Compare Downs, KS Car Insurance Rates (2021)

Car insurance in Downs, KS averages $282 a month. Downs, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Downs car insurance rates, compare quotes from the top car insurance companies in Downs, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Downs for teen drivers is American Family
  • Average car insurance rates in Downs, KS after a DUI are $4,054/year
  • Average car insurance rates in Downs, KS are $3,383/year

If you need to buy Downs, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Downs, KS is right here.

You’ll find Downs car insurance rates, the cheapest Downs, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Downs, Kansas car insurance rates to Shawnee car insurance rates, Lenexa car insurance rates, and Overland Park car insurance rates.

Ready to find affordable Downs, KS car insurance today? Enter your ZIP code for fast, free Downs car insurance quotes.

Cheapest Downs, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Downs, KS car insurance rates? Every Downs, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Downs, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,754 $1,754 $1,581 $1,581 $3,254 $3,878 $1,754 $1,954
Farmers $2,718 $2,709 $2,436 $2,533 $6,922 $7,175 $3,048 $3,222
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,942 $2,016 $1,717 $1,866 $3,702 $4,573 $2,219 $2,372
Progressive $2,637 $2,539 $2,122 $2,206 $9,182 $10,386 $3,115 $3,333
State Farm $1,678 $1,678 $1,465 $1,465 $4,399 $5,616 $1,884 $2,125
Travelers $2,095 $2,138 $2,006 $2,044 $8,150 $12,734 $2,136 $2,566
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Downs, KS

Every driver must carry the minimum car insurance in Downs, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Downs, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Downs, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Downs, KS. Compare credit history car insurance rates in Downs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Downs, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,854 $2,029 $1,683
Farmers $4,545 $3,595 $3,396
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,854 $2,482 $2,317
Progressive $5,132 $4,266 $3,922
State Farm $3,696 $2,209 $1,711
Travelers $4,909 $3,975 $3,817
USAA $3,182 $2,079 $1,707

Cheapest Downs, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Downs, KS to rates for a clean record with top companies.

Annual Downs, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,151 $2,301 $2,151 $2,151
Farmers $3,256 $4,157 $4,053 $3,915
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,886 $2,183 $3,957 $2,178
Progressive $4,116 $4,774 $4,282 $4,589
State Farm $2,360 $2,718 $2,539 $2,539
Travelers $3,127 $4,033 $5,510 $4,264
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Downs, KS Car Insurance for Teen Drivers

Teen car insurance in Downs, KS can be expensive. Take a look at rates from the top car insurance companies in Downs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Downs, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,254 $3,878
Farmers $6,922 $7,175
GEICO $4,439 $5,960
Liberty Mutual $10,604 $11,854
Nationwide $3,702 $4,573
Progressive $9,182 $10,386
State Farm $4,399 $5,616
Travelers $8,150 $12,734
USAA $4,580 $4,837

Cheapest Downs, KS Car Insurance for Seniors

Take a look at Downs, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Downs, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,581 $1,581
Farmers $2,436 $2,533
GEICO $2,443 $2,273
Liberty Mutual $2,281 $2,547
Nationwide $1,717 $1,866
Progressive $2,122 $2,206
State Farm $1,465 $1,465
Travelers $2,006 $2,044
USAA $1,272 $1,296

Cheapest Downs, KS Car Insurance Rates After a DUI

A DUI in Downs, KS increases car insurance rates. Compare Downs, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Downs, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,151
Farmers $4,053
GEICO $4,922
Liberty Mutual $5,262
Nationwide $3,957
Progressive $4,282
State Farm $2,539
Travelers $5,510
USAA $3,352

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Cheapest Downs, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Downs, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Downs, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,160 $2,218
Farmers $3,845 $3,845
GEICO $3,027 $3,159
Liberty Mutual $4,739 $4,739
Nationwide $2,551 $2,551
Progressive $4,440 $4,440
State Farm $2,476 $2,602
Travelers $4,234 $4,234
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Downs, KS

Take a look at a side-by-side comparison of the top car insurance companies in Downs, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Downs, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,189
Farmers $3,845
GEICO $3,093
Liberty Mutual $4,739
Nationwide $2,551
Progressive $4,440
State Farm $2,539
Travelers $4,234
USAA $2,323

Category Winners: Cheapest Car Insurance in Downs, Kansas

Find the cheapest car insurance companies in Downs, KS for each category right here.

Best Annual Car Insurance Rates by Company in Downs, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Downs, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Downs car insurance rates. Find the cheapest Downs, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Downs, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,222 $2,300 $2,045
Farmers $3,709 $3,827 $4,000
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,700 $2,521 $2,432
Progressive $4,247 $4,412 $4,662
State Farm $2,450 $2,546 $2,621
Travelers $4,040 $4,240 $4,421
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Downs, Kansas?

What factors can have an impact on Downs, KS car insurance? There are several reasons why Downs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Downs, Kansas.

Commute Time in Downs

The more time you spend in your car the higher the risk of an accident. The average commute length in Downs, KS is 15.4 minutes according to City-Data.

Compare Car Insurance Quotes in Downs, KS

Ready to find affordable Downs, Kansas car insurance today? Enter your ZIP code for fast, free Downs, KS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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