Compare East Rochester, OH Car Insurance Rates (2021)

Car insurance in East Rochester, OH averages $219 a month. East Rochester, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap East Rochester car insurance rates, compare quotes from the top car insurance companies in East Rochester, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in East Rochester for teen drivers is American Family
  • Average car insurance rates in East Rochester, OH after a DUI are $3,057/year
  • The cheapest car insurance company in East Rochester is American Family

If you need to buy East Rochester, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in East Rochester, OH is right here.

You’ll find East Rochester car insurance rates, the cheapest East Rochester, OH car insurance companies, and information on Ohio car insurance laws. You can also compare East Rochester, Ohio car insurance rates to Dayton car insurance rates, Hamilton car insurance rates, and Columbus car insurance rates.

Ready to find affordable East Rochester, OH car insurance today? Enter your ZIP code for fast, free East Rochester car insurance quotes.

Cheapest East Rochester, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect East Rochester, OH car insurance rates? Every East Rochester, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Rochester, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,963 $1,964 $1,766 $1,890 $5,304 $6,064 $2,072 $2,218
American Family $932 $968 $846 $851 $2,793 $3,036 $1,150 $1,212
Farmers $1,666 $1,663 $1,468 $1,545 $7,219 $7,498 $1,867 $1,958
GEICO $1,220 $1,186 $1,150 $1,164 $3,237 $3,007 $1,353 $1,145
Liberty Mutual $1,978 $2,163 $1,524 $1,854 $10,001 $11,312 $2,115 $2,317
Nationwide $1,924 $1,934 $1,739 $1,751 $4,887 $6,295 $2,061 $2,395
Progressive $1,658 $1,566 $1,380 $1,425 $7,309 $8,231 $1,988 $2,054
State Farm $1,444 $1,444 $1,289 $1,289 $4,449 $5,598 $1,675 $1,916
Travelers $1,376 $1,398 $1,365 $1,359 $5,917 $9,364 $1,433 $1,637
USAA $943 $952 $894 $896 $2,871 $3,201 $1,262 $1,358

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Minimum Car Insurance in East Rochester, OH

Every driver must carry the minimum car insurance in East Rochester, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in East Rochester, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest East Rochester, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in East Rochester, OH. Compare credit history car insurance rates in East Rochester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in East Rochester, Ohio

Insurance Company Poor Fair Good
Allstate $3,731 $2,713 $2,272
American Family $1,954 $1,336 $1,131
Farmers $3,527 $2,973 $2,831
GEICO $2,015 $1,683 $1,350
Liberty Mutual $5,970 $3,644 $2,860
Nationwide $3,463 $2,794 $2,363
Progressive $3,599 $3,106 $2,899
State Farm $3,403 $2,103 $1,658
Travelers $3,333 $2,901 $2,710
USAA $2,008 $1,421 $1,212

Cheapest East Rochester, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Rochester, OH to rates for a clean record with top companies.

Annual East Rochester, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,455 $2,959 $3,442 $2,765
American Family $1,412 $1,494 $1,494 $1,494
Farmers $2,567 $3,300 $3,219 $3,356
GEICO $1,146 $1,646 $2,384 $1,555
Liberty Mutual $3,500 $4,474 $4,584 $4,074
Nationwide $2,307 $2,928 $3,709 $2,549
Progressive $2,762 $3,750 $2,940 $3,355
State Farm $2,179 $2,597 $2,388 $2,388
Travelers $2,198 $2,860 $4,314 $2,552
USAA $1,186 $1,588 $2,100 $1,315

Cheapest East Rochester, OH Car Insurance for Teen Drivers

Teen car insurance in East Rochester, OH can be expensive. Take a look at rates from the top car insurance companies in East Rochester for teenagers.

Annual Car Insurance Rates for Teen Drivers in East Rochester, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,304 $6,064
American Family $2,793 $3,036
Farmers $7,219 $7,498
GEICO $3,237 $3,007
Liberty Mutual $10,001 $11,312
Nationwide $4,887 $6,295
Progressive $7,309 $8,231
State Farm $4,449 $5,598
Travelers $5,917 $9,364
USAA $2,871 $3,201

Cheapest East Rochester, OH Car Insurance for Seniors

Take a look at East Rochester, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in East Rochester, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,766 $1,890
American Family $846 $851
Farmers $1,468 $1,545
GEICO $1,150 $1,164
Liberty Mutual $1,524 $1,854
Nationwide $1,739 $1,751
Progressive $1,380 $1,425
State Farm $1,289 $1,289
Travelers $1,365 $1,359
USAA $894 $896

Cheapest East Rochester, OH Car Insurance Rates After a DUI

A DUI in East Rochester, OH increases car insurance rates. Compare East Rochester, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in East Rochester, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,442
American Family $1,494
Farmers $3,219
GEICO $2,384
Liberty Mutual $4,584
Nationwide $3,709
Progressive $2,940
State Farm $2,388
Travelers $4,314
USAA $2,100

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Cheapest East Rochester, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in East Rochester, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in East Rochester, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,905 $2,905
American Family $1,456 $1,491
Farmers $3,110 $3,110
GEICO $1,653 $1,713
Liberty Mutual $4,158 $4,158
Nationwide $2,873 $2,873
Progressive $3,201 $3,201
State Farm $2,329 $2,447
Travelers $2,981 $2,981
USAA $1,486 $1,608

The Best Cheap Car Insurance Companies in East Rochester, OH

Take a look at a side-by-side comparison of the top car insurance companies in East Rochester, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in East Rochester, Ohio

Insurance Company Average Annual Rates
Allstate $2,905
American Family $1,473
Farmers $3,110
GEICO $1,683
Liberty Mutual $4,158
Nationwide $2,873
Progressive $3,201
State Farm $2,388
Travelers $2,981
USAA $1,547

Category Winners: Cheapest Car Insurance in East Rochester, Ohio

Find the cheapest car insurance companies in East Rochester, OH for each category right here.

Best Annual Car Insurance Rates by Company in East Rochester, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest East Rochester, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your East Rochester car insurance rates. Find the cheapest East Rochester, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in East Rochester, Ohio

Insurance Company Low Medium High
Allstate $2,812 $2,899 $3,004
American Family $1,453 $1,485 $1,483
Farmers $2,958 $3,066 $3,308
GEICO $1,625 $1,674 $1,749
Liberty Mutual $4,009 $4,178 $4,287
Nationwide $3,170 $2,786 $2,664
Progressive $3,086 $3,176 $3,342
State Farm $2,272 $2,395 $2,497
Travelers $2,895 $3,022 $3,026
USAA $1,472 $1,546 $1,624

What affects car insurance rates in East Rochester, Ohio?

What factors can have an impact on East Rochester, OH car insurance? There are several reasons why East Rochester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Rochester, Ohio.

Commute Time in East Rochester

The more time you spend in your car the higher the risk of an accident. The average commute length in East Rochester, OH is 26.9 minutes according to City-Data.

Compare Car Insurance Quotes in East Rochester, OH

Ready to find affordable East Rochester, Ohio car insurance today? Enter your ZIP code for fast, free East Rochester, OH car insurance quotes.

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