Compare East Smithfield, PA Car Insurance Rates (2021)

Car insurance in East Smithfield, PA averages $322 a month. East Smithfield, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap East Smithfield car insurance rates, compare quotes from the top car insurance companies in East Smithfield, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in East Smithfield is USAA
  • Average car insurance rates in East Smithfield, PA after a DUI are $4,240/year
  • Average car insurance rates in East Smithfield, PA are $3,866/year

If you need to buy East Smithfield, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in East Smithfield, PA is right here.

You’ll find East Smithfield car insurance rates, the cheapest East Smithfield, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare East Smithfield, Pennsylvania car insurance rates to Bethlehem car insurance rates, Harrisburg car insurance rates, and Erie car insurance rates.

Ready to find affordable East Smithfield, PA car insurance today? Enter your ZIP code for fast, free East Smithfield car insurance quotes.

Cheapest East Smithfield, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect East Smithfield, PA car insurance rates? Every East Smithfield, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Smithfield, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,281 $2,281 $2,073 $2,073 $6,979 $6,979 $2,537 $2,537
GEICO $2,044 $1,768 $1,892 $1,639 $5,037 $4,368 $2,076 $1,796
Liberty Mutual $4,040 $4,040 $3,696 $3,696 $11,916 $11,916 $5,145 $5,145
Nationwide $1,702 $1,702 $1,609 $1,609 $4,761 $4,761 $1,906 $1,906
Progressive $2,530 $2,530 $2,253 $2,253 $8,104 $8,104 $3,264 $3,264
State Farm $1,554 $1,554 $1,361 $1,361 $5,412 $5,412 $1,706 $1,706
Travelers $1,821 $1,821 $1,936 $1,936 $25,952 $25,952 $2,220 $2,220
USAA $1,086 $1,086 $978 $978 $3,146 $3,146 $1,447 $1,447

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Minimum Car Insurance in East Smithfield, PA

Every driver must carry the minimum car insurance in East Smithfield, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in East Smithfield, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest East Smithfield, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in East Smithfield, PA. Compare credit history car insurance rates in East Smithfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in East Smithfield, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,453 $3,292 $2,658
GEICO $3,869 $2,179 $1,684
Liberty Mutual $7,916 $5,673 $5,008
Nationwide $2,929 $2,406 $2,148
Progressive $5,353 $3,749 $3,011
State Farm $3,572 $2,210 $1,743
Travelers $8,708 $7,842 $7,396
USAA $2,085 $1,543 $1,364

Cheapest East Smithfield, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Smithfield, PA to rates for a clean record with top companies.

Annual East Smithfield, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,328 $3,885 $3,328 $3,328
GEICO $1,896 $3,225 $2,550 $2,639
Liberty Mutual $5,702 $6,434 $6,330 $6,330
Nationwide $1,798 $2,405 $3,360 $2,414
Progressive $3,665 $5,040 $3,772 $3,675
State Farm $2,312 $2,705 $2,508 $2,508
Travelers $5,714 $8,057 $10,100 $8,057
USAA $1,345 $1,840 $1,969 $1,502

Cheapest East Smithfield, PA Car Insurance for Teen Drivers

Teen car insurance in East Smithfield, PA can be expensive. Take a look at rates from the top car insurance companies in East Smithfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in East Smithfield, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,979 $6,979
GEICO $5,037 $4,368
Liberty Mutual $11,916 $11,916
Nationwide $4,761 $4,761
Progressive $8,104 $8,104
State Farm $5,412 $5,412
Travelers $25,952 $25,952
USAA $3,146 $3,146

Cheapest East Smithfield, PA Car Insurance for Seniors

Take a look at East Smithfield, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in East Smithfield, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,073 $2,073
GEICO $1,892 $1,639
Liberty Mutual $3,696 $3,696
Nationwide $1,609 $1,609
Progressive $2,253 $2,253
State Farm $1,361 $1,361
Travelers $1,936 $1,936
USAA $978 $978

Cheapest East Smithfield, PA Car Insurance Rates After a DUI

A DUI in East Smithfield, PA increases car insurance rates. Compare East Smithfield, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in East Smithfield, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,328
GEICO $2,550
Liberty Mutual $6,330
Nationwide $3,360
Progressive $3,772
State Farm $2,508
Travelers $10,100
USAA $1,969

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Cheapest East Smithfield, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in East Smithfield, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in East Smithfield, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,405 $3,530
GEICO $2,532 $2,623
Liberty Mutual $6,039 $6,360
Nationwide $2,494 $2,494
Progressive $4,038 $4,038
State Farm $2,435 $2,582
Travelers $7,982 $7,982
USAA $1,616 $1,712

The Best Cheap Car Insurance Companies in East Smithfield, PA

Take a look at a side-by-side comparison of the top car insurance companies in East Smithfield, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in East Smithfield, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,467
GEICO $2,578
Liberty Mutual $6,199
Nationwide $2,494
Progressive $4,038
State Farm $2,508
Travelers $7,982
USAA $1,664

Category Winners: Cheapest Car Insurance in East Smithfield, Pennsylvania

Find the cheapest car insurance companies in East Smithfield, PA for each category right here.

Best Annual Car Insurance Rates by Company in East Smithfield, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest East Smithfield, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your East Smithfield car insurance rates. Find the cheapest East Smithfield, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in East Smithfield, Pennsylvania

Insurance Company Low Medium High
Allstate $3,336 $3,485 $3,581
GEICO $2,381 $2,597 $2,755
Liberty Mutual $5,965 $6,233 $6,399
Nationwide $2,514 $2,524 $2,445
Progressive $3,734 $4,062 $4,317
State Farm $2,372 $2,536 $2,617
Travelers $8,136 $7,963 $7,848
USAA $1,559 $1,677 $1,756

Compare Car Insurance Quotes in East Smithfield, PA

Ready to find affordable East Smithfield, Pennsylvania car insurance today? Enter your ZIP code for fast, free East Smithfield, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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