Compare Dry Ridge, KY Car Insurance Rates (2021)

Car insurance in Dry Ridge, KY averages $374 a month. Dry Ridge, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Dry Ridge car insurance rates, compare quotes from the top car insurance companies in Dry Ridge, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dry Ridge for teen drivers is USAA
  • Average car insurance rates in Dry Ridge, KY are $4,485/year
  • The cheapest car insurance company in Dry Ridge is USAA

If you need to buy Dry Ridge, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Dry Ridge, KY is right here.

You’ll find Dry Ridge car insurance rates, the cheapest Dry Ridge, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Dry Ridge, Kentucky car insurance rates to Nicholasville car insurance rates, Frankfort car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Dry Ridge, KY car insurance today? Enter your ZIP code for fast, free Dry Ridge car insurance quotes.

Cheapest Dry Ridge, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dry Ridge, KY car insurance rates? Every Dry Ridge, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dry Ridge, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,211 $2,931 $3,127 $12,164 $13,673 $3,600 $3,808
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,937 $3,178 $2,491 $2,772 $12,714 $14,038 $3,081 $3,217
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,058 $1,953 $1,846 $1,854 $10,057 $11,376 $2,551 $2,610
State Farm $2,232 $2,232 $1,992 $1,992 $6,746 $8,527 $2,492 $2,802
Travelers $2,081 $2,118 $2,043 $2,044 $9,722 $15,427 $2,177 $2,524
USAA $1,922 $1,929 $1,728 $1,763 $5,081 $5,363 $2,432 $2,667

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Minimum Car Insurance in Dry Ridge, KY

Every driver must carry the minimum car insurance in Dry Ridge, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Dry Ridge, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dry Ridge, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dry Ridge, KY. Compare credit history car insurance rates in Dry Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dry Ridge, Kentucky

Insurance Company Poor Fair Good
Allstate $7,565 $5,234 $4,361
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,953 $4,875 $3,833
Nationwide $5,647 $4,437 $3,858
Progressive $4,786 $4,180 $3,898
State Farm $5,254 $3,164 $2,464
Travelers $5,321 $4,500 $4,480
USAA $4,267 $2,379 $1,935

Cheapest Dry Ridge, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dry Ridge, KY to rates for a clean record with top companies.

Annual Dry Ridge, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,734 $6,191 $6,609 $5,347
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,616 $7,134 $5,545 $4,919
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,547 $5,248 $4,048 $4,309
State Farm $3,310 $3,944 $3,627 $3,627
Travelers $4,155 $4,276 $6,174 $4,463
USAA $2,156 $3,051 $3,641 $2,595

Cheapest Dry Ridge, KY Car Insurance for Teen Drivers

Teen car insurance in Dry Ridge, KY can be expensive. Take a look at rates from the top car insurance companies in Dry Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dry Ridge, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,164 $13,673
GEICO $7,170 $8,568
Liberty Mutual $12,714 $14,038
Nationwide $7,450 $9,339
Progressive $10,057 $11,376
State Farm $6,746 $8,527
Travelers $9,722 $15,427
USAA $5,081 $5,363

Cheapest Dry Ridge, KY Car Insurance for Seniors

Take a look at Dry Ridge, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dry Ridge, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,931 $3,127
GEICO $3,742 $3,389
Liberty Mutual $2,491 $2,772
Nationwide $2,972 $3,117
Progressive $1,846 $1,854
State Farm $1,992 $1,992
Travelers $2,043 $2,044
USAA $1,728 $1,763

Cheapest Dry Ridge, KY Car Insurance Rates After a DUI

A DUI in Dry Ridge, KY increases car insurance rates. Compare Dry Ridge, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dry Ridge, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,609
GEICO $7,199
Liberty Mutual $5,545
Nationwide $6,064
Progressive $4,048
State Farm $3,627
Travelers $6,174
USAA $3,641

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Cheapest Dry Ridge, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dry Ridge, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dry Ridge, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,720 $5,720
GEICO $4,371 $4,456
Liberty Mutual $5,554 $5,554
Nationwide $4,647 $4,647
Progressive $4,288 $4,288
State Farm $3,539 $3,715
Travelers $4,767 $4,767
USAA $2,755 $2,967

The Best Cheap Car Insurance Companies in Dry Ridge, KY

Take a look at a side-by-side comparison of the top car insurance companies in Dry Ridge, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dry Ridge, Kentucky

Insurance Company Average Annual Rates
Allstate $5,720
GEICO $4,413
Liberty Mutual $5,554
Nationwide $4,647
Progressive $4,288
State Farm $3,627
Travelers $4,767
USAA $2,861

Category Winners: Cheapest Car Insurance in Dry Ridge, Kentucky

Find the cheapest car insurance companies in Dry Ridge, KY for each category right here.

Best Annual Car Insurance Rates by Company in Dry Ridge, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Dry Ridge, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dry Ridge car insurance rates. Find the cheapest Dry Ridge, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dry Ridge, Kentucky

Insurance Company Low Medium High
Allstate $5,347 $5,699 $6,114
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,329 $5,523 $5,808
Nationwide $4,735 $4,596 $4,611
Progressive $3,992 $4,245 $4,627
State Farm $3,442 $3,627 $3,812
Travelers $4,564 $4,795 $4,942
USAA $2,742 $2,855 $2,985

What affects car insurance rates in Dry Ridge, Kentucky?

What factors can have an impact on Dry Ridge, KY car insurance? There are several reasons why Dry Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dry Ridge, Kentucky.

Commute Time in Dry Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Dry Ridge, KY is 28.6 minutes according to City-Data.

Compare Car Insurance Quotes in Dry Ridge, KY

Ready to find affordable Dry Ridge, Kentucky car insurance today? Enter your ZIP code for fast, free Dry Ridge, KY car insurance quotes.

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