Compare Earth City, MO Car Insurance Rates (2021)

Car insurance in Earth City, MO averages $310 a month. Earth City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Earth City car insurance rates, compare quotes from the top car insurance companies in Earth City, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Earth City for teen drivers is USAA
  • The cheapest car insurance company in Earth City is USAA
  • Average car insurance rates in Earth City, MO are $3,722/year

If you need to buy Earth City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Earth City, MO is right here.

You’ll find Earth City car insurance rates, the cheapest Earth City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Earth City, Missouri car insurance rates to Springfield car insurance rates, Blue Springs car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Earth City, MO car insurance today? Enter your ZIP code for fast, free Earth City car insurance quotes.

Cheapest Earth City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Earth City, MO car insurance rates? Every Earth City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Earth City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,175 $2,972 $3,064 $9,382 $10,216 $3,125 $3,215
American Family $2,266 $2,266 $2,022 $2,022 $6,364 $8,249 $2,266 $2,637
Farmers $2,572 $2,565 $2,289 $2,429 $10,879 $11,284 $2,924 $3,043
GEICO $2,191 $2,467 $1,741 $2,272 $6,973 $7,297 $1,990 $1,958
Liberty Mutual $2,907 $3,147 $2,389 $2,684 $10,586 $11,761 $3,053 $3,240
Nationwide $1,691 $1,723 $1,513 $1,600 $4,386 $5,614 $1,940 $2,098
Progressive $2,496 $2,256 $2,039 $2,118 $8,253 $9,179 $2,989 $2,939
State Farm $1,832 $1,832 $1,671 $1,671 $5,710 $7,157 $2,072 $2,379
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

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Minimum Car Insurance in Earth City, MO

Every driver must carry the minimum car insurance in Earth City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Earth City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Earth City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Earth City, MO. Compare credit history car insurance rates in Earth City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Earth City, Missouri

Insurance Company Poor Fair Good
Allstate $6,637 $4,265 $3,511
American Family $4,586 $3,229 $2,720
Farmers $5,407 $4,529 $4,308
GEICO $4,647 $3,022 $2,414
Liberty Mutual $7,110 $4,368 $3,434
Nationwide $3,026 $2,508 $2,178
Progressive $4,704 $3,861 $3,536
State Farm $4,304 $2,681 $2,137
USAA $4,080 $1,912 $1,375

Cheapest Earth City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Earth City, MO to rates for a clean record with top companies.

Annual Earth City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,108 $4,650 $5,799 $4,661
American Family $2,595 $3,781 $4,686 $2,984
Farmers $4,101 $5,121 $5,006 $4,766
GEICO $2,583 $3,397 $4,653 $2,811
Liberty Mutual $3,596 $5,200 $5,335 $5,751
Nationwide $2,005 $2,593 $3,483 $2,201
Progressive $3,494 $4,679 $3,874 $4,087
State Farm $2,765 $3,316 $3,041 $3,041
USAA $1,960 $2,389 $3,328 $2,146

Cheapest Earth City, MO Car Insurance for Teen Drivers

Teen car insurance in Earth City, MO can be expensive. Take a look at rates from the top car insurance companies in Earth City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Earth City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,382 $10,216
American Family $6,364 $8,249
Farmers $10,879 $11,284
GEICO $6,973 $7,297
Liberty Mutual $10,586 $11,761
Nationwide $4,386 $5,614
Progressive $8,253 $9,179
State Farm $5,710 $7,157
USAA $4,499 $5,488

Cheapest Earth City, MO Car Insurance for Seniors

Take a look at Earth City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Earth City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $3,064
American Family $2,022 $2,022
Farmers $2,289 $2,429
GEICO $1,741 $2,272
Liberty Mutual $2,389 $2,684
Nationwide $1,513 $1,600
Progressive $2,039 $2,118
State Farm $1,671 $1,671
USAA $1,359 $1,379

Cheapest Earth City, MO Car Insurance Rates After a DUI

A DUI in Earth City, MO increases car insurance rates. Compare Earth City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Earth City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,799
American Family $4,686
Farmers $5,006
GEICO $4,653
Liberty Mutual $5,335
Nationwide $3,483
Progressive $3,874
State Farm $3,041
USAA $3,328

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Cheapest Earth City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Earth City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Earth City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,804 $4,804
American Family $3,477 $3,546
Farmers $4,748 $4,748
GEICO $3,298 $3,424
Liberty Mutual $4,971 $4,971
Nationwide $2,571 $2,571
Progressive $4,034 $4,034
State Farm $2,964 $3,117
USAA $2,367 $2,544

The Best Cheap Car Insurance Companies in Earth City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Earth City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Earth City, Missouri

Insurance Company Average Annual Rates
Allstate $4,804
American Family $3,512
Farmers $4,748
GEICO $3,361
Liberty Mutual $4,971
Nationwide $2,571
Progressive $4,034
State Farm $3,041
USAA $2,456

Category Winners: Cheapest Car Insurance in Earth City, Missouri

Find the cheapest car insurance companies in Earth City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Earth City, Missouri

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Earth City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Earth City car insurance rates. Find the cheapest Earth City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Earth City, Missouri

Insurance Company Low Medium High
Allstate $4,614 $4,794 $5,006
American Family $3,394 $3,622 $3,519
Farmers $4,421 $4,699 $5,125
GEICO $3,078 $3,394 $3,611
Liberty Mutual $4,666 $5,000 $5,246
Nationwide $2,411 $2,597 $2,704
Progressive $3,452 $4,054 $4,595
State Farm $2,808 $3,055 $3,258
USAA $2,344 $2,446 $2,576

Compare Car Insurance Quotes in Earth City, MO

Ready to find affordable Earth City, Missouri car insurance today? Enter your ZIP code for fast, free Earth City, MO car insurance quotes.

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