Compare Duck, NC Car Insurance Rates (2021)

Car insurance in Duck, NC averages $259 a month. Duck, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Duck car insurance rates, compare quotes from the top car insurance companies in Duck, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Duck for teen drivers is Liberty Mutual
  • Average car insurance rates in Duck, NC are $3,110/year
  • Average car insurance rates in Duck, NC after a DUI are $5,869/year

If you need to buy Duck, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Duck, NC is right here.

You’ll find Duck car insurance rates, the cheapest Duck, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Duck, North Carolina car insurance rates to Concord car insurance rates, Raleigh car insurance rates, and Greensboro car insurance rates.

Ready to find affordable Duck, NC car insurance today? Enter your ZIP code for fast, free Duck car insurance quotes.

Cheapest Duck, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Duck, NC car insurance rates? Every Duck, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Duck, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,383 $5,383 $4,431 $4,431 $12,633 $12,633 $5,489 $5,489
GEICO $2,252 $2,211 $2,218 $2,179 $4,058 $4,023 $1,982 $1,971
Liberty Mutual $1,661 $1,661 $1,718 $1,718 $2,909 $2,909 $1,661 $1,661
Nationwide $2,203 $2,203 $2,203 $2,203 $3,710 $3,710 $2,203 $2,203
Progressive $1,479 $1,479 $1,336 $1,336 $3,728 $3,728 $1,679 $1,679
State Farm $2,349 $2,349 $2,031 $2,031 $3,457 $3,457 $2,902 $2,902
Travelers $2,437 $2,437 $2,417 $2,417 $4,106 $4,106 $2,501 $2,501

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Minimum Car Insurance in Duck, NC

Every driver must carry the minimum car insurance in Duck, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Duck, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Duck, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Duck, NC. Compare credit history car insurance rates in Duck from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Duck, North Carolina

Insurance Company Poor Fair Good
Allstate $9,487 $6,119 $5,345
GEICO $2,821 $2,599 $2,414
Liberty Mutual $1,987 $1,987 $1,987
Nationwide $2,580 $2,580 $2,580
Progressive $2,368 $1,996 $1,802
State Farm $3,772 $2,411 $1,872
Travelers $3,058 $2,784 $2,754

Cheapest Duck, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Duck, NC to rates for a clean record with top companies.

Annual Duck, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,758 $6,651 $12,423 $5,103
GEICO $1,379 $2,062 $5,089 $1,915
Liberty Mutual $1,183 $1,520 $3,725 $1,520
Nationwide $1,516 $1,962 $4,879 $1,962
Progressive $960 $1,406 $4,492 $1,362
State Farm $1,446 $2,070 $5,154 $2,070
Travelers $1,707 $2,234 $5,319 $2,202

Cheapest Duck, NC Car Insurance for Teen Drivers

Teen car insurance in Duck, NC can be expensive. Take a look at rates from the top car insurance companies in Duck for teenagers.

Annual Car Insurance Rates for Teen Drivers in Duck, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,633 $12,633
GEICO $4,058 $4,023
Liberty Mutual $2,909 $2,909
Nationwide $3,710 $3,710
Progressive $3,728 $3,728
State Farm $3,457 $3,457
Travelers $4,106 $4,106

Cheapest Duck, NC Car Insurance for Seniors

Take a look at Duck, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Duck, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,431 $4,431
GEICO $2,218 $2,179
Liberty Mutual $1,718 $1,718
Nationwide $2,203 $2,203
Progressive $1,336 $1,336
State Farm $2,031 $2,031
Travelers $2,417 $2,417

Cheapest Duck, NC Car Insurance Rates After a DUI

A DUI in Duck, NC increases car insurance rates. Compare Duck, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Duck, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,423
GEICO $5,089
Liberty Mutual $3,725
Nationwide $4,879
Progressive $4,492
State Farm $5,154
Travelers $5,319

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Cheapest Duck, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Duck, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Duck, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,984 $6,984
GEICO $2,611 $2,611
Liberty Mutual $1,987 $1,987
Nationwide $2,580 $2,580
Progressive $2,055 $2,055
State Farm $2,668 $2,701
Travelers $2,865 $2,865

The Best Cheap Car Insurance Companies in Duck, NC

Take a look at a side-by-side comparison of the top car insurance companies in Duck, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Duck, North Carolina

Insurance Company Average Annual Rates
Allstate $6,984
GEICO $2,611
Liberty Mutual $1,987
Nationwide $2,580
Progressive $2,055
State Farm $2,685
Travelers $2,865

Category Winners: Cheapest Car Insurance in Duck, North Carolina

Find the cheapest car insurance companies in Duck, NC for each category right here.

Best Annual Car Insurance Rates by Company in Duck, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Duck, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Duck car insurance rates. Find the cheapest Duck, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Duck, North Carolina

Insurance Company Low Medium High
Allstate $6,754 $6,958 $7,240
GEICO $2,495 $2,601 $2,739
Liberty Mutual $1,896 $1,974 $2,091
Nationwide $2,479 $2,567 $2,694
Progressive $1,951 $2,042 $2,173
State Farm $2,579 $2,671 $2,804
Travelers $2,751 $2,850 $2,995

What affects car insurance rates in Duck, North Carolina?

What factors can have an impact on Duck, NC car insurance? There are several reasons why Duck car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Duck, North Carolina.

Commute Time in Duck

The more time you spend in your car the higher the risk of an accident. The average commute length in Duck, NC is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Duck, NC

Ready to find affordable Duck, North Carolina car insurance today? Enter your ZIP code for fast, free Duck, NC car insurance quotes.

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