Compare Durham, ME Car Insurance Rates (2021)

Car insurance in Durham, ME averages $227 a month. Durham, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Durham car insurance rates, compare quotes from the top car insurance companies in Durham, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Durham, ME after a DUI are $3,189/year
  • The cheapest car insurance company in Durham for teen drivers is GEICO
  • The cheapest car insurance company in Durham is USAA

If you need to buy Durham, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Durham, ME is right here.

You’ll find Durham car insurance rates, the cheapest Durham, ME car insurance companies, and information on Maine car insurance laws. You can also compare Durham, Maine car insurance rates to Lewiston car insurance rates, Auburn car insurance rates, and Westbrook car insurance rates.

Ready to find affordable Durham, ME car insurance today? Enter your ZIP code for fast, free Durham car insurance quotes.

Cheapest Durham, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Durham, ME car insurance rates? Every Durham, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Durham, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,888 $1,660 $1,797 $4,696 $6,281 $1,992 $2,220
Farmers $2,063 $2,079 $1,951 $2,075 $7,024 $7,630 $2,466 $2,546
GEICO $955 $988 $955 $955 $2,371 $3,078 $1,042 $1,108
Liberty Mutual $3,014 $3,014 $2,871 $2,871 $6,390 $9,557 $3,014 $4,240
Progressive $1,917 $1,879 $1,917 $1,879 $8,107 $9,105 $2,228 $2,514
State Farm $1,382 $1,382 $1,307 $1,307 $4,448 $5,552 $1,545 $1,690
Travelers $1,167 $1,208 $1,058 $1,082 $4,724 $6,366 $1,158 $1,331
USAA $845 $832 $841 $821 $2,781 $3,067 $1,074 $1,127

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Minimum Car Insurance in Durham, ME

Every driver must carry the minimum car insurance in Durham, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Durham, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Durham, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Durham, ME. Compare credit history car insurance rates in Durham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Durham, Maine

Insurance Company Poor Fair Good
Allstate $3,518 $2,679 $2,193
Farmers $4,053 $3,325 $3,060
GEICO $1,926 $1,278 $1,090
Liberty Mutual $6,086 $3,944 $3,084
Progressive $4,164 $3,583 $3,332
State Farm $3,389 $2,024 $1,567
Travelers $2,663 $2,181 $1,941
USAA $1,866 $1,285 $1,119

Cheapest Durham, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Durham, ME to rates for a clean record with top companies.

Annual Durham, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,274 $3,098 $3,238 $2,576
Farmers $3,035 $3,880 $3,362 $3,640
GEICO $1,044 $1,465 $2,173 $1,044
Liberty Mutual $3,368 $3,956 $6,500 $3,662
Progressive $2,955 $5,012 $3,293 $3,512
State Farm $2,110 $2,544 $2,327 $2,327
Travelers $1,885 $2,095 $2,625 $2,442
USAA $1,081 $1,425 $1,998 $1,189

Cheapest Durham, ME Car Insurance for Teen Drivers

Teen car insurance in Durham, ME can be expensive. Take a look at rates from the top car insurance companies in Durham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Durham, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,696 $6,281
Farmers $7,024 $7,630
GEICO $2,371 $3,078
Liberty Mutual $6,390 $9,557
Progressive $8,107 $9,105
State Farm $4,448 $5,552
Travelers $4,724 $6,366
USAA $2,781 $3,067

Cheapest Durham, ME Car Insurance for Seniors

Take a look at Durham, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Durham, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,660 $1,797
Farmers $1,951 $2,075
GEICO $955 $955
Liberty Mutual $2,871 $2,871
Progressive $1,917 $1,879
State Farm $1,307 $1,307
Travelers $1,058 $1,082
USAA $841 $821

Cheapest Durham, ME Car Insurance Rates After a DUI

A DUI in Durham, ME increases car insurance rates. Compare Durham, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Durham, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,238
Farmers $3,362
GEICO $2,173
Liberty Mutual $6,500
Progressive $3,293
State Farm $2,327
Travelers $2,625
USAA $1,998

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Cheapest Durham, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Durham, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Durham, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,797 $2,797
Farmers $3,479 $3,479
GEICO $1,408 $1,455
Liberty Mutual $4,282 $4,461
Progressive $3,693 $3,693
State Farm $2,251 $2,403
Travelers $2,262 $2,262
USAA $1,384 $1,463

The Best Cheap Car Insurance Companies in Durham, ME

Take a look at a side-by-side comparison of the top car insurance companies in Durham, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Durham, Maine

Insurance Company Average Annual Rates
Allstate $2,797
Farmers $3,479
GEICO $1,431
Liberty Mutual $4,371
Progressive $3,693
State Farm $2,327
Travelers $2,262
USAA $1,423

Category Winners: Cheapest Car Insurance in Durham, Maine

Find the cheapest car insurance companies in Durham, ME for each category right here.

Best Annual Car Insurance Rates by Company in Durham, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Durham, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Durham car insurance rates. Find the cheapest Durham, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Durham, Maine

Insurance Company Low Medium High
Allstate $2,755 $2,756 $2,879
Farmers $3,323 $3,347 $3,768
GEICO $1,401 $1,410 $1,484
Liberty Mutual $4,317 $4,317 $4,481
Progressive $3,607 $3,615 $3,857
State Farm $2,264 $2,302 $2,415
Travelers $2,225 $2,228 $2,332
USAA $1,395 $1,406 $1,469

What affects car insurance rates in Durham, Maine?

What factors can have an impact on Durham, ME car insurance? There are several reasons why Durham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Durham, Maine.

Traffic in Durham

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Durham, ME traffic data from INRIX ranks Durham as the 136th-most congested in the world.

Compare Car Insurance Quotes in Durham, ME

Ready to find affordable Durham, Maine car insurance today? Enter your ZIP code for fast, free Durham, ME car insurance quotes.

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