Compare Downsville, WI Car Insurance Rates (2021)

Car insurance in Downsville, WI averages $260 a month. Downsville, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Downsville car insurance rates, compare quotes from the top car insurance companies in Downsville, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Downsville is American Family
  • Average car insurance rates in Downsville, WI after a DUI are $3,453/year
  • The cheapest car insurance company in Downsville for teen drivers is American Family

If you need to buy Downsville, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Downsville, WI is right here.

You’ll find Downsville car insurance rates, the cheapest Downsville, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Downsville, Wisconsin car insurance rates to Appleton car insurance rates, Kenosha car insurance rates, and Milwaukee car insurance rates.

Ready to find affordable Downsville, WI car insurance today? Enter your ZIP code for fast, free Downsville car insurance quotes.

Cheapest Downsville, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Downsville, WI car insurance rates? Every Downsville, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Downsville, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,377 $2,506 $2,194 $2,424 $7,756 $9,919 $2,418 $2,633
American Family $1,073 $1,126 $1,002 $1,014 $3,076 $3,410 $1,270 $1,358
Farmers $2,023 $2,021 $1,798 $1,900 $9,282 $9,600 $2,293 $2,405
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $1,739 $1,900 $1,406 $1,600 $5,758 $6,462 $1,849 $2,006
Nationwide $4,001 $4,226 $3,295 $3,483 $7,941 $12,115 $4,852 $5,819
Progressive $2,045 $1,955 $1,675 $1,743 $7,626 $8,619 $2,457 $2,663
State Farm $1,343 $1,343 $1,183 $1,183 $3,658 $4,644 $1,511 $1,715
USAA $1,373 $1,376 $1,238 $1,268 $3,424 $3,987 $1,790 $1,974

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Minimum Car Insurance in Downsville, WI

Every driver must carry the minimum car insurance in Downsville, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Downsville, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Downsville, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Downsville, WI. Compare credit history car insurance rates in Downsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Downsville, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,296 $3,639 $3,150
American Family $2,228 $1,471 $1,299
Farmers $4,433 $3,738 $3,575
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,099 $2,472 $1,949
Nationwide $6,427 $5,361 $5,361
Progressive $4,104 $3,469 $3,220
State Farm $3,091 $1,775 $1,351
USAA $3,174 $1,663 $1,325

Cheapest Downsville, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Downsville, WI to rates for a clean record with top companies.

Annual Downsville, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,281 $4,523 $4,227 $4,082
American Family $1,592 $1,691 $1,691 $1,691
Farmers $3,413 $4,302 $4,077 $3,868
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,175 $3,082 $3,203 $2,900
Nationwide $4,832 $5,590 $6,852 $5,590
Progressive $3,296 $3,984 $3,419 $3,691
State Farm $1,917 $2,228 $2,072 $2,072
USAA $1,613 $2,024 $2,739 $1,838

Cheapest Downsville, WI Car Insurance for Teen Drivers

Teen car insurance in Downsville, WI can be expensive. Take a look at rates from the top car insurance companies in Downsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Downsville, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,756 $9,919
American Family $3,076 $3,410
Farmers $9,282 $9,600
GEICO $4,471 $4,822
Liberty Mutual $5,758 $6,462
Nationwide $7,941 $12,115
Progressive $7,626 $8,619
State Farm $3,658 $4,644
USAA $3,424 $3,987

Cheapest Downsville, WI Car Insurance for Seniors

Take a look at Downsville, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Downsville, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,194 $2,424
American Family $1,002 $1,014
Farmers $1,798 $1,900
GEICO $1,403 $1,579
Liberty Mutual $1,406 $1,600
Nationwide $3,295 $3,483
Progressive $1,675 $1,743
State Farm $1,183 $1,183
USAA $1,238 $1,268

Cheapest Downsville, WI Car Insurance Rates After a DUI

A DUI in Downsville, WI increases car insurance rates. Compare Downsville, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Downsville, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,227
American Family $1,691
Farmers $4,077
GEICO $2,797
Liberty Mutual $3,203
Nationwide $6,852
Progressive $3,419
State Farm $2,072
USAA $2,739

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Cheapest Downsville, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Downsville, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Downsville, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,931 $4,126
American Family $1,638 $1,695
Farmers $3,915 $3,915
GEICO $2,176 $2,273
Liberty Mutual $2,840 $2,840
Nationwide $5,716 $5,716
Progressive $3,598 $3,598
State Farm $2,022 $2,123
USAA $2,027 $2,081

The Best Cheap Car Insurance Companies in Downsville, WI

Take a look at a side-by-side comparison of the top car insurance companies in Downsville, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Downsville, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,028
American Family $1,666
Farmers $3,915
GEICO $2,225
Liberty Mutual $2,840
Nationwide $5,716
Progressive $3,598
State Farm $2,072
USAA $2,054

Category Winners: Cheapest Car Insurance in Downsville, Wisconsin

Find the cheapest car insurance companies in Downsville, WI for each category right here.

Best Annual Car Insurance Rates by Company in Downsville, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Downsville, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Downsville car insurance rates. Find the cheapest Downsville, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Downsville, Wisconsin

Insurance Company Low Medium High
Allstate $3,859 $4,019 $4,207
American Family $1,648 $1,681 $1,670
Farmers $3,636 $3,891 $4,219
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,623 $2,865 $3,032
Nationwide $5,566 $5,714 $5,869
Progressive $3,389 $3,625 $3,780
State Farm $1,968 $2,078 $2,172
USAA $1,983 $2,055 $2,123

What affects car insurance rates in Downsville, Wisconsin?

What factors can have an impact on Downsville, WI car insurance? There are several reasons why Downsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Downsville, Wisconsin.

Commute Time in Downsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Downsville, WI is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Downsville, WI

Ready to find affordable Downsville, Wisconsin car insurance today? Enter your ZIP code for fast, free Downsville, WI car insurance quotes.

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