Compare East Chicago, IN Car Insurance Rates (2021)

Car insurance in East Chicago, IN averages $378 a month. East Chicago, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap East Chicago car insurance rates, compare quotes from the top car insurance companies in East Chicago, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in East Chicago is USAA
  • Average car insurance rates in East Chicago, IN are $4,535/year
  • The cheapest car insurance company in East Chicago for teen drivers is USAA

If you need to buy East Chicago, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in East Chicago, IN is right here.

You’ll find East Chicago car insurance rates, the cheapest East Chicago, IN car insurance companies, and information on Indiana car insurance laws. You can also compare East Chicago, Indiana car insurance rates to Gary car insurance rates, Indianapolis car insurance rates, and Bloomington car insurance rates.

Ready to find affordable East Chicago, IN car insurance today? Enter your ZIP code for fast, free East Chicago car insurance quotes.

Cheapest East Chicago, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect East Chicago, IN car insurance rates? Every East Chicago, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Chicago, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,635 $2,685 $2,334 $2,558 $8,493 $10,812 $2,646 $2,861
American Family $3,161 $3,161 $2,850 $2,850 $8,579 $12,396 $3,161 $3,881
Farmers $1,841 $1,815 $1,576 $1,766 $9,808 $10,436 $2,416 $2,618
GEICO $1,789 $1,784 $1,677 $1,733 $5,299 $4,933 $2,047 $1,804
Liberty Mutual $6,579 $6,579 $6,047 $6,047 $14,412 $21,764 $6,579 $9,022
Nationwide $2,552 $2,618 $2,225 $2,389 $7,455 $9,747 $2,994 $3,290
Progressive $2,048 $1,933 $1,854 $1,864 $12,325 $13,908 $2,584 $2,642
State Farm $1,969 $1,969 $1,772 $1,772 $6,008 $7,665 $2,179 $2,421
Travelers $1,812 $1,848 $1,679 $1,688 $11,445 $18,374 $1,906 $2,229
USAA $1,439 $1,415 $1,350 $1,354 $4,087 $4,538 $1,949 $2,074

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Minimum Car Insurance in East Chicago, IN

Every driver must carry the minimum car insurance in East Chicago, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in East Chicago, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest East Chicago, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in East Chicago, IN. Compare credit history car insurance rates in East Chicago from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in East Chicago, Indiana

Insurance Company Poor Fair Good
Allstate $5,423 $4,037 $3,674
American Family $6,822 $4,453 $3,740
Farmers $4,713 $3,837 $3,554
GEICO $3,172 $2,633 $2,095
Liberty Mutual $12,801 $8,354 $7,730
Nationwide $4,751 $3,997 $3,728
Progressive $5,391 $4,782 $4,512
State Farm $4,664 $2,806 $2,188
Travelers $5,706 $4,831 $4,831
USAA $3,037 $2,036 $1,755

Cheapest East Chicago, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Chicago, IN to rates for a clean record with top companies.

Annual East Chicago, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,472 $5,156 $4,745 $4,139
American Family $3,483 $5,457 $6,946 $4,134
Farmers $3,612 $4,206 $4,333 $3,988
GEICO $1,725 $2,714 $3,693 $2,401
Liberty Mutual $7,571 $8,880 $13,744 $8,319
Nationwide $3,560 $4,623 $4,427 $4,025
Progressive $3,644 $6,464 $4,366 $5,106
State Farm $3,142 $3,451 $3,142 $3,142
Travelers $4,348 $5,373 $6,097 $4,673
USAA $1,712 $2,458 $2,811 $2,122

Cheapest East Chicago, IN Car Insurance for Teen Drivers

Teen car insurance in East Chicago, IN can be expensive. Take a look at rates from the top car insurance companies in East Chicago for teenagers.

Annual Car Insurance Rates for Teen Drivers in East Chicago, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,493 $10,812
American Family $8,579 $12,396
Farmers $9,808 $10,436
GEICO $5,299 $4,933
Liberty Mutual $14,412 $21,764
Nationwide $7,455 $9,747
Progressive $12,325 $13,908
State Farm $6,008 $7,665
Travelers $11,445 $18,374
USAA $4,087 $4,538

Cheapest East Chicago, IN Car Insurance for Seniors

Take a look at East Chicago, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in East Chicago, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,334 $2,558
American Family $2,850 $2,850
Farmers $1,576 $1,766
GEICO $1,677 $1,733
Liberty Mutual $6,047 $6,047
Nationwide $2,225 $2,389
Progressive $1,854 $1,864
State Farm $1,772 $1,772
Travelers $1,679 $1,688
USAA $1,350 $1,354

Cheapest East Chicago, IN Car Insurance Rates After a DUI

A DUI in East Chicago, IN increases car insurance rates. Compare East Chicago, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in East Chicago, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,745
American Family $6,946
Farmers $4,333
GEICO $3,693
Liberty Mutual $13,744
Nationwide $4,427
Progressive $4,366
State Farm $3,142
Travelers $6,097
USAA $2,811

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Cheapest East Chicago, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in East Chicago, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in East Chicago, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,378 $4,378
American Family $4,946 $5,064
Farmers $4,034 $4,034
GEICO $2,587 $2,680
Liberty Mutual $9,373 $9,885
Nationwide $4,159 $4,159
Progressive $4,895 $4,895
State Farm $3,130 $3,308
Travelers $5,123 $5,123
USAA $2,246 $2,306

The Best Cheap Car Insurance Companies in East Chicago, IN

Take a look at a side-by-side comparison of the top car insurance companies in East Chicago, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in East Chicago, Indiana

Insurance Company Average Annual Rates
Allstate $4,378
American Family $5,005
Farmers $4,034
GEICO $2,633
Liberty Mutual $9,629
Nationwide $4,159
Progressive $4,895
State Farm $3,219
Travelers $5,123
USAA $2,276

Category Winners: Cheapest Car Insurance in East Chicago, Indiana

Find the cheapest car insurance companies in East Chicago, IN for each category right here.

Best Annual Car Insurance Rates by Company in East Chicago, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest East Chicago, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your East Chicago car insurance rates. Find the cheapest East Chicago, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in East Chicago, Indiana

Insurance Company Low Medium High
Allstate $4,104 $4,355 $4,674
American Family $4,972 $5,167 $4,877
Farmers $3,889 $4,026 $4,189
GEICO $2,472 $2,627 $2,801
Liberty Mutual $9,343 $9,607 $9,936
Nationwide $4,211 $4,122 $4,143
Progressive $4,618 $4,817 $5,250
State Farm $3,055 $3,220 $3,383
Travelers $4,979 $5,173 $5,217
USAA $2,166 $2,268 $2,394

What affects car insurance rates in East Chicago, Indiana?

What factors can have an impact on East Chicago, IN car insurance? There are several reasons why East Chicago car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Chicago, Indiana.

Commute Time in East Chicago

The more time you spend in your car the higher the risk of an accident. The average commute length in East Chicago, IN is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in East Chicago, IN

Ready to find affordable East Chicago, Indiana car insurance today? Enter your ZIP code for fast, free East Chicago, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State