Compare Drayton, ND Car Insurance Rates (2021)

Car insurance in Drayton, ND averages $353 a month. Drayton, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Drayton car insurance rates, compare quotes from the top car insurance companies in Drayton, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Drayton is USAA
  • The cheapest car insurance company in Drayton for teen drivers is USAA
  • Average car insurance rates in Drayton, ND are $4,236/year

If you need to buy Drayton, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Drayton, ND is right here.

You’ll find Drayton car insurance rates, the cheapest Drayton, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Drayton, North Dakota car insurance rates to West Fargo car insurance rates, Grand Forks car insurance rates, and Fargo car insurance rates.

Ready to find affordable Drayton, ND car insurance today? Enter your ZIP code for fast, free Drayton car insurance quotes.

Cheapest Drayton, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Drayton, ND car insurance rates? Every Drayton, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Drayton, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,421 $2,428 $2,147 $2,276 $9,354 $11,014 $2,660 $2,871
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,766 $1,736 $1,579 $1,642 $6,310 $6,473 $2,007 $2,123
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,802 $1,848 $1,615 $1,725 $4,020 $4,973 $2,051 $2,180
Progressive $1,991 $1,903 $1,614 $1,670 $7,229 $8,089 $2,447 $2,476
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Drayton, ND

Every driver must carry the minimum car insurance in Drayton, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Drayton, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Drayton, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Drayton, ND. Compare credit history car insurance rates in Drayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Drayton, North Dakota

Insurance Company Poor Fair Good
Allstate $5,539 $4,218 $3,432
American Family $5,292 $3,681 $3,115
Farmers $3,421 $2,791 $2,652
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,078 $2,396 $2,106
Progressive $3,963 $3,306 $3,013
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Drayton, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Drayton, ND to rates for a clean record with top companies.

Annual Drayton, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,561 $3,923 $5,961 $4,140
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,491 $3,175 $3,135 $3,016
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,863 $2,572 $3,552 $2,120
Progressive $3,168 $3,884 $3,203 $3,455
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Drayton, ND Car Insurance for Teen Drivers

Teen car insurance in Drayton, ND can be expensive. Take a look at rates from the top car insurance companies in Drayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Drayton, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,354 $11,014
American Family $6,100 $8,820
Farmers $6,310 $6,473
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $4,020 $4,973
Progressive $7,229 $8,089
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Drayton, ND Car Insurance for Seniors

Take a look at Drayton, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Drayton, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,276
American Family $2,612 $2,612
Farmers $1,579 $1,642
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,615 $1,725
Progressive $1,614 $1,670
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Drayton, ND Car Insurance Rates After a DUI

A DUI in Drayton, ND increases car insurance rates. Compare Drayton, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Drayton, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,961
American Family $5,597
Farmers $3,135
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,552
Progressive $3,203
State Farm $2,757
USAA $2,854

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Cheapest Drayton, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Drayton, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Drayton, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,504
American Family $3,979 $4,079
Farmers $2,954 $2,954
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,527 $2,527
Progressive $3,427 $3,427
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Drayton, ND

Take a look at a side-by-side comparison of the top car insurance companies in Drayton, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Drayton, North Dakota

Insurance Company Average Annual Rates
Allstate $4,396
American Family $4,029
Farmers $2,954
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,527
Progressive $3,427
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Drayton, North Dakota

Find the cheapest car insurance companies in Drayton, ND for each category right here.

Best Annual Car Insurance Rates by Company in Drayton, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Drayton, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Drayton car insurance rates. Find the cheapest Drayton, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Drayton, North Dakota

Insurance Company Low Medium High
Allstate $4,299 $4,395 $4,495
American Family $4,159 $4,230 $3,699
Farmers $2,888 $2,942 $3,034
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,465 $2,514 $2,602
Progressive $3,327 $3,416 $3,539
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Drayton, North Dakota?

What factors can have an impact on Drayton, ND car insurance? There are several reasons why Drayton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Drayton, North Dakota.

Commute Time in Drayton

The more time you spend in your car the higher the risk of an accident. The average commute length in Drayton, ND is 18.4 minutes according to City-Data.

Compare Car Insurance Quotes in Drayton, ND

Ready to find affordable Drayton, North Dakota car insurance today? Enter your ZIP code for fast, free Drayton, ND car insurance quotes.

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