Compare Durhamville, NY Car Insurance Rates (2021)

Car insurance in Durhamville, NY averages $268 a month. Durhamville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Durhamville car insurance rates, compare quotes from the top car insurance companies in Durhamville, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Durhamville, NY are $3,215/year
  • Average car insurance rates in Durhamville, NY after a DUI are $4,250/year
  • The cheapest car insurance company in Durhamville for teen drivers is GEICO

If you need to buy Durhamville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Durhamville, NY is right here.

You’ll find Durhamville car insurance rates, the cheapest Durhamville, NY car insurance companies, and information on New York car insurance laws. You can also compare Durhamville, New York car insurance rates to Schenectady car insurance rates, Albany car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Durhamville, NY car insurance today? Enter your ZIP code for fast, free Durhamville car insurance quotes.

Cheapest Durhamville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Durhamville, NY car insurance rates? Every Durhamville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Durhamville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,340 $1,292 $1,306 $1,287 $2,837 $4,173 $1,207 $1,244
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,623 $1,520 $1,303 $1,324 $5,493 $6,120 $2,097 $2,048
State Farm $2,286 $2,286 $1,992 $1,992 $6,715 $8,652 $2,513 $2,657
Travelers $2,400 $2,421 $2,204 $2,363 $5,662 $6,745 $2,555 $2,663
USAA $1,503 $1,475 $1,365 $1,363 $6,066 $7,220 $1,916 $2,111

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Minimum Car Insurance in Durhamville, NY

Every driver must carry the minimum car insurance in Durhamville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Durhamville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Durhamville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Durhamville, NY. Compare credit history car insurance rates in Durhamville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Durhamville, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,300 $1,690 $1,517
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,935 $2,935 $2,935
Progressive $4,250 $2,205 $1,618
State Farm $5,136 $3,219 $2,555
Travelers $4,619 $2,944 $2,567
USAA $4,420 $2,234 $1,978

Cheapest Durhamville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Durhamville, NY to rates for a clean record with top companies.

Annual Durhamville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,438 $1,567 $2,900 $1,438
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,618 $2,618 $2,895 $2,633
State Farm $3,465 $3,465 $3,809 $3,809
Travelers $2,880 $3,607 $3,660 $3,360
USAA $2,552 $2,594 $3,769 $2,594

Cheapest Durhamville, NY Car Insurance for Teen Drivers

Teen car insurance in Durhamville, NY can be expensive. Take a look at rates from the top car insurance companies in Durhamville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Durhamville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $2,837 $4,173
Liberty Mutual $6,550 $10,619
Nationwide $3,940 $5,867
Progressive $5,493 $6,120
State Farm $6,715 $8,652
Travelers $5,662 $6,745
USAA $6,066 $7,220

Cheapest Durhamville, NY Car Insurance for Seniors

Take a look at Durhamville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Durhamville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,306 $1,287
Liberty Mutual $3,142 $3,142
Nationwide $2,095 $2,095
Progressive $1,303 $1,324
State Farm $1,992 $1,992
Travelers $2,204 $2,363
USAA $1,365 $1,363

Cheapest Durhamville, NY Car Insurance Rates After a DUI

A DUI in Durhamville, NY increases car insurance rates. Compare Durhamville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Durhamville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $2,900
Liberty Mutual $7,405
Nationwide $4,955
Progressive $2,895
State Farm $3,809
Travelers $3,660
USAA $3,769

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Cheapest Durhamville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Durhamville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Durhamville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $1,781 $1,890
Liberty Mutual $4,514 $4,774
Nationwide $2,935 $2,935
Progressive $2,691 $2,691
State Farm $3,509 $3,765
Travelers $3,377 $3,377
USAA $2,849 $2,906

The Best Cheap Car Insurance Companies in Durhamville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Durhamville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Durhamville, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $1,836
Liberty Mutual $4,644
Nationwide $2,935
Progressive $2,691
State Farm $3,637
Travelers $3,377
USAA $2,877

Category Winners: Cheapest Car Insurance in Durhamville, New York

Find the cheapest car insurance companies in Durhamville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Durhamville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Durhamville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Durhamville car insurance rates. Find the cheapest Durhamville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Durhamville, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $1,739 $1,832 $1,937
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,774 $2,914 $3,117
Progressive $2,560 $2,677 $2,836
State Farm $3,466 $3,656 $3,788
Travelers $3,222 $3,351 $3,557
USAA $2,795 $2,864 $2,972

What affects car insurance rates in Durhamville, New York?

What factors can have an impact on Durhamville, NY car insurance? There are several reasons why Durhamville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Durhamville, New York.

Commute Time in Durhamville

The more time you spend in your car the higher the risk of an accident. The average commute length in Durhamville, NY is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Durhamville, NY

Ready to find affordable Durhamville, New York car insurance today? Enter your ZIP code for fast, free Durhamville, NY car insurance quotes.

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