Compare East Peru, IA Car Insurance Rates (2021)

Car insurance in East Peru, IA averages $250 a month. East Peru, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap East Peru car insurance rates, compare quotes from the top car insurance companies in East Peru, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in East Peru, IA after a DUI are $3,622/year
  • The cheapest car insurance company in East Peru for teen drivers is USAA
  • The cheapest car insurance company in East Peru is USAA

If you need to buy East Peru, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in East Peru, IA is right here.

You’ll find East Peru car insurance rates, the cheapest East Peru, IA car insurance companies, and information on Iowa car insurance laws. You can also compare East Peru, Iowa car insurance rates to Cedar Rapids car insurance rates, Sioux City car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable East Peru, IA car insurance today? Enter your ZIP code for fast, free East Peru car insurance quotes.

Cheapest East Peru, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect East Peru, IA car insurance rates? Every East Peru, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Peru, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,063 $1,969 $1,843 $1,874 $6,211 $7,025 $2,228 $2,284
American Family $1,928 $1,928 $1,726 $1,726 $5,176 $7,243 $1,928 $2,320
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,703 $1,633 $1,404 $1,460 $4,278 $4,826 $2,048 $2,217
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,463 $2,513 $2,397 $2,400 $10,913 $17,349 $2,563 $3,031
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

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Minimum Car Insurance in East Peru, IA

Every driver must carry the minimum car insurance in East Peru, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in East Peru, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest East Peru, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in East Peru, IA. Compare credit history car insurance rates in East Peru from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in East Peru, Iowa

Insurance Company Poor Fair Good
Allstate $3,808 $3,028 $2,725
American Family $3,821 $2,808 $2,362
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,286 $2,558 $2,244
Progressive $2,882 $2,337 $2,120
State Farm $3,157 $1,953 $1,541
Travelers $6,135 $5,237 $4,989
USAA $2,454 $1,675 $1,447

Cheapest East Peru, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Peru, IA to rates for a clean record with top companies.

Annual East Peru, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,689 $3,278 $3,757 $3,024
American Family $2,164 $3,169 $4,112 $2,543
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $1,963 $3,232 $2,131 $2,458
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,971 $5,299 $7,099 $5,446
USAA $1,427 $1,901 $2,473 $1,635

Cheapest East Peru, IA Car Insurance for Teen Drivers

Teen car insurance in East Peru, IA can be expensive. Take a look at rates from the top car insurance companies in East Peru for teenagers.

Annual Car Insurance Rates for Teen Drivers in East Peru, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,211 $7,025
American Family $5,176 $7,243
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,031 $11,292
Nationwide $4,257 $5,545
Progressive $4,278 $4,826
State Farm $3,891 $4,937
Travelers $10,913 $17,349
USAA $3,266 $3,496

Cheapest East Peru, IA Car Insurance for Seniors

Take a look at East Peru, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in East Peru, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,843 $1,874
American Family $1,726 $1,726
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,875 $2,277
Nationwide $1,678 $1,800
Progressive $1,404 $1,460
State Farm $1,269 $1,269
Travelers $2,397 $2,400
USAA $1,153 $1,189

Cheapest East Peru, IA Car Insurance Rates After a DUI

A DUI in East Peru, IA increases car insurance rates. Compare East Peru, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in East Peru, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,757
American Family $4,112
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,783
Nationwide $3,844
Progressive $2,131
State Farm $2,217
Travelers $7,099
USAA $2,473

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Cheapest East Peru, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in East Peru, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in East Peru, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,111 $3,263
American Family $2,962 $3,032
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,383 $4,383
Nationwide $2,696 $2,696
Progressive $2,446 $2,446
State Farm $2,164 $2,270
Travelers $5,454 $5,454
USAA $1,791 $1,927

The Best Cheap Car Insurance Companies in East Peru, IA

Take a look at a side-by-side comparison of the top car insurance companies in East Peru, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in East Peru, Iowa

Insurance Company Average Annual Rates
Allstate $3,187
American Family $2,997
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,383
Nationwide $2,696
Progressive $2,446
State Farm $2,217
Travelers $5,454
USAA $1,859

Category Winners: Cheapest Car Insurance in East Peru, Iowa

Find the cheapest car insurance companies in East Peru, IA for each category right here.

Best Annual Car Insurance Rates by Company in East Peru, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest East Peru, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your East Peru car insurance rates. Find the cheapest East Peru, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in East Peru, Iowa

Insurance Company Low Medium High
Allstate $3,056 $3,192 $3,313
American Family $3,006 $3,164 $2,821
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $2,832 $2,676 $2,580
Progressive $2,302 $2,454 $2,582
State Farm $2,111 $2,229 $2,311
Travelers $5,142 $5,535 $5,683
USAA $1,768 $1,864 $1,944

What affects car insurance rates in East Peru, Iowa?

What factors can have an impact on East Peru, IA car insurance? There are several reasons why East Peru car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Peru, Iowa.

Commute Time in East Peru

The more time you spend in your car the higher the risk of an accident. The average commute length in East Peru, IA is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in East Peru, IA

Ready to find affordable East Peru, Iowa car insurance today? Enter your ZIP code for fast, free East Peru, IA car insurance quotes.

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