Compare Duluth, WA Car Insurance Rates (2021)

Car insurance in Duluth, WA averages $256 a month. Duluth, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Duluth car insurance rates, compare quotes from the top car insurance companies in Duluth, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Duluth is Nationwide
  • The cheapest car insurance company in Duluth for teen drivers is Nationwide
  • Average car insurance rates in Duluth, WA are $3,067/year

If you need to buy Duluth, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Duluth, WA is right here.

You’ll find Duluth car insurance rates, the cheapest Duluth, WA car insurance companies, and information on Washington car insurance laws. You can also compare Duluth, Washington car insurance rates to Vancouver car insurance rates, Renton car insurance rates, and Seattle car insurance rates.

Ready to find affordable Duluth, WA car insurance today? Enter your ZIP code for fast, free Duluth car insurance quotes.

Cheapest Duluth, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Duluth, WA car insurance rates? Every Duluth, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Duluth, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,059 $1,934 $2,027 $7,440 $8,614 $2,210 $2,286
American Family $1,996 $1,996 $1,822 $1,822 $7,637 $10,437 $1,996 $2,682
Farmers $2,223 $2,282 $2,035 $2,310 $5,090 $5,465 $2,801 $2,900
GEICO $1,756 $1,787 $1,646 $1,646 $3,868 $5,045 $2,996 $2,161
Liberty Mutual $1,800 $1,964 $1,610 $1,893 $10,122 $11,108 $1,911 $2,073
Nationwide $1,385 $1,416 $1,288 $1,340 $3,735 $4,551 $1,652 $1,783
Progressive $1,573 $1,469 $1,421 $1,437 $8,046 $9,012 $1,884 $1,875
State Farm $1,632 $1,632 $1,468 $1,468 $4,746 $6,011 $1,856 $2,139
USAA $1,149 $1,132 $1,111 $1,109 $5,025 $5,926 $1,452 $1,588

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Minimum Car Insurance in Duluth, WA

Every driver must carry the minimum car insurance in Duluth, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Duluth, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Duluth, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Duluth, WA. Compare credit history car insurance rates in Duluth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Duluth, Washington

Insurance Company Poor Fair Good
Allstate $4,440 $3,396 $2,910
American Family $4,485 $3,661 $3,251
Farmers $3,822 $2,896 $2,697
GEICO $3,110 $2,489 $2,240
Liberty Mutual $5,795 $3,579 $2,808
Nationwide $2,550 $2,007 $1,874
Progressive $3,673 $3,284 $3,062
State Farm $3,808 $2,280 $1,769
USAA $2,915 $2,138 $1,882

Cheapest Duluth, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Duluth, WA to rates for a clean record with top companies.

Annual Duluth, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,009 $3,767 $4,182 $3,370
American Family $3,045 $3,901 $4,516 $3,733
Farmers $2,602 $3,241 $3,479 $3,230
GEICO $2,017 $2,579 $3,839 $2,017
Liberty Mutual $3,462 $4,368 $4,447 $3,964
Nationwide $1,668 $2,255 $2,829 $1,823
Progressive $2,702 $4,243 $3,152 $3,262
State Farm $2,379 $2,859 $2,619 $2,619
USAA $1,697 $2,462 $3,080 $2,006

Cheapest Duluth, WA Car Insurance for Teen Drivers

Teen car insurance in Duluth, WA can be expensive. Take a look at rates from the top car insurance companies in Duluth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Duluth, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,440 $8,614
American Family $7,637 $10,437
Farmers $5,090 $5,465
GEICO $3,868 $5,045
Liberty Mutual $10,122 $11,108
Nationwide $3,735 $4,551
Progressive $8,046 $9,012
State Farm $4,746 $6,011
USAA $5,025 $5,926

Cheapest Duluth, WA Car Insurance for Seniors

Take a look at Duluth, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Duluth, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $2,027
American Family $1,822 $1,822
Farmers $2,035 $2,310
GEICO $1,646 $1,646
Liberty Mutual $1,610 $1,893
Nationwide $1,288 $1,340
Progressive $1,421 $1,437
State Farm $1,468 $1,468
USAA $1,111 $1,109

Cheapest Duluth, WA Car Insurance Rates After a DUI

A DUI in Duluth, WA increases car insurance rates. Compare Duluth, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Duluth, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,182
American Family $4,516
Farmers $3,479
GEICO $3,839
Liberty Mutual $4,447
Nationwide $2,829
Progressive $3,152
State Farm $2,619
USAA $3,080

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Cheapest Duluth, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Duluth, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Duluth, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,582 $3,582
American Family $3,721 $3,876
Farmers $3,138 $3,138
GEICO $2,580 $2,646
Liberty Mutual $4,060 $4,060
Nationwide $2,144 $2,144
Progressive $3,340 $3,340
State Farm $2,547 $2,691
USAA $2,289 $2,334

The Best Cheap Car Insurance Companies in Duluth, WA

Take a look at a side-by-side comparison of the top car insurance companies in Duluth, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Duluth, Washington

Insurance Company Average Annual Rates
Allstate $3,582
American Family $3,799
Farmers $3,138
GEICO $2,613
Liberty Mutual $4,060
Nationwide $2,144
Progressive $3,340
State Farm $2,619
USAA $2,312

Category Winners: Cheapest Car Insurance in Duluth, Washington

Find the cheapest car insurance companies in Duluth, WA for each category right here.

Best Annual Car Insurance Rates by Company in Duluth, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Duluth, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Duluth car insurance rates. Find the cheapest Duluth, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Duluth, Washington

Insurance Company Low Medium High
Allstate $3,368 $3,570 $3,807
American Family $3,597 $3,794 $4,006
Farmers $2,913 $3,139 $3,363
GEICO $2,460 $2,616 $2,764
Liberty Mutual $3,807 $4,070 $4,303
Nationwide $2,030 $2,143 $2,258
Progressive $3,030 $3,257 $3,733
State Farm $2,448 $2,631 $2,779
USAA $2,158 $2,311 $2,466

What affects car insurance rates in Duluth, Washington?

What factors can have an impact on Duluth, WA car insurance? There are several reasons why Duluth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Duluth, Washington.

Commute Time in Duluth

The more time you spend in your car the higher the risk of an accident. The average commute length in Duluth, WA is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Duluth, WA

Ready to find affordable Duluth, Washington car insurance today? Enter your ZIP code for fast, free Duluth, WA car insurance quotes.

Free Car Insurance Comparison

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