Compare East Prospect, PA Car Insurance Rates (2021)

Car insurance in East Prospect, PA averages $290 a month. East Prospect, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap East Prospect car insurance rates, compare quotes from the top car insurance companies in East Prospect, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in East Prospect for teen drivers is USAA
  • The cheapest car insurance company in East Prospect is USAA
  • Average car insurance rates in East Prospect, PA are $3,480/year

If you need to buy East Prospect, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in East Prospect, PA is right here.

You’ll find East Prospect car insurance rates, the cheapest East Prospect, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare East Prospect, Pennsylvania car insurance rates to Scranton car insurance rates, Lancaster car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable East Prospect, PA car insurance today? Enter your ZIP code for fast, free East Prospect car insurance quotes.

Cheapest East Prospect, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect East Prospect, PA car insurance rates? Every East Prospect, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Prospect, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,146 $1,990 $1,990 $7,256 $7,256 $2,348 $2,348
GEICO $1,686 $1,461 $1,598 $1,386 $4,250 $3,689 $1,693 $1,468
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,764 $1,764 $1,672 $1,672 $5,019 $5,019 $1,981 $1,981
Progressive $2,577 $2,577 $2,305 $2,305 $8,477 $8,477 $3,298 $3,298
State Farm $1,470 $1,470 $1,302 $1,302 $5,270 $5,270 $1,623 $1,623
Travelers $1,479 $1,479 $1,606 $1,606 $21,732 $21,732 $1,768 $1,768
USAA $1,012 $1,012 $916 $916 $3,051 $3,051 $1,337 $1,337

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Minimum Car Insurance in East Prospect, PA

Every driver must carry the minimum car insurance in East Prospect, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in East Prospect, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest East Prospect, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in East Prospect, PA. Compare credit history car insurance rates in East Prospect from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in East Prospect, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,392 $3,273 $2,639
GEICO $3,224 $1,824 $1,414
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $3,057 $2,520 $2,249
Progressive $5,504 $3,874 $3,115
State Farm $3,434 $2,131 $1,685
Travelers $7,213 $6,537 $6,189
USAA $1,965 $1,468 $1,303

Cheapest East Prospect, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Prospect, PA to rates for a clean record with top companies.

Annual East Prospect, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $3,875 $3,288 $3,288
GEICO $1,587 $2,728 $2,115 $2,185
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,885 $2,523 $3,509 $2,519
Progressive $3,770 $5,236 $3,878 $3,774
State Farm $2,207 $2,626 $2,416 $2,416
Travelers $4,696 $6,712 $8,465 $6,712
USAA $1,272 $1,754 $1,870 $1,420

Cheapest East Prospect, PA Car Insurance for Teen Drivers

Teen car insurance in East Prospect, PA can be expensive. Take a look at rates from the top car insurance companies in East Prospect for teenagers.

Annual Car Insurance Rates for Teen Drivers in East Prospect, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,256 $7,256
GEICO $4,250 $3,689
Liberty Mutual $9,227 $9,227
Nationwide $5,019 $5,019
Progressive $8,477 $8,477
State Farm $5,270 $5,270
Travelers $21,732 $21,732
USAA $3,051 $3,051

Cheapest East Prospect, PA Car Insurance for Seniors

Take a look at East Prospect, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in East Prospect, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,990 $1,990
GEICO $1,598 $1,386
Liberty Mutual $2,912 $2,912
Nationwide $1,672 $1,672
Progressive $2,305 $2,305
State Farm $1,302 $1,302
Travelers $1,606 $1,606
USAA $916 $916

Cheapest East Prospect, PA Car Insurance Rates After a DUI

A DUI in East Prospect, PA increases car insurance rates. Compare East Prospect, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in East Prospect, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
GEICO $2,115
Liberty Mutual $4,938
Nationwide $3,509
Progressive $3,878
State Farm $2,416
Travelers $8,465
USAA $1,870

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Cheapest East Prospect, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in East Prospect, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in East Prospect, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,366 $3,504
GEICO $2,120 $2,187
Liberty Mutual $4,712 $4,958
Nationwide $2,609 $2,609
Progressive $4,164 $4,164
State Farm $2,346 $2,487
Travelers $6,646 $6,646
USAA $1,534 $1,624

The Best Cheap Car Insurance Companies in East Prospect, PA

Take a look at a side-by-side comparison of the top car insurance companies in East Prospect, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in East Prospect, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,435
GEICO $2,154
Liberty Mutual $4,835
Nationwide $2,609
Progressive $4,164
State Farm $2,416
Travelers $6,646
USAA $1,579

Category Winners: Cheapest Car Insurance in East Prospect, Pennsylvania

Find the cheapest car insurance companies in East Prospect, PA for each category right here.

Best Annual Car Insurance Rates by Company in East Prospect, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest East Prospect, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your East Prospect car insurance rates. Find the cheapest East Prospect, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in East Prospect, Pennsylvania

Insurance Company Low Medium High
Allstate $3,272 $3,458 $3,574
GEICO $1,963 $2,175 $2,323
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,621 $2,644 $2,562
Progressive $3,801 $4,202 $4,490
State Farm $2,250 $2,448 $2,551
Travelers $6,710 $6,661 $6,568
USAA $1,463 $1,594 $1,679

What affects car insurance rates in East Prospect, Pennsylvania?

What factors can have an impact on East Prospect, PA car insurance? There are several reasons why East Prospect car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Prospect, Pennsylvania.

Commute Time in East Prospect

The more time you spend in your car the higher the risk of an accident. The average commute length in East Prospect, PA is 25.3 minutes according to City-Data.

Compare Car Insurance Quotes in East Prospect, PA

Ready to find affordable East Prospect, Pennsylvania car insurance today? Enter your ZIP code for fast, free East Prospect, PA car insurance quotes.

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