Compare Dowelltown, TN Car Insurance Rates (2021)

Car insurance in Dowelltown, TN averages $309 a month. Dowelltown, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Dowelltown car insurance rates, compare quotes from the top car insurance companies in Dowelltown, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dowelltown is State Farm
  • Average car insurance rates in Dowelltown, TN are $3,705/year
  • The cheapest car insurance company in Dowelltown for teen drivers is State Farm

If you need to buy Dowelltown, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Dowelltown, TN is right here.

You’ll find Dowelltown car insurance rates, the cheapest Dowelltown, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Dowelltown, Tennessee car insurance rates to Hendersonville car insurance rates, Clarksville car insurance rates, and Chattanooga car insurance rates.

Ready to find affordable Dowelltown, TN car insurance today? Enter your ZIP code for fast, free Dowelltown car insurance quotes.

Cheapest Dowelltown, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dowelltown, TN car insurance rates? Every Dowelltown, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dowelltown, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,782 $2,680 $2,498 $2,594 $10,279 $11,214 $2,981 $3,087
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,356 $2,378 $2,171 $2,171 $7,151 $7,280 $2,393 $2,469
Liberty Mutual $3,820 $129 $3,129 $3,495 $15,540 $17,267 $4,106 $4,387
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,882 $1,779 $1,530 $1,600 $8,417 $9,486 $2,272 $2,491
State Farm $1,566 $1,566 $1,404 $1,404 $4,716 $5,887 $1,767 $2,068
Travelers $1,793 $1,887 $1,634 $1,738 $5,076 $6,297 $1,909 $2,009
USAA $1,459 $1,484 $1,317 $1,316 $5,185 $5,947 $1,900 $2,026

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Minimum Car Insurance in Dowelltown, TN

Every driver must carry the minimum car insurance in Dowelltown, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Dowelltown, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Dowelltown, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dowelltown, TN. Compare credit history car insurance rates in Dowelltown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dowelltown, Tennessee

Insurance Company Poor Fair Good
Allstate $6,073 $4,657 $3,562
Farmers $4,435 $3,468 $3,281
GEICO $4,024 $3,446 $3,169
Liberty Mutual $9,301 $5,696 $4,455
Nationwide $3,876 $3,066 $2,714
Progressive $4,145 $3,568 $3,333
State Farm $3,698 $2,219 $1,724
Travelers $3,550 $2,792 $2,036
USAA $3,741 $2,190 $1,806

Cheapest Dowelltown, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dowelltown, TN to rates for a clean record with top companies.

Annual Dowelltown, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,007 $4,765 $5,718 $4,566
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,575 $3,453 $5,581 $2,575
Liberty Mutual $5,259 $7,577 $7,052 $6,049
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,243 $4,208 $3,454 $3,824
State Farm $2,326 $2,768 $2,547 $2,547
Travelers $2,263 $2,909 $3,214 $2,786
USAA $1,878 $2,809 $3,305 $2,326

Cheapest Dowelltown, TN Car Insurance for Teen Drivers

Teen car insurance in Dowelltown, TN can be expensive. Take a look at rates from the top car insurance companies in Dowelltown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dowelltown, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,279 $11,214
Farmers $7,996 $8,459
GEICO $7,151 $7,280
Liberty Mutual $15,540 $17,267
Nationwide $5,610 $7,244
Progressive $8,417 $9,486
State Farm $4,716 $5,887
Travelers $5,076 $6,297
USAA $5,185 $5,947

Cheapest Dowelltown, TN Car Insurance for Seniors

Take a look at Dowelltown, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dowelltown, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,498 $2,594
Farmers $1,797 $1,951
GEICO $2,171 $2,171
Liberty Mutual $3,129 $3,495
Nationwide $1,860 $1,893
Progressive $1,530 $1,600
State Farm $1,404 $1,404
Travelers $1,634 $1,738
USAA $1,317 $1,316

Cheapest Dowelltown, TN Car Insurance Rates After a DUI

A DUI in Dowelltown, TN increases car insurance rates. Compare Dowelltown, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dowelltown, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,718
Farmers $4,028
GEICO $5,581
Liberty Mutual $7,052
Nationwide $4,181
Progressive $3,454
State Farm $2,547
Travelers $3,214
USAA $3,305

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Cheapest Dowelltown, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dowelltown, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dowelltown, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,764 $4,764
Farmers $3,728 $3,728
GEICO $3,525 $3,568
Liberty Mutual $6,484 $6,484
Nationwide $3,219 $3,219
Progressive $3,682 $3,682
State Farm $2,489 $2,605
Travelers $2,683 $2,903
USAA $2,507 $2,652

The Best Cheap Car Insurance Companies in Dowelltown, TN

Take a look at a side-by-side comparison of the top car insurance companies in Dowelltown, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dowelltown, Tennessee

Insurance Company Average Annual Rates
Allstate $4,764
Farmers $3,728
GEICO $3,546
Liberty Mutual $6,484
Nationwide $3,219
Progressive $3,682
State Farm $2,547
Travelers $2,793
USAA $2,579

Category Winners: Cheapest Car Insurance in Dowelltown, Tennessee

Find the cheapest car insurance companies in Dowelltown, TN for each category right here.

Best Annual Car Insurance Rates by Company in Dowelltown, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Dowelltown, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dowelltown car insurance rates. Find the cheapest Dowelltown, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dowelltown, Tennessee

Insurance Company Low Medium High
Allstate $4,602 $4,753 $4,937
Farmers $3,548 $3,713 $3,923
GEICO $3,385 $3,539 $3,715
Liberty Mutual $6,224 $6,484 $6,744
Nationwide $3,248 $3,149 $3,259
Progressive $3,475 $3,681 $3,890
State Farm $2,428 $2,556 $2,657
Travelers $2,627 $2,791 $2,962
USAA $2,501 $2,571 $2,666

What affects car insurance rates in Dowelltown, Tennessee?

What factors can have an impact on Dowelltown, TN car insurance? There are several reasons why Dowelltown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dowelltown, Tennessee.

Commute Time in Dowelltown

The more time you spend in your car the higher the risk of an accident. The average commute length in Dowelltown, TN is 35.8 minutes according to City-Data.

Compare Car Insurance Quotes in Dowelltown, TN

Ready to find affordable Dowelltown, Tennessee car insurance today? Enter your ZIP code for fast, free Dowelltown, TN car insurance quotes.

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