Compare Earth, TX Car Insurance Rates (2021)

Car insurance in Earth, TX averages $311 a month. Earth, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Earth car insurance rates, compare quotes from the top car insurance companies in Earth, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Earth is USAA
  • Average car insurance rates in Earth, TX after a DUI are $4,258/year
  • The cheapest car insurance company in Earth for teen drivers is USAA

If you need to buy Earth, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Earth, TX is right here.

You’ll find Earth car insurance rates, the cheapest Earth, TX car insurance companies, and information on Texas car insurance laws. You can also compare Earth, Texas car insurance rates to Arlington car insurance rates, Dallas car insurance rates, and Austin car insurance rates.

Ready to find affordable Earth, TX car insurance today? Enter your ZIP code for fast, free Earth car insurance quotes.

Cheapest Earth, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Earth, TX car insurance rates? Every Earth, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Earth, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,834 $3,895 $3,791 $3,791 $9,602 $11,680 $4,751 $4,994
American Family $2,566 $2,833 $2,323 $2,641 $6,229 $8,155 $3,576 $4,057
GEICO $2,142 $2,286 $2,030 $2,255 $4,531 $4,757 $2,313 $2,337
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,336 $2,226 $2,080 $2,119 $9,691 $10,822 $2,770 $2,813
State Farm $1,825 $1,825 $1,614 $1,614 $4,209 $5,338 $1,973 $2,042
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in Earth, TX

Every driver must carry the minimum car insurance in Earth, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Earth, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Earth, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Earth, TX. Compare credit history car insurance rates in Earth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Earth, Texas

Insurance Company Poor Fair Good
Allstate $7,396 $5,385 $4,595
American Family $5,624 $3,485 $3,034
GEICO $4,354 $2,478 $1,663
Nationwide $5,059 $4,032 $3,507
Progressive $4,910 $4,237 $3,924
State Farm $3,621 $2,251 $1,792
USAA $3,528 $1,968 $1,564

Cheapest Earth, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Earth, TX to rates for a clean record with top companies.

Annual Earth, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,609 $6,855 $7,095 $4,609
American Family $3,706 $4,671 $4,108 $3,706
GEICO $2,408 $3,142 $2,676 $3,099
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,801 $4,908 $4,440 $4,279
State Farm $2,288 $2,601 $3,042 $2,288
USAA $1,787 $2,568 $3,006 $2,051

Cheapest Earth, TX Car Insurance for Teen Drivers

Teen car insurance in Earth, TX can be expensive. Take a look at rates from the top car insurance companies in Earth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Earth, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,602 $11,680
American Family $6,229 $8,155
GEICO $4,531 $4,757
Nationwide $7,378 $9,563
Progressive $9,691 $10,822
State Farm $4,209 $5,338
USAA $3,909 $4,372

Cheapest Earth, TX Car Insurance for Seniors

Take a look at Earth, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Earth, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,791 $3,791
American Family $2,323 $2,641
GEICO $2,030 $2,255
Nationwide $2,331 $2,486
Progressive $2,080 $2,119
State Farm $1,614 $1,614
USAA $1,464 $1,501

Cheapest Earth, TX Car Insurance Rates After a DUI

A DUI in Earth, TX increases car insurance rates. Compare Earth, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Earth, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,095
American Family $4,108
GEICO $2,676
Nationwide $5,439
Progressive $4,440
State Farm $3,042
USAA $3,006

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Cheapest Earth, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Earth, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Earth, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,660 $5,924
American Family $4,047 $4,047
GEICO $2,777 $2,886
Nationwide $4,199 $4,199
Progressive $4,357 $4,357
State Farm $2,555 $2,555
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in Earth, TX

Take a look at a side-by-side comparison of the top car insurance companies in Earth, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Earth, Texas

Insurance Company Average Annual Rates
Allstate $5,792
American Family $4,047
GEICO $2,831
Nationwide $4,199
Progressive $4,357
State Farm $2,555
USAA $2,353

Category Winners: Cheapest Car Insurance in Earth, Texas

Find the cheapest car insurance companies in Earth, TX for each category right here.

Best Annual Car Insurance Rates by Company in Earth, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Earth, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Earth car insurance rates. Find the cheapest Earth, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Earth, Texas

Insurance Company Low Medium High
Allstate $5,670 $5,747 $5,959
American Family $3,799 $3,917 $4,427
GEICO $2,712 $2,803 $2,979
Nationwide $4,557 $4,013 $4,028
Progressive $4,138 $4,337 $4,596
State Farm $2,442 $2,547 $2,676
USAA $2,300 $2,347 $2,412

What affects car insurance rates in Earth, Texas?

What factors can have an impact on Earth, TX car insurance? There are several reasons why Earth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Earth, Texas.

Commute Time in Earth

The more time you spend in your car the higher the risk of an accident. The average commute length in Earth, TX is 17.0 minutes according to City-Data.

Compare Car Insurance Quotes in Earth, TX

Ready to find affordable Earth, Texas car insurance today? Enter your ZIP code for fast, free Earth, TX car insurance quotes.

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