Compare Dresden, TN Car Insurance Rates (2021)

Car insurance in Dresden, TN averages $292 a month. Dresden, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Dresden car insurance rates, compare quotes from the top car insurance companies in Dresden, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Dresden, TN are $3,506/year
  • The cheapest car insurance company in Dresden for teen drivers is Travelers
  • Average car insurance rates in Dresden, TN after a DUI are $4,100/year

If you need to buy Dresden, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Dresden, TN is right here.

You’ll find Dresden car insurance rates, the cheapest Dresden, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Dresden, Tennessee car insurance rates to Hendersonville car insurance rates, Murfreesboro car insurance rates, and Johnson City car insurance rates.

Ready to find affordable Dresden, TN car insurance today? Enter your ZIP code for fast, free Dresden car insurance quotes.

Cheapest Dresden, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dresden, TN car insurance rates? Every Dresden, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dresden, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,795 $2,692 $2,503 $2,599 $10,240 $11,125 $3,000 $3,115
Farmers $2,040 $2,073 $1,836 $1,993 $8,074 $8,546 $2,741 $2,926
GEICO $2,021 $2,045 $1,869 $1,869 $5,876 $6,007 $2,036 $2,098
Liberty Mutual $3,470 $129 $2,852 $3,187 $13,861 $15,405 $3,723 $3,973
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,836 $1,740 $1,495 $1,559 $8,095 $9,126 $2,217 $2,426
State Farm $1,543 $1,543 $1,369 $1,369 $4,384 $5,516 $1,734 $2,000
Travelers $1,557 $1,638 $1,408 $1,498 $4,223 $5,199 $1,657 $1,744
USAA $1,511 $1,547 $1,357 $1,365 $5,165 $5,922 $1,966 $2,114

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Minimum Car Insurance in Dresden, TN

Every driver must carry the minimum car insurance in Dresden, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Dresden, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Dresden, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dresden, TN. Compare credit history car insurance rates in Dresden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dresden, Tennessee

Insurance Company Poor Fair Good
Allstate $6,076 $4,646 $3,554
Farmers $4,504 $3,511 $3,321
GEICO $3,385 $2,891 $2,657
Liberty Mutual $8,355 $5,115 $4,005
Nationwide $3,894 $3,084 $2,730
Progressive $4,016 $3,450 $3,220
State Farm $3,531 $2,119 $1,647
Travelers $3,013 $2,356 $1,727
USAA $3,814 $2,217 $1,824

Cheapest Dresden, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dresden, TN to rates for a clean record with top companies.

Annual Dresden, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $4,758 $5,713 $4,561
Farmers $3,222 $3,996 $4,085 $3,812
GEICO $2,147 $2,897 $4,720 $2,147
Liberty Mutual $4,732 $6,801 $6,330 $5,437
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,139 $4,065 $3,343 $3,700
State Farm $2,237 $2,627 $2,432 $2,432
Travelers $1,926 $2,461 $2,712 $2,362
USAA $1,913 $2,842 $3,352 $2,366

Cheapest Dresden, TN Car Insurance for Teen Drivers

Teen car insurance in Dresden, TN can be expensive. Take a look at rates from the top car insurance companies in Dresden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dresden, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,240 $11,125
Farmers $8,074 $8,546
GEICO $5,876 $6,007
Liberty Mutual $13,861 $15,405
Nationwide $5,594 $7,251
Progressive $8,095 $9,126
State Farm $4,384 $5,516
Travelers $4,223 $5,199
USAA $5,165 $5,922

Cheapest Dresden, TN Car Insurance for Seniors

Take a look at Dresden, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dresden, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,503 $2,599
Farmers $1,836 $1,993
GEICO $1,869 $1,869
Liberty Mutual $2,852 $3,187
Nationwide $1,878 $1,915
Progressive $1,495 $1,559
State Farm $1,369 $1,369
Travelers $1,408 $1,498
USAA $1,357 $1,365

Cheapest Dresden, TN Car Insurance Rates After a DUI

A DUI in Dresden, TN increases car insurance rates. Compare Dresden, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dresden, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,713
Farmers $4,085
GEICO $4,720
Liberty Mutual $6,330
Nationwide $4,216
Progressive $3,343
State Farm $2,432
Travelers $2,712
USAA $3,352

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Cheapest Dresden, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dresden, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dresden, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,758 $4,758
Farmers $3,779 $3,779
GEICO $2,964 $2,992
Liberty Mutual $5,825 $5,825
Nationwide $3,236 $3,236
Progressive $3,562 $3,562
State Farm $2,375 $2,489
Travelers $2,273 $2,457
USAA $2,543 $2,694

The Best Cheap Car Insurance Companies in Dresden, TN

Take a look at a side-by-side comparison of the top car insurance companies in Dresden, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dresden, Tennessee

Insurance Company Average Annual Rates
Allstate $4,758
Farmers $3,779
GEICO $2,978
Liberty Mutual $5,825
Nationwide $3,236
Progressive $3,562
State Farm $2,432
Travelers $2,365
USAA $2,618

Category Winners: Cheapest Car Insurance in Dresden, Tennessee

Find the cheapest car insurance companies in Dresden, TN for each category right here.

Best Annual Car Insurance Rates by Company in Dresden, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Dresden, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dresden car insurance rates. Find the cheapest Dresden, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dresden, Tennessee

Insurance Company Low Medium High
Allstate $4,592 $4,747 $4,936
Farmers $3,584 $3,761 $3,990
GEICO $2,842 $2,971 $3,120
Liberty Mutual $5,576 $5,823 $6,076
Nationwide $3,267 $3,162 $3,279
Progressive $3,365 $3,562 $3,758
State Farm $2,315 $2,441 $2,541
Travelers $2,234 $2,364 $2,499
USAA $2,540 $2,610 $2,705

What affects car insurance rates in Dresden, Tennessee?

What factors can have an impact on Dresden, TN car insurance? There are several reasons why Dresden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dresden, Tennessee.

Commute Time in Dresden

The more time you spend in your car the higher the risk of an accident. The average commute length in Dresden, TN is 20.9 minutes according to City-Data.

Traffic in Dresden

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dresden, TN traffic data from INRIX ranks Dresden as the 273rd-most congested in the world.

Compare Car Insurance Quotes in Dresden, TN

Ready to find affordable Dresden, Tennessee car insurance today? Enter your ZIP code for fast, free Dresden, TN car insurance quotes.

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