Compare Dresden, NY Car Insurance Rates (2021)

Car insurance in Dresden, NY averages $251 a month. Dresden, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Dresden car insurance rates, compare quotes from the top car insurance companies in Dresden, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dresden is GEICO
  • Average car insurance rates in Dresden, NY are $3,007/year
  • Average car insurance rates in Dresden, NY after a DUI are $3,923/year

If you need to buy Dresden, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Dresden, NY is right here.

You’ll find Dresden car insurance rates, the cheapest Dresden, NY car insurance companies, and information on New York car insurance laws. You can also compare Dresden, New York car insurance rates to Buffalo car insurance rates, New York car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Dresden, NY car insurance today? Enter your ZIP code for fast, free Dresden car insurance quotes.

Cheapest Dresden, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dresden, NY car insurance rates? Every Dresden, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dresden, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,303 $2,182 $2,136 $2,165 $6,315 $6,758 $2,329 $2,356
GEICO $1,196 $1,152 $1,162 $1,145 $2,456 $3,550 $1,081 $1,107
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,521 $1,433 $1,232 $1,249 $5,052 $5,633 $1,960 $1,915
State Farm $2,478 $2,478 $2,157 $2,157 $7,181 $9,231 $2,721 $2,856
Travelers $2,283 $2,312 $2,077 $2,234 $5,218 $6,197 $2,424 $2,532
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Dresden, NY

Every driver must carry the minimum car insurance in Dresden, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Dresden, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Dresden, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dresden, NY. Compare credit history car insurance rates in Dresden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dresden, New York

Insurance Company Poor Fair Good
Allstate $4,720 $2,796 $2,437
GEICO $2,012 $1,479 $1,327
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $3,939 $2,052 $1,508
State Farm $5,518 $3,459 $2,744
Travelers $4,331 $2,751 $2,398
USAA $4,102 $2,062 $1,823

Cheapest Dresden, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dresden, NY to rates for a clean record with top companies.

Annual Dresden, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,035 $3,525
GEICO $1,277 $1,390 $2,481 $1,277
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,433 $2,433 $2,684 $2,447
State Farm $3,724 $3,724 $4,090 $4,090
Travelers $2,716 $3,366 $3,413 $3,143
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Dresden, NY Car Insurance for Teen Drivers

Teen car insurance in Dresden, NY can be expensive. Take a look at rates from the top car insurance companies in Dresden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dresden, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $6,758
GEICO $2,456 $3,550
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,052 $5,633
State Farm $7,181 $9,231
Travelers $5,218 $6,197
USAA $5,556 $6,624

Cheapest Dresden, NY Car Insurance for Seniors

Take a look at Dresden, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dresden, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,165
GEICO $1,162 $1,145
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,232 $1,249
State Farm $2,157 $2,157
Travelers $2,077 $2,234
USAA $1,273 $1,277

Cheapest Dresden, NY Car Insurance Rates After a DUI

A DUI in Dresden, NY increases car insurance rates. Compare Dresden, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dresden, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $2,481
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,684
State Farm $4,090
Travelers $3,413
USAA $3,469

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Cheapest Dresden, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dresden, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dresden, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,274 $3,362
GEICO $1,560 $1,653
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,499 $2,499
State Farm $3,766 $4,048
Travelers $3,160 $3,160
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Dresden, NY

Take a look at a side-by-side comparison of the top car insurance companies in Dresden, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dresden, New York

Insurance Company Average Annual Rates
Allstate $3,318
GEICO $1,606
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,499
State Farm $3,907
Travelers $3,160
USAA $2,662

Category Winners: Cheapest Car Insurance in Dresden, New York

Find the cheapest car insurance companies in Dresden, NY for each category right here.

Best Annual Car Insurance Rates by Company in Dresden, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Dresden, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dresden car insurance rates. Find the cheapest Dresden, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dresden, New York

Insurance Company Low Medium High
Allstate $3,151 $3,308 $3,495
GEICO $1,526 $1,601 $1,691
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,377 $2,486 $2,635
State Farm $3,727 $3,928 $4,067
Travelers $3,009 $3,130 $3,339
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Dresden, New York?

What factors can have an impact on Dresden, NY car insurance? There are several reasons why Dresden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dresden, New York.

Commute Time in Dresden

The more time you spend in your car the higher the risk of an accident. The average commute length in Dresden, NY is 17.3 minutes according to City-Data.

Traffic in Dresden

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dresden, NY traffic data from INRIX ranks Dresden as the 273rd-most congested in the world.

Compare Car Insurance Quotes in Dresden, NY

Ready to find affordable Dresden, New York car insurance today? Enter your ZIP code for fast, free Dresden, NY car insurance quotes.

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