Compare Eagle Lake, TX Car Insurance Rates (2021)

Car insurance in Eagle Lake, TX averages $318 a month. Eagle Lake, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Eagle Lake car insurance rates, compare quotes from the top car insurance companies in Eagle Lake, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Eagle Lake, TX after a DUI are $4,308/year
  • Average car insurance rates in Eagle Lake, TX are $3,821/year
  • The cheapest car insurance company in Eagle Lake for teen drivers is USAA

If you need to buy Eagle Lake, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Eagle Lake, TX is right here.

You’ll find Eagle Lake car insurance rates, the cheapest Eagle Lake, TX car insurance companies, and information on Texas car insurance laws. You can also compare Eagle Lake, Texas car insurance rates to Corpus Christi car insurance rates, Laredo car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Eagle Lake, TX car insurance today? Enter your ZIP code for fast, free Eagle Lake car insurance quotes.

Cheapest Eagle Lake, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eagle Lake, TX car insurance rates? Every Eagle Lake, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eagle Lake, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,328 $3,259 $3,259 $8,666 $10,456 $4,074 $4,241
American Family $3,284 $3,694 $3,133 $3,626 $9,352 $12,182 $4,854 $5,538
GEICO $2,373 $2,558 $2,281 $2,572 $5,199 $5,445 $2,571 $2,585
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,348 $2,220 $2,094 $2,136 $9,907 $11,003 $2,769 $2,792
State Farm $1,828 $1,828 $1,621 $1,621 $4,271 $5,424 $1,980 $2,045
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

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Minimum Car Insurance in Eagle Lake, TX

Every driver must carry the minimum car insurance in Eagle Lake, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Eagle Lake, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Eagle Lake, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eagle Lake, TX. Compare credit history car insurance rates in Eagle Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eagle Lake, Texas

Insurance Company Poor Fair Good
Allstate $6,458 $4,721 $4,039
American Family $7,736 $5,015 $4,373
GEICO $4,933 $2,795 $1,866
Nationwide $4,074 $3,275 $2,848
Progressive $4,951 $4,292 $3,983
State Farm $3,651 $2,271 $1,809
USAA $3,502 $2,022 $1,626

Cheapest Eagle Lake, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eagle Lake, TX to rates for a clean record with top companies.

Annual Eagle Lake, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,944 $6,075 $6,327 $3,944
American Family $5,182 $6,652 $5,817 $5,182
GEICO $2,716 $3,590 $2,996 $3,490
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $3,846 $4,978 $4,483 $4,328
State Farm $2,302 $2,625 $3,081 $2,302
USAA $1,778 $2,621 $3,093 $2,041

Cheapest Eagle Lake, TX Car Insurance for Teen Drivers

Teen car insurance in Eagle Lake, TX can be expensive. Take a look at rates from the top car insurance companies in Eagle Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eagle Lake, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,666 $10,456
American Family $9,352 $12,182
GEICO $5,199 $5,445
Nationwide $6,027 $7,731
Progressive $9,907 $11,003
State Farm $4,271 $5,424
USAA $4,265 $4,651

Cheapest Eagle Lake, TX Car Insurance for Seniors

Take a look at Eagle Lake, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eagle Lake, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,259
American Family $3,133 $3,626
GEICO $2,281 $2,572
Nationwide $1,893 $2,004
Progressive $2,094 $2,136
State Farm $1,621 $1,621
USAA $1,451 $1,442

Cheapest Eagle Lake, TX Car Insurance Rates After a DUI

A DUI in Eagle Lake, TX increases car insurance rates. Compare Eagle Lake, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eagle Lake, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,327
American Family $5,817
GEICO $2,996
Nationwide $4,361
Progressive $4,483
State Farm $3,081
USAA $3,093

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Cheapest Eagle Lake, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eagle Lake, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eagle Lake, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,952 $5,193
American Family $5,708 $5,708
GEICO $3,139 $3,256
Nationwide $3,399 $3,399
Progressive $4,409 $4,409
State Farm $2,577 $2,577
USAA $2,353 $2,414

The Best Cheap Car Insurance Companies in Eagle Lake, TX

Take a look at a side-by-side comparison of the top car insurance companies in Eagle Lake, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eagle Lake, Texas

Insurance Company Average Annual Rates
Allstate $5,073
American Family $5,708
GEICO $3,198
Nationwide $3,399
Progressive $4,409
State Farm $2,577
USAA $2,383

Category Winners: Cheapest Car Insurance in Eagle Lake, Texas

Find the cheapest car insurance companies in Eagle Lake, TX for each category right here.

Best Annual Car Insurance Rates by Company in Eagle Lake, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Eagle Lake, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eagle Lake car insurance rates. Find the cheapest Eagle Lake, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eagle Lake, Texas

Insurance Company Low Medium High
Allstate $4,942 $5,024 $5,252
American Family $5,249 $5,460 $6,414
GEICO $3,048 $3,164 $3,382
Nationwide $3,675 $3,255 $3,267
Progressive $4,196 $4,385 $4,645
State Farm $2,452 $2,569 $2,711
USAA $2,305 $2,374 $2,471

What affects car insurance rates in Eagle Lake, Texas?

What factors can have an impact on Eagle Lake, TX car insurance? There are several reasons why Eagle Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eagle Lake, Texas.

Car Theft in Eagle Lake

High levels of vehicle theft can make car insurance more expensive. Eagle Lake, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Eagle Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Eagle Lake, TX is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Eagle Lake, TX

Ready to find affordable Eagle Lake, Texas car insurance today? Enter your ZIP code for fast, free Eagle Lake, TX car insurance quotes.

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