Compare Ducktown, TN Car Insurance Rates (2021)

Car insurance in Ducktown, TN averages $305 a month. Ducktown, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Ducktown car insurance rates, compare quotes from the top car insurance companies in Ducktown, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ducktown for teen drivers is Travelers
  • Average car insurance rates in Ducktown, TN are $3,663/year
  • Average car insurance rates in Ducktown, TN after a DUI are $4,282/year

If you need to buy Ducktown, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Ducktown, TN is right here.

You’ll find Ducktown car insurance rates, the cheapest Ducktown, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Ducktown, Tennessee car insurance rates to Jackson car insurance rates, Memphis car insurance rates, and Johnson City car insurance rates.

Ready to find affordable Ducktown, TN car insurance today? Enter your ZIP code for fast, free Ducktown car insurance quotes.

Cheapest Ducktown, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ducktown, TN car insurance rates? Every Ducktown, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ducktown, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,615 $2,507 $2,354 $2,443 $9,863 $10,718 $2,781 $2,878
Farmers $2,027 $2,066 $1,826 $2,009 $8,339 $8,899 $2,739 $2,864
GEICO $2,043 $2,059 $1,878 $1,878 $6,356 $6,455 $2,085 $2,152
Liberty Mutual $3,890 $129 $3,205 $3,581 $15,734 $17,474 $4,166 $4,434
Nationwide $2,187 $2,205 $1,960 $1,991 $6,024 $7,767 $2,515 $2,730
Progressive $1,777 $1,678 $1,446 $1,514 $7,900 $8,896 $2,137 $2,329
State Farm $1,603 $1,603 $1,449 $1,449 $4,957 $6,188 $1,813 $2,116
Travelers $1,759 $1,852 $1,592 $1,695 $4,869 $6,010 $1,875 $1,975
USAA $1,508 $1,533 $1,363 $1,361 $5,395 $6,191 $1,969 $2,095

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Minimum Car Insurance in Ducktown, TN

Every driver must carry the minimum car insurance in Ducktown, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Ducktown, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ducktown, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ducktown, TN. Compare credit history car insurance rates in Ducktown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ducktown, Tennessee

Insurance Company Poor Fair Good
Allstate $5,765 $4,417 $3,378
Farmers $4,584 $3,575 $3,380
GEICO $3,530 $3,026 $2,784
Liberty Mutual $9,438 $5,776 $4,516
Nationwide $4,103 $3,264 $2,900
Progressive $3,895 $3,353 $3,131
State Farm $3,845 $2,306 $1,791
Travelers $3,446 $2,695 $1,969
USAA $3,878 $2,275 $1,877

Cheapest Ducktown, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ducktown, TN to rates for a clean record with top companies.

Annual Ducktown, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,779 $4,508 $5,463 $4,330
Farmers $3,285 $4,057 $4,174 $3,869
GEICO $2,273 $3,033 $4,875 $2,273
Liberty Mutual $5,332 $7,688 $7,150 $6,137
Nationwide $2,961 $2,961 $4,448 $3,320
Progressive $3,049 $3,951 $3,248 $3,590
State Farm $2,409 $2,885 $2,647 $2,647
Travelers $2,193 $2,813 $3,108 $2,700
USAA $1,947 $2,918 $3,429 $2,414

Cheapest Ducktown, TN Car Insurance for Teen Drivers

Teen car insurance in Ducktown, TN can be expensive. Take a look at rates from the top car insurance companies in Ducktown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ducktown, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,863 $10,718
Farmers $8,339 $8,899
GEICO $6,356 $6,455
Liberty Mutual $15,734 $17,474
Nationwide $6,024 $7,767
Progressive $7,900 $8,896
State Farm $4,957 $6,188
Travelers $4,869 $6,010
USAA $5,395 $6,191

Cheapest Ducktown, TN Car Insurance for Seniors

Take a look at Ducktown, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ducktown, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,354 $2,443
Farmers $1,826 $2,009
GEICO $1,878 $1,878
Liberty Mutual $3,205 $3,581
Nationwide $1,960 $1,991
Progressive $1,446 $1,514
State Farm $1,449 $1,449
Travelers $1,592 $1,695
USAA $1,363 $1,361

Cheapest Ducktown, TN Car Insurance Rates After a DUI

A DUI in Ducktown, TN increases car insurance rates. Compare Ducktown, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ducktown, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,463
Farmers $4,174
GEICO $4,875
Liberty Mutual $7,150
Nationwide $4,448
Progressive $3,248
State Farm $2,647
Travelers $3,108
USAA $3,429

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Cheapest Ducktown, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ducktown, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ducktown, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,520 $4,520
Farmers $3,846 $3,846
GEICO $3,092 $3,135
Liberty Mutual $6,577 $6,577
Nationwide $3,422 $3,422
Progressive $3,460 $3,460
State Farm $2,585 $2,710
Travelers $2,597 $2,810
USAA $2,602 $2,752

The Best Cheap Car Insurance Companies in Ducktown, TN

Take a look at a side-by-side comparison of the top car insurance companies in Ducktown, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ducktown, Tennessee

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $3,846
GEICO $3,113
Liberty Mutual $6,577
Nationwide $3,422
Progressive $3,460
State Farm $2,647
Travelers $2,703
USAA $2,677

Category Winners: Cheapest Car Insurance in Ducktown, Tennessee

Find the cheapest car insurance companies in Ducktown, TN for each category right here.

Best Annual Car Insurance Rates by Company in Ducktown, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Ducktown, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ducktown car insurance rates. Find the cheapest Ducktown, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ducktown, Tennessee

Insurance Company Low Medium High
Allstate $4,356 $4,509 $4,695
Farmers $3,594 $3,823 $4,122
GEICO $2,961 $3,106 $3,274
Liberty Mutual $6,287 $6,573 $6,870
Nationwide $3,436 $3,354 $3,477
Progressive $3,234 $3,457 $3,688
State Farm $2,501 $2,659 $2,781
Travelers $2,548 $2,702 $2,861
USAA $2,592 $2,668 $2,771

What affects car insurance rates in Ducktown, Tennessee?

What factors can have an impact on Ducktown, TN car insurance? There are several reasons why Ducktown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ducktown, Tennessee.

Commute Time in Ducktown

The more time you spend in your car the higher the risk of an accident. The average commute length in Ducktown, TN is 24.9 minutes according to City-Data.

Compare Car Insurance Quotes in Ducktown, TN

Ready to find affordable Ducktown, Tennessee car insurance today? Enter your ZIP code for fast, free Ducktown, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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