Compare Dumfries, VA Car Insurance Rates (2021)

Car insurance in Dumfries, VA averages $228 a month. Dumfries, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Dumfries car insurance rates, compare quotes from the top car insurance companies in Dumfries, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Dumfries is 22025
  • The cheapest car insurance company in Dumfries for teen drivers is Nationwide
  • The cheapest car insurance company in Dumfries is USAA

If you need to buy Dumfries, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Dumfries, VA is right here.

You’ll find Dumfries car insurance rates, the cheapest Dumfries, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Dumfries, Virginia car insurance rates to Richmond car insurance rates, Portsmouth car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Dumfries, VA car insurance today? Enter your ZIP code for fast, free Dumfries car insurance quotes.

Cheapest Dumfries, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dumfries, VA car insurance rates? Every Dumfries, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dumfries, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,395 $2,253 $2,377 $2,377 $7,637 $8,738 $3,112 $3,101
GEICO $1,742 $1,726 $1,655 $1,655 $3,856 $5,137 $2,029 $1,989
Nationwide $1,532 $1,539 $1,359 $1,393 $3,729 $4,794 $1,695 $1,840
Progressive $1,375 $1,293 $1,255 $1,253 $6,650 $7,450 $1,663 $1,682
State Farm $1,613 $1,613 $1,472 $1,472 $5,118 $6,412 $1,830 $2,111
USAA $1,288 $1,266 $1,214 $1,216 $4,049 $4,801 $1,654 $1,814

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Minimum Car Insurance in Dumfries, VA

Every driver must carry the minimum car insurance in Dumfries, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Dumfries, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Dumfries, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dumfries, VA. Compare credit history car insurance rates in Dumfries from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dumfries, Virginia

Insurance Company Poor Fair Good
Allstate $4,857 $3,915 $3,224
GEICO $2,748 $2,336 $2,336
Nationwide $2,642 $2,129 $1,935
Progressive $3,129 $2,763 $2,590
State Farm $3,850 $2,384 $1,882
USAA $2,889 $1,972 $1,628

Cheapest Dumfries, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dumfries, VA to rates for a clean record with top companies.

Annual Dumfries, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,958 $4,793 $4,401 $3,843
GEICO $1,886 $2,439 $3,683 $1,886
Nationwide $1,943 $1,943 $2,848 $2,205
Progressive $2,393 $3,231 $2,887 $2,800
State Farm $2,454 $2,956 $2,705 $2,705
USAA $1,672 $2,181 $2,871 $1,928

Cheapest Dumfries, VA Car Insurance for Teen Drivers

Teen car insurance in Dumfries, VA can be expensive. Take a look at rates from the top car insurance companies in Dumfries for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dumfries, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,637 $8,738
GEICO $3,856 $5,137
Nationwide $3,729 $4,794
Progressive $6,650 $7,450
State Farm $5,118 $6,412
USAA $4,049 $4,801

Cheapest Dumfries, VA Car Insurance for Seniors

Take a look at Dumfries, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dumfries, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,377 $2,377
GEICO $1,655 $1,655
Nationwide $1,359 $1,393
Progressive $1,255 $1,253
State Farm $1,472 $1,472
USAA $1,214 $1,216

Cheapest Dumfries, VA Car Insurance Rates After a DUI

A DUI in Dumfries, VA increases car insurance rates. Compare Dumfries, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dumfries, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,401
GEICO $3,683
Nationwide $2,848
Progressive $2,887
State Farm $2,705
USAA $2,871

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Cheapest Dumfries, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dumfries, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dumfries, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,875 $4,123
GEICO $2,428 $2,519
Nationwide $2,235 $2,235
Progressive $2,827 $2,827
State Farm $2,637 $2,773
USAA $2,083 $2,243

Cheapest Dumfries, VA Car Insurance Rates by ZIP Code

Dumfries car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Dumfries, VA.

Annual Car Insurance Rates by ZIP Code in Dumfries, Virginia

ZIP Code Average Annual Rates
22025 $2,369
22026 $2,376

The Best Cheap Car Insurance Companies in Dumfries, VA

Take a look at a side-by-side comparison of the top car insurance companies in Dumfries, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dumfries, Virginia

Insurance Company Average Annual Rates
Allstate $3,999
GEICO $2,473
Nationwide $2,235
Progressive $2,827
State Farm $2,705
USAA $2,163

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Category Winners: Cheapest Car Insurance in Dumfries, Virginia

Find the cheapest car insurance companies in Dumfries, VA for each category right here.

Best Annual Car Insurance Rates by Company in Dumfries, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Dumfries, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dumfries car insurance rates. Find the cheapest Dumfries, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dumfries, Virginia

Insurance Company Low Medium High
Allstate $3,881 $3,999 $4,116
GEICO $2,373 $2,471 $2,576
Nationwide $2,345 $2,215 $2,146
Progressive $2,683 $2,792 $3,007
State Farm $2,528 $2,703 $2,885
USAA $2,070 $2,167 $2,251

What affects car insurance rates in Dumfries, Virginia?

What factors can have an impact on Dumfries, VA car insurance? There are several reasons why Dumfries car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dumfries, Virginia.

Commute Time in Dumfries

The more time you spend in your car the higher the risk of an accident. The average commute length in Dumfries, VA is 36.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Dumfries, VA

Ready to find affordable Dumfries, Virginia car insurance today? Enter your ZIP code for fast, free Dumfries, VA car insurance quotes.

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