Compare East Helena, MT Car Insurance Rates (2021)

Car insurance in East Helena, MT averages $239 a month. East Helena, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap East Helena car insurance rates, compare quotes from the top car insurance companies in East Helena, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in East Helena for teen drivers is Liberty Mutual
  • The cheapest car insurance company in East Helena is Liberty Mutual
  • Average car insurance rates in East Helena, MT are $2,866/year

If you need to buy East Helena, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in East Helena, MT is right here.

You’ll find East Helena car insurance rates, the cheapest East Helena, MT car insurance companies, and information on Montana car insurance laws. You can also compare East Helena, Montana car insurance rates to Belgrade car insurance rates, Whitefish car insurance rates, and Helena car insurance rates.

Ready to find affordable East Helena, MT car insurance today? Enter your ZIP code for fast, free East Helena car insurance quotes.

Cheapest East Helena, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect East Helena, MT car insurance rates? Every East Helena, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Helena, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,675 $2,675 $2,441 $2,441 $10,096 $10,096 $2,891 $2,891
Farmers $2,599 $2,599 $2,328 $2,328 $7,324 $7,324 $2,852 $2,852
GEICO $2,284 $2,134 $2,230 $2,033 $5,543 $5,159 $1,956 $1,783
Liberty Mutual $899 $899 $885 $885 $1,960 $1,960 $1,095 $1,095
Nationwide $2,331 $2,331 $2,137 $2,137 $4,701 $4,701 $2,466 $2,466
Progressive $2,594 $2,594 $2,366 $2,366 $6,476 $6,476 $2,920 $2,920
State Farm $1,414 $1,414 $1,256 $1,256 $4,256 $4,256 $1,536 $1,536
USAA $1,184 $1,184 $1,063 $1,063 $3,957 $3,957 $1,465 $1,465

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Minimum Car Insurance in East Helena, MT

Every driver must carry the minimum car insurance in East Helena, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in East Helena, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest East Helena, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in East Helena, MT. Compare credit history car insurance rates in East Helena from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in East Helena, Montana

Insurance Company Poor Fair Good
Allstate $5,476 $4,374 $3,727
Farmers $4,441 $3,545 $3,342
GEICO $4,553 $2,427 $1,691
Liberty Mutual $1,210 $1,210 $1,210
Nationwide $3,657 $2,669 $2,400
Progressive $4,306 $3,337 $3,124
State Farm $3,036 $1,853 $1,457
USAA $2,568 $1,756 $1,428

Cheapest East Helena, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Helena, MT to rates for a clean record with top companies.

Annual East Helena, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $4,503 $5,444 $4,345
Farmers $3,311 $4,294 $4,187 $3,311
GEICO $1,862 $2,941 $4,534 $2,224
Liberty Mutual $813 $1,445 $1,445 $1,137
Nationwide $2,144 $3,039 $3,882 $2,570
Progressive $3,079 $4,022 $3,827 $3,428
State Farm $1,957 $2,274 $2,115 $2,115
USAA $1,437 $1,797 $2,682 $1,752

Cheapest East Helena, MT Car Insurance for Teen Drivers

Teen car insurance in East Helena, MT can be expensive. Take a look at rates from the top car insurance companies in East Helena for teenagers.

Annual Car Insurance Rates for Teen Drivers in East Helena, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,096 $10,096
Farmers $7,324 $7,324
GEICO $5,543 $5,159
Liberty Mutual $1,960 $1,960
Nationwide $4,701 $4,701
Progressive $6,476 $6,476
State Farm $4,256 $4,256
USAA $3,957 $3,957

Cheapest East Helena, MT Car Insurance for Seniors

Take a look at East Helena, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in East Helena, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,441 $2,441
Farmers $2,328 $2,328
GEICO $2,230 $2,033
Liberty Mutual $885 $885
Nationwide $2,137 $2,137
Progressive $2,366 $2,366
State Farm $1,256 $1,256
USAA $1,063 $1,063

Cheapest East Helena, MT Car Insurance Rates After a DUI

A DUI in East Helena, MT increases car insurance rates. Compare East Helena, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in East Helena, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,444
Farmers $4,187
GEICO $4,534
Liberty Mutual $1,445
Nationwide $3,882
Progressive $3,827
State Farm $2,115
USAA $2,682

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Cheapest East Helena, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in East Helena, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in East Helena, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,419 $4,632
Farmers $3,776 $3,776
GEICO $2,839 $2,941
Liberty Mutual $1,210 $1,210
Nationwide $2,909 $2,909
Progressive $3,589 $3,589
State Farm $2,053 $2,178
USAA $1,895 $1,940

The Best Cheap Car Insurance Companies in East Helena, MT

Take a look at a side-by-side comparison of the top car insurance companies in East Helena, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in East Helena, Montana

Insurance Company Average Annual Rates
Allstate $4,526
Farmers $3,776
GEICO $2,890
Liberty Mutual $1,210
Nationwide $2,909
Progressive $3,589
State Farm $2,116
USAA $1,917

Category Winners: Cheapest Car Insurance in East Helena, Montana

Find the cheapest car insurance companies in East Helena, MT for each category right here.

Best Annual Car Insurance Rates by Company in East Helena, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest East Helena, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your East Helena car insurance rates. Find the cheapest East Helena, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in East Helena, Montana

Insurance Company Low Medium High
Allstate $4,303 $4,515 $4,759
Farmers $3,471 $3,771 $4,085
GEICO $2,740 $2,864 $3,067
Liberty Mutual $1,110 $1,214 $1,306
Nationwide $2,214 $3,086 $3,426
Progressive $3,343 $3,577 $3,847
State Farm $1,976 $2,106 $2,265
USAA $1,822 $1,906 $2,023

What affects car insurance rates in East Helena, Montana?

What factors can have an impact on East Helena, MT car insurance? There are several reasons why East Helena car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Helena, Montana.

Car Theft in East Helena

High levels of vehicle theft can make car insurance more expensive. East Helena, MT car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in East Helena

The more time you spend in your car the higher the risk of an accident. The average commute length in East Helena, MT is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in East Helena, MT

Ready to find affordable East Helena, Montana car insurance today? Enter your ZIP code for fast, free East Helena, MT car insurance quotes.

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