Compare Duke, MO Car Insurance Rates (2021)

Car insurance in Duke, MO averages $270 a month. Duke, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Duke car insurance rates, compare quotes from the top car insurance companies in Duke, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Duke is Nationwide
  • The cheapest car insurance company in Duke for teen drivers is Nationwide
  • Average car insurance rates in Duke, MO after a DUI are $3,781/year

If you need to buy Duke, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Duke, MO is right here.

You’ll find Duke car insurance rates, the cheapest Duke, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Duke, Missouri car insurance rates to St. Louis car insurance rates, Independence car insurance rates, and Springfield car insurance rates.

Ready to find affordable Duke, MO car insurance today? Enter your ZIP code for fast, free Duke car insurance quotes.

Cheapest Duke, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Duke, MO car insurance rates? Every Duke, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Duke, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,123 $2,123 $1,893 $1,893 $5,843 $7,587 $2,123 $2,478
Farmers $2,493 $2,483 $2,222 $2,354 $10,435 $10,809 $2,845 $2,972
GEICO $1,740 $1,942 $1,350 $1,707 $5,335 $5,666 $1,606 $1,625
Liberty Mutual $2,570 $2,786 $2,119 $2,375 $8,796 $9,765 $2,707 $2,888
Nationwide $1,388 $1,417 $1,244 $1,316 $3,553 $4,540 $1,587 $1,713
Progressive $2,002 $1,851 $1,638 $1,689 $6,746 $7,584 $2,446 $2,506
State Farm $1,463 $1,463 $1,306 $1,306 $4,200 $5,294 $1,645 $1,881
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Duke, MO

Every driver must carry the minimum car insurance in Duke, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Duke, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Duke, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Duke, MO. Compare credit history car insurance rates in Duke from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Duke, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,253 $2,996 $2,525
Farmers $5,218 $4,363 $4,149
GEICO $3,617 $2,359 $1,889
Liberty Mutual $6,101 $3,721 $2,931
Nationwide $2,469 $2,041 $1,774
Progressive $3,827 $3,171 $2,925
State Farm $3,174 $2,077 $1,709
USAA $4,567 $2,109 $1,505

Cheapest Duke, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Duke, MO to rates for a clean record with top companies.

Annual Duke, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,429 $3,520 $4,304 $2,778
Farmers $3,949 $4,931 $4,820 $4,606
GEICO $2,062 $2,650 $3,543 $2,231
Liberty Mutual $3,091 $4,431 $4,570 $4,912
Nationwide $1,645 $2,112 $2,821 $1,801
Progressive $2,838 $3,865 $3,168 $3,360
State Farm $2,134 $2,506 $2,320 $2,320
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Duke, MO Car Insurance for Teen Drivers

Teen car insurance in Duke, MO can be expensive. Take a look at rates from the top car insurance companies in Duke for teenagers.

Annual Car Insurance Rates for Teen Drivers in Duke, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,843 $7,587
Farmers $10,435 $10,809
GEICO $5,335 $5,666
Liberty Mutual $8,796 $9,765
Nationwide $3,553 $4,540
Progressive $6,746 $7,584
State Farm $4,200 $5,294
USAA $5,002 $6,115

Cheapest Duke, MO Car Insurance for Seniors

Take a look at Duke, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Duke, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,893 $1,893
Farmers $2,222 $2,354
GEICO $1,350 $1,707
Liberty Mutual $2,119 $2,375
Nationwide $1,244 $1,316
Progressive $1,638 $1,689
State Farm $1,306 $1,306
USAA $1,491 $1,518

Cheapest Duke, MO Car Insurance Rates After a DUI

A DUI in Duke, MO increases car insurance rates. Compare Duke, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Duke, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,304
Farmers $4,820
GEICO $3,543
Liberty Mutual $4,570
Nationwide $2,821
Progressive $3,168
State Farm $2,320
USAA $3,694

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Cheapest Duke, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Duke, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Duke, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,226 $3,290
Farmers $4,577 $4,577
GEICO $2,572 $2,672
Liberty Mutual $4,251 $4,251
Nationwide $2,095 $2,095
Progressive $3,308 $3,308
State Farm $2,264 $2,376
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Duke, MO

Take a look at a side-by-side comparison of the top car insurance companies in Duke, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Duke, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,258
Farmers $4,577
GEICO $2,622
Liberty Mutual $4,251
Nationwide $2,095
Progressive $3,308
State Farm $2,320
USAA $2,727

Category Winners: Cheapest Car Insurance in Duke, Missouri

Find the cheapest car insurance companies in Duke, MO for each category right here.

Best Annual Car Insurance Rates by Company in Duke, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Duke, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Duke car insurance rates. Find the cheapest Duke, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Duke, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,156 $3,361 $3,257
Farmers $4,284 $4,533 $4,913
GEICO $2,469 $2,638 $2,758
Liberty Mutual $4,011 $4,271 $4,469
Nationwide $1,973 $2,113 $2,198
Progressive $2,942 $3,312 $3,669
State Farm $2,182 $2,327 $2,450
USAA $2,627 $2,720 $2,834

Compare Car Insurance Quotes in Duke, MO

Ready to find affordable Duke, Missouri car insurance today? Enter your ZIP code for fast, free Duke, MO car insurance quotes.

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