Compare East Bernstadt, KY Car Insurance Rates (2021)

Car insurance in East Bernstadt, KY averages $446 a month. East Bernstadt, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap East Bernstadt car insurance rates, compare quotes from the top car insurance companies in East Bernstadt, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in East Bernstadt, KY after a DUI are $6,418/year
  • Average car insurance rates in East Bernstadt, KY are $5,347/year
  • The cheapest car insurance company in East Bernstadt for teen drivers is USAA

If you need to buy East Bernstadt, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in East Bernstadt, KY is right here.

You’ll find East Bernstadt car insurance rates, the cheapest East Bernstadt, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare East Bernstadt, Kentucky car insurance rates to Nicholasville car insurance rates, Covington car insurance rates, and Frankfort car insurance rates.

Ready to find affordable East Bernstadt, KY car insurance today? Enter your ZIP code for fast, free East Bernstadt car insurance quotes.

Cheapest East Bernstadt, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect East Bernstadt, KY car insurance rates? Every East Bernstadt, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Bernstadt, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,152 $4,102 $3,739 $3,992 $15,672 $17,540 $4,610 $4,882
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,923 $3,169 $2,487 $2,784 $12,393 $13,719 $3,042 $3,146
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,831 $2,671 $2,560 $2,563 $14,301 $16,198 $3,512 $3,553
State Farm $2,053 $2,053 $1,829 $1,829 $5,620 $7,133 $2,277 $2,509
Travelers $2,949 $2,998 $2,925 $2,922 $15,023 $24,232 $3,096 $3,544
USAA $2,029 $2,027 $1,836 $1,860 $5,522 $5,798 $2,561 $2,798

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Minimum Car Insurance in East Bernstadt, KY

Every driver must carry the minimum car insurance in East Bernstadt, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in East Bernstadt, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest East Bernstadt, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in East Bernstadt, KY. Compare credit history car insurance rates in East Bernstadt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in East Bernstadt, Kentucky

Insurance Company Poor Fair Good
Allstate $9,751 $6,697 $5,561
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,805 $4,795 $3,774
Nationwide $7,021 $5,495 $4,763
Progressive $6,718 $5,875 $5,478
State Farm $4,531 $2,773 $2,184
Travelers $8,042 $6,807 $6,785
USAA $4,532 $2,550 $2,080

Cheapest East Bernstadt, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Bernstadt, KY to rates for a clean record with top companies.

Annual East Bernstadt, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,056 $7,947 $8,490 $6,852
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,542 $7,012 $5,443 $4,835
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,968 $7,423 $5,665 $6,039
State Farm $2,919 $3,406 $3,163 $3,163
Travelers $6,265 $6,445 $9,404 $6,730
USAA $2,296 $3,251 $3,900 $2,768

Cheapest East Bernstadt, KY Car Insurance for Teen Drivers

Teen car insurance in East Bernstadt, KY can be expensive. Take a look at rates from the top car insurance companies in East Bernstadt for teenagers.

Annual Car Insurance Rates for Teen Drivers in East Bernstadt, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,672 $17,540
GEICO $7,942 $9,404
Liberty Mutual $12,393 $13,719
Nationwide $9,302 $11,583
Progressive $14,301 $16,198
State Farm $5,620 $7,133
Travelers $15,023 $24,232
USAA $5,522 $5,798

Cheapest East Bernstadt, KY Car Insurance for Seniors

Take a look at East Bernstadt, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in East Bernstadt, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,739 $3,992
GEICO $4,003 $3,626
Liberty Mutual $2,487 $2,784
Nationwide $3,677 $3,839
Progressive $2,560 $2,563
State Farm $1,829 $1,829
Travelers $2,925 $2,922
USAA $1,836 $1,860

Cheapest East Bernstadt, KY Car Insurance Rates After a DUI

A DUI in East Bernstadt, KY increases car insurance rates. Compare East Bernstadt, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in East Bernstadt, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,490
GEICO $7,717
Liberty Mutual $5,443
Nationwide $7,562
Progressive $5,665
State Farm $3,163
Travelers $9,404
USAA $3,900

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Cheapest East Bernstadt, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in East Bernstadt, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in East Bernstadt, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,336 $7,336
GEICO $4,724 $4,814
Liberty Mutual $5,458 $5,458
Nationwide $5,760 $5,760
Progressive $6,024 $6,024
State Farm $3,086 $3,240
Travelers $7,211 $7,211
USAA $2,940 $3,167

The Best Cheap Car Insurance Companies in East Bernstadt, KY

Take a look at a side-by-side comparison of the top car insurance companies in East Bernstadt, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in East Bernstadt, Kentucky

Insurance Company Average Annual Rates
Allstate $7,336
GEICO $4,769
Liberty Mutual $5,458
Nationwide $5,760
Progressive $6,024
State Farm $3,163
Travelers $7,211
USAA $3,054

Category Winners: Cheapest Car Insurance in East Bernstadt, Kentucky

Find the cheapest car insurance companies in East Bernstadt, KY for each category right here.

Best Annual Car Insurance Rates by Company in East Bernstadt, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest East Bernstadt, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your East Bernstadt car insurance rates. Find the cheapest East Bernstadt, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in East Bernstadt, Kentucky

Insurance Company Low Medium High
Allstate $6,806 $7,306 $7,897
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,148 $5,418 $5,808
Nationwide $5,806 $5,676 $5,797
Progressive $5,466 $5,911 $6,694
State Farm $2,936 $3,149 $3,403
Travelers $6,819 $7,240 $7,575
USAA $2,904 $3,046 $3,211

What affects car insurance rates in East Bernstadt, Kentucky?

What factors can have an impact on East Bernstadt, KY car insurance? There are several reasons why East Bernstadt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Bernstadt, Kentucky.

Commute Time in East Bernstadt

The more time you spend in your car the higher the risk of an accident. The average commute length in East Bernstadt, KY is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in East Bernstadt, KY

Ready to find affordable East Bernstadt, Kentucky car insurance today? Enter your ZIP code for fast, free East Bernstadt, KY car insurance quotes.

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