Compare Dwight, IL Car Insurance Rates (2021)

Car insurance in Dwight, IL averages $246 a month. Dwight, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Dwight car insurance rates, compare quotes from the top car insurance companies in Dwight, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Dwight, IL after a DUI are $3,460/year
  • Average car insurance rates in Dwight, IL are $2,950/year
  • The cheapest car insurance company in Dwight for teen drivers is State Farm

If you need to buy Dwight, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Dwight, IL is right here.

You’ll find Dwight car insurance rates, the cheapest Dwight, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Dwight, Illinois car insurance rates to Joliet car insurance rates, Champaign car insurance rates, and Elgin car insurance rates.

Ready to find affordable Dwight, IL car insurance today? Enter your ZIP code for fast, free Dwight car insurance quotes.

Cheapest Dwight, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dwight, IL car insurance rates? Every Dwight, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dwight, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,907 $2,919 $3,046 $3,046 $7,645 $9,966 $3,499 $3,786
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,166 $2,165 $1,922 $2,033 $9,278 $9,665 $2,475 $2,588
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,269 $1,369 $1,059 $1,184 $4,167 $4,635 $1,322 $1,390
Nationwide $1,726 $1,758 $1,536 $1,628 $4,722 $6,058 $2,007 $2,173
Progressive $1,699 $1,610 $1,398 $1,460 $6,141 $6,892 $2,031 $2,209
State Farm $1,221 $1,221 $1,090 $1,090 $3,465 $4,408 $1,380 $1,577
Travelers $1,484 $1,566 $1,358 $1,448 $4,285 $5,398 $1,570 $1,654
USAA $1,646 $1,691 $1,528 $1,521 $5,146 $5,708 $2,172 $2,413

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Minimum Car Insurance in Dwight, IL

Every driver must carry the minimum car insurance in Dwight, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Dwight, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Dwight, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dwight, IL. Compare credit history car insurance rates in Dwight from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dwight, Illinois

Insurance Company Poor Fair Good
Allstate $5,850 $4,244 $3,711
American Family $4,795 $3,261 $2,757
Farmers $4,587 $3,855 $3,668
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,889 $1,812 $1,447
Nationwide $3,222 $2,602 $2,278
Progressive $3,341 $2,832 $2,617
State Farm $2,808 $1,682 $1,305
Travelers $2,863 $2,301 $1,872
USAA $3,649 $2,490 $2,046

Cheapest Dwight, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dwight, IL to rates for a clean record with top companies.

Annual Dwight, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,259 $5,597 $5,236 $4,315
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,408 $4,394 $4,284 $4,060
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,711 $2,420 $2,128 $1,938
Nationwide $2,179 $2,816 $3,308 $2,500
Progressive $2,419 $3,577 $2,673 $3,051
State Farm $1,768 $2,096 $1,932 $1,932
Travelers $1,864 $2,439 $2,739 $2,339
USAA $1,955 $2,785 $3,820 $2,352

Cheapest Dwight, IL Car Insurance for Teen Drivers

Teen car insurance in Dwight, IL can be expensive. Take a look at rates from the top car insurance companies in Dwight for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dwight, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,966
American Family $6,324 $8,770
Farmers $9,278 $9,665
GEICO $4,847 $5,129
Liberty Mutual $4,167 $4,635
Nationwide $4,722 $6,058
Progressive $6,141 $6,892
State Farm $3,465 $4,408
Travelers $4,285 $5,398
USAA $5,146 $5,708

Cheapest Dwight, IL Car Insurance for Seniors

Take a look at Dwight, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dwight, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,046 $3,046
American Family $2,055 $2,055
Farmers $1,922 $2,033
GEICO $1,521 $1,797
Liberty Mutual $1,059 $1,184
Nationwide $1,536 $1,628
Progressive $1,398 $1,460
State Farm $1,090 $1,090
Travelers $1,358 $1,448
USAA $1,528 $1,521

Cheapest Dwight, IL Car Insurance Rates After a DUI

A DUI in Dwight, IL increases car insurance rates. Compare Dwight, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dwight, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,236
American Family $4,998
Farmers $4,284
GEICO $3,482
Liberty Mutual $2,128
Nationwide $3,308
Progressive $2,673
State Farm $1,932
Travelers $2,739
USAA $3,820

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Cheapest Dwight, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dwight, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dwight, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,602 $4,602
American Family $3,558 $3,651
Farmers $4,036 $4,036
GEICO $2,519 $2,617
Liberty Mutual $2,049 $2,049
Nationwide $2,701 $2,701
Progressive $2,930 $2,930
State Farm $1,882 $1,981
Travelers $2,254 $2,437
USAA $2,651 $2,805

The Best Cheap Car Insurance Companies in Dwight, IL

Take a look at a side-by-side comparison of the top car insurance companies in Dwight, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dwight, Illinois

Insurance Company Average Annual Rates
Allstate $4,602
American Family $3,604
Farmers $4,037
GEICO $2,568
Liberty Mutual $2,049
Nationwide $2,701
Progressive $2,930
State Farm $1,932
Travelers $2,345
USAA $2,728

Category Winners: Cheapest Car Insurance in Dwight, Illinois

Find the cheapest car insurance companies in Dwight, IL for each category right here.

Best Annual Car Insurance Rates by Company in Dwight, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Dwight, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dwight car insurance rates. Find the cheapest Dwight, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dwight, Illinois

Insurance Company Low Medium High
Allstate $4,478 $4,598 $4,729
American Family $3,484 $3,736 $3,593
Farmers $3,844 $3,944 $4,321
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,927 $2,045 $2,177
Nationwide $2,706 $2,719 $2,678
Progressive $2,726 $2,923 $3,141
State Farm $1,822 $1,935 $2,038
Travelers $2,184 $2,342 $2,510
USAA $2,560 $2,725 $2,900

What affects car insurance rates in Dwight, Illinois?

What factors can have an impact on Dwight, IL car insurance? There are several reasons why Dwight car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dwight, Illinois.

Commute Time in Dwight

The more time you spend in your car the higher the risk of an accident. The average commute length in Dwight, IL is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Dwight, IL

Ready to find affordable Dwight, Illinois car insurance today? Enter your ZIP code for fast, free Dwight, IL car insurance quotes.

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