Compare Dry Ridge, OH Car Insurance Rates (2021)

Car insurance in Dry Ridge, OH averages $258 a month. Dry Ridge, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Dry Ridge car insurance rates, compare quotes from the top car insurance companies in Dry Ridge, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dry Ridge for teen drivers is USAA
  • Average car insurance rates in Dry Ridge, OH are $3,094/year
  • Average car insurance rates in Dry Ridge, OH after a DUI are $3,595/year

If you need to buy Dry Ridge, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Dry Ridge, OH is right here.

You’ll find Dry Ridge car insurance rates, the cheapest Dry Ridge, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Dry Ridge, Ohio car insurance rates to Canton car insurance rates, Dayton car insurance rates, and Cleveland car insurance rates.

Ready to find affordable Dry Ridge, OH car insurance today? Enter your ZIP code for fast, free Dry Ridge car insurance quotes.

Cheapest Dry Ridge, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dry Ridge, OH car insurance rates? Every Dry Ridge, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dry Ridge, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,247 $2,228 $2,038 $2,177 $6,418 $7,341 $2,339 $2,484
American Family $983 $1,019 $912 $912 $3,262 $3,535 $1,227 $1,293
Farmers $2,069 $2,063 $1,820 $1,922 $9,346 $9,720 $2,320 $2,418
GEICO $1,496 $1,460 $1,411 $1,433 $4,123 $3,839 $1,663 $1,403
Liberty Mutual $2,133 $2,323 $1,639 $1,991 $11,535 $13,006 $2,259 $2,462
Nationwide $2,415 $2,424 $2,181 $2,192 $6,323 $8,134 $2,586 $3,006
Progressive $2,001 $1,872 $1,664 $1,722 $9,233 $10,393 $2,398 $2,485
State Farm $1,594 $1,594 $1,436 $1,436 $5,149 $6,455 $1,857 $2,136
Travelers $1,491 $1,512 $1,491 $1,482 $6,617 $10,466 $1,561 $1,764
USAA $906 $912 $871 $863 $2,900 $3,216 $1,211 $1,300

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Minimum Car Insurance in Dry Ridge, OH

Every driver must carry the minimum car insurance in Dry Ridge, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Dry Ridge, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dry Ridge, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dry Ridge, OH. Compare credit history car insurance rates in Dry Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dry Ridge, Ohio

Insurance Company Poor Fair Good
Allstate $4,379 $3,194 $2,654
American Family $2,187 $1,486 $1,256
Farmers $4,475 $3,793 $3,611
GEICO $2,525 $2,103 $1,681
Liberty Mutual $6,674 $4,111 $3,220
Nationwide $4,420 $3,555 $2,998
Progressive $4,437 $3,858 $3,617
State Farm $3,859 $2,384 $1,879
Travelers $3,681 $3,211 $3,002
USAA $1,970 $1,401 $1,196

Cheapest Dry Ridge, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dry Ridge, OH to rates for a clean record with top companies.

Annual Dry Ridge, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,843 $3,460 $4,097 $3,236
American Family $1,573 $1,666 $1,666 $1,666
Farmers $3,263 $4,209 $4,104 $4,263
GEICO $1,416 $2,062 $3,014 $1,921
Liberty Mutual $3,919 $5,040 $5,138 $4,578
Nationwide $2,933 $3,728 $4,728 $3,242
Progressive $3,416 $4,675 $3,640 $4,152
State Farm $2,456 $2,958 $2,707 $2,707
Travelers $2,420 $3,168 $4,787 $2,818
USAA $1,164 $1,569 $2,068 $1,290

Cheapest Dry Ridge, OH Car Insurance for Teen Drivers

Teen car insurance in Dry Ridge, OH can be expensive. Take a look at rates from the top car insurance companies in Dry Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dry Ridge, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,418 $7,341
American Family $3,262 $3,535
Farmers $9,346 $9,720
GEICO $4,123 $3,839
Liberty Mutual $11,535 $13,006
Nationwide $6,323 $8,134
Progressive $9,233 $10,393
State Farm $5,149 $6,455
Travelers $6,617 $10,466
USAA $2,900 $3,216

Cheapest Dry Ridge, OH Car Insurance for Seniors

Take a look at Dry Ridge, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dry Ridge, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,177
American Family $912 $912
Farmers $1,820 $1,922
GEICO $1,411 $1,433
Liberty Mutual $1,639 $1,991
Nationwide $2,181 $2,192
Progressive $1,664 $1,722
State Farm $1,436 $1,436
Travelers $1,491 $1,482
USAA $871 $863

Cheapest Dry Ridge, OH Car Insurance Rates After a DUI

A DUI in Dry Ridge, OH increases car insurance rates. Compare Dry Ridge, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dry Ridge, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,097
American Family $1,666
Farmers $4,104
GEICO $3,014
Liberty Mutual $5,138
Nationwide $4,728
Progressive $3,640
State Farm $2,707
Travelers $4,787
USAA $2,068

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Cheapest Dry Ridge, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dry Ridge, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dry Ridge, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,409 $3,409
American Family $1,623 $1,663
Farmers $3,960 $3,960
GEICO $2,069 $2,138
Liberty Mutual $4,668 $4,668
Nationwide $3,658 $3,658
Progressive $3,971 $3,971
State Farm $2,639 $2,775
Travelers $3,298 $3,298
USAA $1,466 $1,579

The Best Cheap Car Insurance Companies in Dry Ridge, OH

Take a look at a side-by-side comparison of the top car insurance companies in Dry Ridge, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dry Ridge, Ohio

Insurance Company Average Annual Rates
Allstate $3,409
American Family $1,643
Farmers $3,960
GEICO $2,103
Liberty Mutual $4,668
Nationwide $3,658
Progressive $3,971
State Farm $2,707
Travelers $3,298
USAA $1,523

Category Winners: Cheapest Car Insurance in Dry Ridge, Ohio

Find the cheapest car insurance companies in Dry Ridge, OH for each category right here.

Best Annual Car Insurance Rates by Company in Dry Ridge, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Dry Ridge, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dry Ridge car insurance rates. Find the cheapest Dry Ridge, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dry Ridge, Ohio

Insurance Company Low Medium High
Allstate $3,284 $3,402 $3,542
American Family $1,611 $1,656 $1,662
Farmers $3,742 $3,898 $4,240
GEICO $2,037 $2,095 $2,179
Liberty Mutual $4,497 $4,691 $4,818
Nationwide $4,044 $3,545 $3,384
Progressive $3,822 $3,939 $4,151
State Farm $2,566 $2,716 $2,839
Travelers $3,208 $3,341 $3,345
USAA $1,450 $1,521 $1,596

What affects car insurance rates in Dry Ridge, Ohio?

What factors can have an impact on Dry Ridge, OH car insurance? There are several reasons why Dry Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dry Ridge, Ohio.

Commute Time in Dry Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Dry Ridge, OH is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in Dry Ridge, OH

Ready to find affordable Dry Ridge, Ohio car insurance today? Enter your ZIP code for fast, free Dry Ridge, OH car insurance quotes.

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