Compare Dover, TN Car Insurance Rates (2021)

Car insurance in Dover, TN averages $297 a month. Dover, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Dover car insurance rates, compare quotes from the top car insurance companies in Dover, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Dover, TN after a DUI are $4,199/year
  • The cheapest car insurance company in Dover is Farmers
  • The cheapest car insurance company in Dover for teen drivers is Travelers

If you need to buy Dover, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Dover, TN is right here.

You’ll find Dover car insurance rates, the cheapest Dover, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Dover, Tennessee car insurance rates to Hendersonville car insurance rates, Johnson City car insurance rates, and Memphis car insurance rates.

Ready to find affordable Dover, TN car insurance today? Enter your ZIP code for fast, free Dover car insurance quotes.

Cheapest Dover, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dover, TN car insurance rates? Every Dover, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dover, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,759 $2,647 $2,485 $2,579 $10,459 $11,404 $2,936 $3,036
Farmers $1,355 $1,383 $1,216 $1,343 $5,541 $5,932 $1,840 $1,927
GEICO $2,404 $2,433 $2,223 $2,223 $7,023 $7,175 $2,425 $2,499
Liberty Mutual $3,692 $129 $3,029 $3,380 $14,616 $16,236 $3,970 $4,250
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,913 $1,814 $1,555 $1,623 $8,419 $9,491 $2,313 $2,535
State Farm $1,665 $1,665 $1,491 $1,491 $4,946 $6,197 $1,878 $2,181
Travelers $1,732 $1,824 $1,558 $1,660 $4,700 $5,779 $1,848 $1,946
USAA $1,631 $1,668 $1,465 $1,472 $5,677 $6,511 $2,129 $2,285

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Dover, TN

Every driver must carry the minimum car insurance in Dover, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Dover, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Dover, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dover, TN. Compare credit history car insurance rates in Dover from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dover, Tennessee

Insurance Company Poor Fair Good
Allstate $6,103 $4,683 $3,579
Farmers $3,051 $2,390 $2,261
GEICO $4,036 $3,448 $3,168
Liberty Mutual $8,858 $5,403 $4,227
Nationwide $3,761 $2,980 $2,643
Progressive $4,183 $3,590 $3,350
State Farm $3,906 $2,343 $1,819
Travelers $3,357 $2,619 $1,917
USAA $4,157 $2,418 $1,990

Cheapest Dover, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dover, TN to rates for a clean record with top companies.

Annual Dover, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,005 $4,777 $5,784 $4,587
Farmers $2,201 $2,703 $2,768 $2,597
GEICO $2,562 $3,454 $5,625 $2,562
Liberty Mutual $5,002 $7,191 $6,701 $5,757
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,267 $4,231 $3,479 $3,854
State Farm $2,460 $2,918 $2,689 $2,689
Travelers $2,139 $2,739 $3,017 $2,629
USAA $2,080 $3,102 $3,660 $2,576

Cheapest Dover, TN Car Insurance for Teen Drivers

Teen car insurance in Dover, TN can be expensive. Take a look at rates from the top car insurance companies in Dover for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dover, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,459 $11,404
Farmers $5,541 $5,932
GEICO $7,023 $7,175
Liberty Mutual $14,616 $16,236
Nationwide $5,414 $7,005
Progressive $8,419 $9,491
State Farm $4,946 $6,197
Travelers $4,700 $5,779
USAA $5,677 $6,511

Cheapest Dover, TN Car Insurance for Seniors

Take a look at Dover, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dover, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,485 $2,579
Farmers $1,216 $1,343
GEICO $2,223 $2,223
Liberty Mutual $3,029 $3,380
Nationwide $1,818 $1,853
Progressive $1,555 $1,623
State Farm $1,491 $1,491
Travelers $1,558 $1,660
USAA $1,465 $1,472

Cheapest Dover, TN Car Insurance Rates After a DUI

A DUI in Dover, TN increases car insurance rates. Compare Dover, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dover, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,784
Farmers $2,768
GEICO $5,625
Liberty Mutual $6,701
Nationwide $4,070
Progressive $3,479
State Farm $2,689
Travelers $3,017
USAA $3,660

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Dover, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dover, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dover, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,788 $4,788
Farmers $2,567 $2,567
GEICO $3,534 $3,568
Liberty Mutual $6,163 $6,163
Nationwide $3,128 $3,128
Progressive $3,708 $3,708
State Farm $2,626 $2,752
Travelers $2,528 $2,734
USAA $2,773 $2,937

The Best Cheap Car Insurance Companies in Dover, TN

Take a look at a side-by-side comparison of the top car insurance companies in Dover, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dover, Tennessee

Insurance Company Average Annual Rates
Allstate $4,788
Farmers $2,567
GEICO $3,551
Liberty Mutual $6,163
Nationwide $3,128
Progressive $3,708
State Farm $2,689
Travelers $2,631
USAA $2,855

Category Winners: Cheapest Car Insurance in Dover, Tennessee

Find the cheapest car insurance companies in Dover, TN for each category right here.

Best Annual Car Insurance Rates by Company in Dover, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors Farmers
Clean Record USAA
With 1 Accident Farmers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Dover, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dover car insurance rates. Find the cheapest Dover, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dover, Tennessee

Insurance Company Low Medium High
Allstate $4,626 $4,777 $4,962
Farmers $2,412 $2,555 $2,735
GEICO $3,401 $3,543 $3,707
Liberty Mutual $5,919 $6,159 $6,410
Nationwide $3,154 $3,057 $3,173
Progressive $3,523 $3,708 $3,893
State Farm $2,552 $2,700 $2,815
Travelers $2,489 $2,629 $2,775
USAA $2,770 $2,845 $2,950

What affects car insurance rates in Dover, Tennessee?

What factors can have an impact on Dover, TN car insurance? There are several reasons why Dover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dover, Tennessee.

Commute Time in Dover

The more time you spend in your car the higher the risk of an accident. The average commute length in Dover, TN is 25.4 minutes according to City-Data.

Traffic in Dover

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dover, TN traffic data from INRIX ranks Dover as the 836th-most congested in the world.

Compare Car Insurance Quotes in Dover, TN

Ready to find affordable Dover, Tennessee car insurance today? Enter your ZIP code for fast, free Dover, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption