Compare Durango, IA Car Insurance Rates (2021)

Car insurance in Durango, IA averages $242 a month. Durango, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Durango car insurance rates, compare quotes from the top car insurance companies in Durango, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Durango, IA after a DUI are $3,495/year
  • The cheapest car insurance company in Durango for teen drivers is USAA
  • The cheapest car insurance company in Durango is USAA

If you need to buy Durango, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Durango, IA is right here.

You’ll find Durango car insurance rates, the cheapest Durango, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Durango, Iowa car insurance rates to Council Bluffs car insurance rates, Ames car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Durango, IA car insurance today? Enter your ZIP code for fast, free Durango car insurance quotes.

Cheapest Durango, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Durango, IA car insurance rates? Every Durango, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Durango, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,884 $1,884 $1,688 $1,688 $5,071 $7,086 $1,884 $2,266
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,164 $2,342 $1,917 $2,330 $11,135 $12,524 $2,453 $2,699
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $1,648 $1,583 $1,361 $1,411 $4,116 $4,643 $1,985 $2,149
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,275 $2,320 $2,215 $2,219 $10,093 $16,022 $2,372 $2,795
USAA $1,219 $1,228 $1,121 $1,137 $3,363 $3,558 $1,460 $1,609

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Minimum Car Insurance in Durango, IA

Every driver must carry the minimum car insurance in Durango, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Durango, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Durango, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Durango, IA. Compare credit history car insurance rates in Durango from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Durango, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,736 $2,746 $2,312
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,677 $4,150 $3,259
Nationwide $3,095 $2,430 $2,126
Progressive $2,785 $2,256 $2,046
State Farm $3,182 $1,968 $1,552
Travelers $5,665 $4,840 $4,612
USAA $2,410 $1,661 $1,440

Cheapest Durango, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Durango, IA to rates for a clean record with top companies.

Annual Durango, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,116 $3,102 $4,020 $2,487
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $4,048 $5,032 $5,107 $4,595
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $1,897 $3,119 $2,058 $2,374
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $3,672 $4,902 $6,555 $5,027
USAA $1,401 $1,885 $2,452 $1,610

Cheapest Durango, IA Car Insurance for Teen Drivers

Teen car insurance in Durango, IA can be expensive. Take a look at rates from the top car insurance companies in Durango for teenagers.

Annual Car Insurance Rates for Teen Drivers in Durango, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,071 $7,086
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $11,135 $12,524
Nationwide $4,115 $5,309
Progressive $4,116 $4,643
State Farm $3,928 $4,983
Travelers $10,093 $16,022
USAA $3,363 $3,558

Cheapest Durango, IA Car Insurance for Seniors

Take a look at Durango, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Durango, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,688 $1,688
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,917 $2,330
Nationwide $1,570 $1,672
Progressive $1,361 $1,411
State Farm $1,278 $1,278
Travelers $2,215 $2,219
USAA $1,121 $1,137

Cheapest Durango, IA Car Insurance Rates After a DUI

A DUI in Durango, IA increases car insurance rates. Compare Durango, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Durango, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $4,020
Farmers $2,458
GEICO $3,170
Liberty Mutual $5,107
Nationwide $3,607
Progressive $2,058
State Farm $2,234
Travelers $6,555
USAA $2,452

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Cheapest Durango, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Durango, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Durango, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,897 $2,965
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,696 $4,696
Nationwide $2,550 $2,550
Progressive $2,362 $2,362
State Farm $2,180 $2,288
Travelers $5,039 $5,039
USAA $1,770 $1,904

The Best Cheap Car Insurance Companies in Durango, IA

Take a look at a side-by-side comparison of the top car insurance companies in Durango, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Durango, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $2,931
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,696
Nationwide $2,550
Progressive $2,362
State Farm $2,234
Travelers $5,039
USAA $1,837

Category Winners: Cheapest Car Insurance in Durango, Iowa

Find the cheapest car insurance companies in Durango, IA for each category right here.

Best Annual Car Insurance Rates by Company in Durango, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Durango, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Durango car insurance rates. Find the cheapest Durango, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Durango, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $2,937 $3,095 $2,763
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,500 $4,687 $4,899
Nationwide $2,662 $2,538 $2,450
Progressive $2,234 $2,372 $2,480
State Farm $2,125 $2,247 $2,330
Travelers $4,761 $5,113 $5,242
USAA $1,745 $1,843 $1,923

Compare Car Insurance Quotes in Durango, IA

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