Compare Drakesboro, KY Car Insurance Rates (2021)

Car insurance in Drakesboro, KY averages $356 a month. Drakesboro, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Drakesboro car insurance rates, compare quotes from the top car insurance companies in Drakesboro, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Drakesboro is USAA
  • The cheapest car insurance company in Drakesboro for teen drivers is USAA
  • Average car insurance rates in Drakesboro, KY are $4,272/year

If you need to buy Drakesboro, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Drakesboro, KY is right here.

You’ll find Drakesboro car insurance rates, the cheapest Drakesboro, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Drakesboro, Kentucky car insurance rates to Covington car insurance rates, Owensboro car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Drakesboro, KY car insurance today? Enter your ZIP code for fast, free Drakesboro car insurance quotes.

Cheapest Drakesboro, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Drakesboro, KY car insurance rates? Every Drakesboro, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Drakesboro, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,227 $3,212 $2,892 $3,086 $11,446 $12,850 $3,627 $3,859
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,836 $3,072 $2,427 $2,707 $11,587 $12,789 $2,956 $3,059
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,978 $1,892 $1,760 $1,779 $9,234 $10,433 $2,451 $2,513
State Farm $2,107 $2,107 $1,884 $1,884 $6,355 $8,017 $2,350 $2,646
Travelers $2,226 $2,267 $2,182 $2,187 $10,592 $16,988 $2,325 $2,693
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Drakesboro, KY

Every driver must carry the minimum car insurance in Drakesboro, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Drakesboro, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Drakesboro, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Drakesboro, KY. Compare credit history car insurance rates in Drakesboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Drakesboro, Kentucky

Insurance Company Poor Fair Good
Allstate $7,316 $5,043 $4,217
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,407 $4,546 $3,585
Nationwide $4,672 $3,666 $3,197
Progressive $4,497 $3,897 $3,621
State Farm $4,942 $2,985 $2,329
Travelers $5,783 $4,892 $4,873
USAA $4,165 $2,317 $1,884

Cheapest Drakesboro, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Drakesboro, KY to rates for a clean record with top companies.

Annual Drakesboro, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,624 $5,973 $6,324 $5,180
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,317 $6,643 $5,165 $4,591
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,317 $4,882 $3,787 $4,035
State Farm $3,120 $3,717 $3,419 $3,419
Travelers $4,521 $4,652 $6,710 $4,847
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Drakesboro, KY Car Insurance for Teen Drivers

Teen car insurance in Drakesboro, KY can be expensive. Take a look at rates from the top car insurance companies in Drakesboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Drakesboro, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,446 $12,850
GEICO $6,831 $8,150
Liberty Mutual $11,587 $12,789
Nationwide $6,037 $7,550
Progressive $9,234 $10,433
State Farm $6,355 $8,017
Travelers $10,592 $16,988
USAA $4,875 $5,165

Cheapest Drakesboro, KY Car Insurance for Seniors

Take a look at Drakesboro, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Drakesboro, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,892 $3,086
GEICO $3,608 $3,267
Liberty Mutual $2,427 $2,707
Nationwide $2,519 $2,640
Progressive $1,760 $1,779
State Farm $1,884 $1,884
Travelers $2,182 $2,187
USAA $1,693 $1,740

Cheapest Drakesboro, KY Car Insurance Rates After a DUI

A DUI in Drakesboro, KY increases car insurance rates. Compare Drakesboro, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Drakesboro, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,324
GEICO $6,862
Liberty Mutual $5,165
Nationwide $4,997
Progressive $3,787
State Farm $3,419
Travelers $6,710
USAA $3,541

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Cheapest Drakesboro, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Drakesboro, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Drakesboro, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,525 $5,525
GEICO $4,191 $4,270
Liberty Mutual $5,179 $5,179
Nationwide $3,845 $3,845
Progressive $4,005 $4,005
State Farm $3,337 $3,500
Travelers $5,183 $5,183
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Drakesboro, KY

Take a look at a side-by-side comparison of the top car insurance companies in Drakesboro, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Drakesboro, Kentucky

Insurance Company Average Annual Rates
Allstate $5,525
GEICO $4,231
Liberty Mutual $5,179
Nationwide $3,845
Progressive $4,005
State Farm $3,419
Travelers $5,183
USAA $2,789

Category Winners: Cheapest Car Insurance in Drakesboro, Kentucky

Find the cheapest car insurance companies in Drakesboro, KY for each category right here.

Best Annual Car Insurance Rates by Company in Drakesboro, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Drakesboro, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Drakesboro car insurance rates. Find the cheapest Drakesboro, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Drakesboro, Kentucky

Insurance Company Low Medium High
Allstate $5,199 $5,507 $5,870
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,928 $5,145 $5,465
Nationwide $3,908 $3,801 $3,826
Progressive $3,742 $3,964 $4,309
State Farm $3,239 $3,414 $3,603
Travelers $4,925 $5,207 $5,415
USAA $2,673 $2,783 $2,910

What affects car insurance rates in Drakesboro, Kentucky?

What factors can have an impact on Drakesboro, KY car insurance? There are several reasons why Drakesboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Drakesboro, Kentucky.

Commute Time in Drakesboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Drakesboro, KY is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Drakesboro, KY

Ready to find affordable Drakesboro, Kentucky car insurance today? Enter your ZIP code for fast, free Drakesboro, KY car insurance quotes.

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