055 $2,040 $2,239 $3,851 $4,858 $2,045 $2,174
GEICO $1,008 $995 $902 $902 $2,451 $3,387 $1,049 $1,577
Liberty Mutual $4,886 $5,275 $3,979 $4,471 $18,142 $20,118 $5,148 $5,445
Nationwide $1,701 $1,724 $1,532 $1,608 $4,769 $6,057 $1,961 $2,105
Progressive $1,444 $1,323 $1,254 $1,262 $6,482 $7,161 $1,700 $1,712
State Farm $1,314 $1,314 $1,201 $1,201 $3,977 $4,933 $1,467 $1,665
USAA $863 $846 $809 $810 $3,605 $3,971 $1,076 $1,177

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Minimum Car Insurance in Dover, NH

Every driver must carry the minimum car insurance in Dover, NH. Take a look at the New Hampshire car insurance requirements.

Minimum Required Car Insurance Coverage in Dover, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dover, NH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dover, NH. Compare credit history car insurance rates in Dover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dover, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,262 $2,411 $2,275
GEICO $1,814 $1,489 $1,299
Liberty Mutual $12,086 $7,415 $5,798
Nationwide $3,123 $2,561 $2,362
Progressive $3,108 $2,722 $2,547
State Farm $3,020 $1,882 $1,501
USAA $2,223 $1,470 $1,241

Cheapest Dover, NH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dover, NH to rates for a clean record with top companies.

Annual Dover, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,221 $2,992 $2,815 $2,569
GEICO $1,362 $1,510 $1,900 $1,362
Liberty Mutual $5,292 $9,586 $9,818 $9,036
Nationwide $2,059 $2,869 $3,511 $2,289
Progressive $2,400 $3,301 $2,648 $2,820
State Farm $1,962 $2,104 $2,509 $1,962
USAA $1,268 $1,705 $2,132 $1,473

Cheapest Dover, NH Car Insurance for Teen Drivers

Teen car insurance in Dover, NH can be expensive. Take a look at rates from the top car insurance companies in Dover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dover, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $3,851 $4,858
GEICO $2,451 $3,387
Liberty Mutual $18,142 $20,118
Nationwide $4,769 $6,057
Progressive $6,482 $7,161
State Farm $3,977 $4,933
USAA $3,605 $3,971

Cheapest Dover, NH Car Insurance for Seniors

Take a look at Dover, NH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dover, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,040 $2,239
GEICO $902 $902
Liberty Mutual $3,979 $4,471
Nationwide $1,532 $1,608
Progressive $1,254 $1,262
State Farm $1,201 $1,201
USAA $809 $810

Cheapest Dover, NH Car Insurance Rates After a DUI

A DUI in Dover, NH increases car insurance rates. Compare Dover, New Hampshire DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dover, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,815
GEICO $1,900
Liberty Mutual $9,818
Nationwide $3,511
Progressive $2,648
State Farm $2,509
USAA $2,132

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Cheapest Dover, NH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dover, NH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dover, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,614 $2,685
GEICO $1,521 $1,547
Liberty Mutual $8,433 $8,433
Nationwide $2,682 $2,682
Progressive $2,792 $2,792
State Farm $2,085 $2,183
USAA $1,628 $1,661

The Best Cheap Car Insurance Companies in Dover, NH

Take a look at a side-by-side comparison of the top car insurance companies in Dover, NH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dover, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,649
GEICO $1,534
Liberty Mutual $8,433
Nationwide $2,682
Progressive $2,792
State Farm $2,134
USAA $1,645

Category Winners: Cheapest Car Insurance in Dover, New Hampshire

Find the cheapest car insurance companies in Dover, NH for each category right here.

Best Annual Car Insurance Rates by Company in Dover, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Dover, NH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dover car insurance rates. Find the cheapest Dover, NH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dover, New Hampshire

Insurance Company Low Medium High
Allstate $2,574 $2,646 $2,728
GEICO $1,461 $1,525 $1,616
Liberty Mutual $8,102 $8,407 $8,790
Nationwide $2,855 $2,645 $2,546
Progressive $2,691 $2,793 $2,893
State Farm $2,026 $2,137 $2,239
USAA $1,572 $1,641 $1,721

What affects car insurance rates in Dover, New Hampshire?

What factors can have an impact on Dover, NH car insurance? There are several reasons why Dover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dover, New Hampshire.

Car Theft in Dover

High levels of vehicle theft can make car insurance more expensive. Dover, NH car theft statistics from the FBI indicate 11 vehicle thefts a year.

Commute Time in Dover

The more time you spend in your car the higher the risk of an accident. The average commute length in Dover, NH is 24.2 minutes according to City-Data.

Traffic in Dover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dover, NH traffic data from INRIX ranks Dover as the 836th-most congested in the world.

Compare Car Insurance Quotes in Dover, NH

Ready to find affordable Dover, New Hampshire car insurance today? Enter your ZIP code for fast, free Dover, NH car insurance quotes.

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