Compare Dutchtown, MO Car Insurance Rates (2021)

Car insurance in Dutchtown, MO averages $266 a month. Dutchtown, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Dutchtown car insurance rates, compare quotes from the top car insurance companies in Dutchtown, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dutchtown is Nationwide
  • Average car insurance rates in Dutchtown, MO after a DUI are $3,741/year
  • The cheapest car insurance company in Dutchtown for teen drivers is Nationwide

If you need to buy Dutchtown, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Dutchtown, MO is right here.

You’ll find Dutchtown car insurance rates, the cheapest Dutchtown, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Dutchtown, Missouri car insurance rates to Springfield car insurance rates, Florissant car insurance rates, and Columbia car insurance rates.

Ready to find affordable Dutchtown, MO car insurance today? Enter your ZIP code for fast, free Dutchtown car insurance quotes.

Cheapest Dutchtown, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dutchtown, MO car insurance rates? Every Dutchtown, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dutchtown, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,029 $2,029 $1,808 $1,808 $5,560 $7,219 $2,029 $2,371
Farmers $2,371 $2,367 $2,120 $2,243 $9,606 $9,951 $2,684 $2,798
GEICO $1,712 $1,924 $1,343 $1,739 $5,424 $5,709 $1,562 $1,554
Liberty Mutual $2,567 $2,780 $2,116 $2,371 $9,018 $10,008 $2,700 $2,876
Nationwide $1,478 $1,502 $1,331 $1,401 $3,804 $4,837 $1,693 $1,822
Progressive $1,912 $1,780 $1,563 $1,609 $6,192 $6,961 $2,332 $2,390
State Farm $1,604 $1,604 $1,446 $1,446 $4,794 $6,030 $1,809 $2,071
USAA $1,612 $1,594 $1,457 $1,475 $4,904 $5,980 $1,996 $2,211

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Minimum Car Insurance in Dutchtown, MO

Every driver must carry the minimum car insurance in Dutchtown, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Dutchtown, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dutchtown, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dutchtown, MO. Compare credit history car insurance rates in Dutchtown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dutchtown, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,054 $2,858 $2,408
Farmers $4,872 $4,063 $3,867
GEICO $3,616 $2,358 $1,888
Liberty Mutual $6,171 $3,774 $2,969
Nationwide $2,625 $2,182 $1,895
Progressive $3,584 $2,963 $2,730
State Farm $3,617 $2,311 $1,873
USAA $4,414 $2,065 $1,482

Cheapest Dutchtown, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dutchtown, MO to rates for a clean record with top companies.

Annual Dutchtown, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,317 $3,366 $4,096 $2,648
Farmers $3,720 $4,582 $4,484 $4,284
GEICO $2,022 $2,653 $3,609 $2,199
Liberty Mutual $3,122 $4,493 $4,624 $4,979
Nationwide $1,741 $2,253 $3,028 $1,912
Progressive $2,682 $3,581 $2,970 $3,137
State Farm $2,379 $2,822 $2,600 $2,600
USAA $2,107 $2,579 $3,619 $2,310

Cheapest Dutchtown, MO Car Insurance for Teen Drivers

Teen car insurance in Dutchtown, MO can be expensive. Take a look at rates from the top car insurance companies in Dutchtown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dutchtown, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,560 $7,219
Farmers $9,606 $9,951
GEICO $5,424 $5,709
Liberty Mutual $9,018 $10,008
Nationwide $3,804 $4,837
Progressive $6,192 $6,961
State Farm $4,794 $6,030
USAA $4,904 $5,980

Cheapest Dutchtown, MO Car Insurance for Seniors

Take a look at Dutchtown, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dutchtown, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,808 $1,808
Farmers $2,120 $2,243
GEICO $1,343 $1,739
Liberty Mutual $2,116 $2,371
Nationwide $1,331 $1,401
Progressive $1,563 $1,609
State Farm $1,446 $1,446
USAA $1,457 $1,475

Cheapest Dutchtown, MO Car Insurance Rates After a DUI

A DUI in Dutchtown, MO increases car insurance rates. Compare Dutchtown, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dutchtown, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,096
Farmers $4,484
GEICO $3,609
Liberty Mutual $4,624
Nationwide $3,028
Progressive $2,970
State Farm $2,600
USAA $3,619

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Cheapest Dutchtown, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dutchtown, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dutchtown, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,076 $3,137
Farmers $4,267 $4,267
GEICO $2,572 $2,669
Liberty Mutual $4,304 $4,304
Nationwide $2,234 $2,234
Progressive $3,092 $3,092
State Farm $2,536 $2,665
USAA $2,559 $2,748

The Best Cheap Car Insurance Companies in Dutchtown, MO

Take a look at a side-by-side comparison of the top car insurance companies in Dutchtown, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dutchtown, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,107
Farmers $4,267
GEICO $2,621
Liberty Mutual $4,305
Nationwide $2,234
Progressive $3,092
State Farm $2,600
USAA $2,654

Category Winners: Cheapest Car Insurance in Dutchtown, Missouri

Find the cheapest car insurance companies in Dutchtown, MO for each category right here.

Best Annual Car Insurance Rates by Company in Dutchtown, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Dutchtown, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dutchtown car insurance rates. Find the cheapest Dutchtown, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dutchtown, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,013 $3,205 $3,102
Farmers $3,994 $4,228 $4,581
GEICO $2,427 $2,643 $2,792
Liberty Mutual $4,058 $4,326 $4,529
Nationwide $2,082 $2,257 $2,362
Progressive $2,778 $3,099 $3,401
State Farm $2,423 $2,612 $2,767
USAA $2,536 $2,644 $2,781

What affects car insurance rates in Dutchtown, Missouri?

What factors can have an impact on Dutchtown, MO car insurance? There are several reasons why Dutchtown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dutchtown, Missouri.

Commute Time in Dutchtown

The more time you spend in your car the higher the risk of an accident. The average commute length in Dutchtown, MO is 26.0 minutes according to City-Data.

Compare Car Insurance Quotes in Dutchtown, MO

Ready to find affordable Dutchtown, Missouri car insurance today? Enter your ZIP code for fast, free Dutchtown, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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