Compare Eads, CO Car Insurance Rates (2021)

Car insurance in Eads, CO averages $322 a month. Eads, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Eads car insurance rates, compare quotes from the top car insurance companies in Eads, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Eads, CO after a DUI are $4,584/year
  • The cheapest car insurance company in Eads for teen drivers is Liberty Mutual
  • Average car insurance rates in Eads, CO are $3,860/year

If you need to buy Eads, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Eads, CO is right here.

You’ll find Eads car insurance rates, the cheapest Eads, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Eads, Colorado car insurance rates to Aurora car insurance rates, Lakewood car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Eads, CO car insurance today? Enter your ZIP code for fast, free Eads car insurance quotes.

Cheapest Eads, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eads, CO car insurance rates? Every Eads, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eads, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,009 $2,982 $2,727 $2,929 $11,108 $11,199 $3,301 $3,343
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,827 $1,796 $1,553 $1,701 $4,889 $5,318 $1,840 $1,865
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,053 $2,878 $2,561 $2,581 $9,288 $10,408 $3,465 $3,392
State Farm $1,895 $1,895 $1,664 $1,664 $4,895 $6,292 $2,100 $2,458
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Eads, CO

Every driver must carry the minimum car insurance in Eads, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Eads, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Eads, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eads, CO. Compare credit history car insurance rates in Eads from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eads, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,381 $3,091 $2,589
Farmers $5,887 $4,786 $4,551
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,727 $2,261 $1,808
Nationwide $4,848 $3,820 $3,334
Progressive $5,410 $4,555 $4,145
State Farm $3,969 $2,550 $2,055
USAA $5,346 $3,014 $2,405

Cheapest Eads, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eads, CO to rates for a clean record with top companies.

Annual Eads, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,295 $5,506 $5,426 $5,072
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,263 $2,661 $2,782 $2,689
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,102 $5,555 $4,334 $4,823
State Farm $2,671 $3,045 $2,858 $2,858
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Eads, CO Car Insurance for Teen Drivers

Teen car insurance in Eads, CO can be expensive. Take a look at rates from the top car insurance companies in Eads for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eads, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,559 $7,395
Farmers $11,108 $11,199
GEICO $6,808 $7,210
Liberty Mutual $4,889 $5,318
Nationwide $6,687 $8,617
Progressive $9,288 $10,408
State Farm $4,895 $6,292
USAA $5,826 $6,723

Cheapest Eads, CO Car Insurance for Seniors

Take a look at Eads, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eads, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,070 $2,070
Farmers $2,727 $2,929
GEICO $2,320 $2,581
Liberty Mutual $1,553 $1,701
Nationwide $2,380 $2,529
Progressive $2,561 $2,581
State Farm $1,664 $1,664
USAA $2,298 $2,340

Cheapest Eads, CO Car Insurance Rates After a DUI

A DUI in Eads, CO increases car insurance rates. Compare Eads, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eads, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,589
Farmers $5,426
GEICO $4,302
Liberty Mutual $2,782
Nationwide $5,371
Progressive $4,334
State Farm $2,858
USAA $5,527

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Cheapest Eads, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eads, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eads, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,283 $3,424
Farmers $5,075 $5,075
GEICO $3,397 $3,562
Liberty Mutual $2,599 $2,599
Nationwide $4,001 $4,001
Progressive $4,703 $4,703
State Farm $2,788 $2,928
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Eads, CO

Take a look at a side-by-side comparison of the top car insurance companies in Eads, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eads, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,353
Farmers $5,075
GEICO $3,480
Liberty Mutual $2,599
Nationwide $4,001
Progressive $4,703
State Farm $2,858
USAA $3,589

Category Winners: Cheapest Car Insurance in Eads, Colorado

Find the cheapest car insurance companies in Eads, CO for each category right here.

Best Annual Car Insurance Rates by Company in Eads, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Eads, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eads car insurance rates. Find the cheapest Eads, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eads, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,205 $3,423 $3,432
Farmers $4,505 $5,012 $5,707
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,456 $2,588 $2,752
Nationwide $4,052 $4,001 $3,949
Progressive $4,456 $4,712 $4,942
State Farm $2,706 $2,857 $3,011
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Eads, Colorado?

What factors can have an impact on Eads, CO car insurance? There are several reasons why Eads car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eads, Colorado.

Commute Time in Eads

The more time you spend in your car the higher the risk of an accident. The average commute length in Eads, CO is 11.5 minutes according to City-Data.

Compare Car Insurance Quotes in Eads, CO

Ready to find affordable Eads, Colorado car insurance today? Enter your ZIP code for fast, free Eads, CO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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