Compare Duncan, OK Car Insurance Rates (2021)

Car insurance in Duncan, OK averages $319 a month. Duncan, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Duncan car insurance rates, compare quotes from the top car insurance companies in Duncan, OK.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Duncan is State Farm
  • Average car insurance rates in Duncan, OK after a DUI are $4,345/year
  • Average car insurance rates in Duncan, OK are $3,833/year

If you need to buy Duncan, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Duncan, OK is right here.

You’ll find Duncan car insurance rates, the cheapest Duncan, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Duncan, Oklahoma car insurance rates to Midwest City car insurance rates, Moore car insurance rates, and Oklahoma City car insurance rates.

Ready to find affordable Duncan, OK car insurance today? Enter your ZIP code for fast, free Duncan car insurance quotes.

Cheapest Duncan, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Duncan, OK car insurance rates? Every Duncan, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Duncan, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,214 $2,224 $2,037 $2,139 $6,811 $7,997 $2,392 $2,529
Farmers $2,205 $2,190 $1,982 $2,095 $8,396 $8,607 $2,498 $2,611
GEICO $2,152 $2,355 $2,305 $2,587 $6,269 $6,695 $1,882 $1,905
Liberty Mutual $4,321 $4,560 $3,810 $4,142 $11,926 $13,084 $4,488 $4,636
Progressive $2,400 $2,277 $1,976 $2,095 $9,644 $10,803 $2,807 $2,942
State Farm $1,714 $1,714 $1,515 $1,515 $4,404 $5,546 $1,802 $2,024
USAA $1,733 $1,736 $1,662 $1,679 $5,649 $6,303 $2,233 $2,452

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Minimum Car Insurance in Duncan, OK

Every driver must carry the minimum car insurance in Duncan, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Duncan, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Duncan, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Duncan, OK. Compare credit history car insurance rates in Duncan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Duncan, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,374 $3,322 $2,932
Farmers $4,396 $3,625 $3,448
GEICO $3,937 $3,269 $2,600
Liberty Mutual $9,146 $5,585 $4,382
Progressive $4,953 $4,223 $3,928
State Farm $3,512 $2,256 $1,820
USAA $4,344 $2,475 $1,974

Cheapest Duncan, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Duncan, OK to rates for a clean record with top companies.

Annual Duncan, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,045 $3,569 $4,130 $3,428
Farmers $3,228 $4,145 $4,045 $3,873
GEICO $2,383 $3,648 $4,042 $3,002
Liberty Mutual $4,289 $7,174 $8,115 $5,906
Progressive $3,400 $6,325 $3,754 $3,992
State Farm $2,345 $2,713 $2,529 $2,529
USAA $2,162 $3,103 $3,800 $2,660

Cheapest Duncan, OK Car Insurance for Teen Drivers

Teen car insurance in Duncan, OK can be expensive. Take a look at rates from the top car insurance companies in Duncan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Duncan, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,811 $7,997
Farmers $8,396 $8,607
GEICO $6,269 $6,695
Liberty Mutual $11,926 $13,084
Progressive $9,644 $10,803
State Farm $4,404 $5,546
USAA $5,649 $6,303

Cheapest Duncan, OK Car Insurance for Seniors

Take a look at Duncan, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Duncan, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,037 $2,139
Farmers $1,982 $2,095
GEICO $2,305 $2,587
Liberty Mutual $3,810 $4,142
Progressive $1,976 $2,095
State Farm $1,515 $1,515
USAA $1,662 $1,679

Cheapest Duncan, OK Car Insurance Rates After a DUI

A DUI in Duncan, OK increases car insurance rates. Compare Duncan, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Duncan, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,130
Farmers $4,045
GEICO $4,042
Liberty Mutual $8,115
Progressive $3,754
State Farm $2,529
USAA $3,800

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Cheapest Duncan, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Duncan, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Duncan, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,543 $3,543
Farmers $3,823 $3,823
GEICO $3,207 $3,331
Liberty Mutual $6,371 $6,371
Progressive $4,368 $4,368
State Farm $2,487 $2,572
USAA $2,896 $2,966

The Best Cheap Car Insurance Companies in Duncan, OK

Take a look at a side-by-side comparison of the top car insurance companies in Duncan, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Duncan, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,543
Farmers $3,823
GEICO $3,269
Liberty Mutual $6,371
Progressive $4,368
State Farm $2,529
USAA $2,931

Category Winners: Cheapest Car Insurance in Duncan, Oklahoma

Find the cheapest car insurance companies in Duncan, OK for each category right here.

Best Annual Car Insurance Rates by Company in Duncan, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Duncan, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Duncan car insurance rates. Find the cheapest Duncan, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Duncan, Oklahoma

Insurance Company Low Medium High
Allstate $3,341 $3,530 $3,758
Farmers $3,654 $3,779 $4,036
GEICO $3,036 $3,273 $3,497
Liberty Mutual $6,040 $6,348 $6,725
Progressive $4,044 $4,339 $4,721
State Farm $2,366 $2,509 $2,713
USAA $2,823 $2,924 $3,046

What affects car insurance rates in Duncan, Oklahoma?

What factors can have an impact on Duncan, OK car insurance? There are several reasons why Duncan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Duncan, Oklahoma.

Commute Time in Duncan

The more time you spend in your car the higher the risk of an accident. The average commute length in Duncan, OK is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in Duncan, OK

Ready to find affordable Duncan, Oklahoma car insurance today? Enter your ZIP code for fast, free Duncan, OK car insurance quotes.

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