Compare Eaton, CO Car Insurance Rates (2021)

Car insurance in Eaton, CO averages $305 a month. Eaton, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Eaton car insurance rates, compare quotes from the top car insurance companies in Eaton, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Eaton for teen drivers is Liberty Mutual
  • Average car insurance rates in Eaton, CO are $3,659/year
  • Average car insurance rates in Eaton, CO after a DUI are $4,345/year

If you need to buy Eaton, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Eaton, CO is right here.

You’ll find Eaton car insurance rates, the cheapest Eaton, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Eaton, Colorado car insurance rates to Aurora car insurance rates, Greeley car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Eaton, CO car insurance today? Enter your ZIP code for fast, free Eaton car insurance quotes.

Cheapest Eaton, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eaton, CO car insurance rates? Every Eaton, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eaton, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,246 $3,043 $2,923 $2,952 $11,151 $11,722 $3,584 $3,603
American Family $2,462 $2,462 $2,223 $2,223 $5,947 $7,974 $2,462 $3,015
Farmers $2,939 $2,915 $2,661 $2,865 $11,059 $11,158 $3,226 $3,263
GEICO $1,848 $2,019 $1,950 $2,207 $5,747 $6,087 $1,692 $1,727
Liberty Mutual $1,711 $1,669 $1,463 $1,608 $5,293 $5,760 $1,727 $1,733
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,356 $2,206 $2,055 $2,049 $7,962 $8,893 $2,652 $2,579
State Farm $1,991 $1,991 $1,793 $1,793 $5,793 $7,337 $2,232 $2,645
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

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Minimum Car Insurance in Eaton, CO

Every driver must carry the minimum car insurance in Eaton, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Eaton, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Eaton, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eaton, CO. Compare credit history car insurance rates in Eaton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eaton, Colorado

Insurance Company Poor Fair Good
Allstate $6,731 $5,187 $3,916
American Family $4,668 $3,327 $2,793
Farmers $5,813 $4,726 $4,492
GEICO $3,497 $2,910 $2,323
Liberty Mutual $3,737 $2,297 $1,827
Nationwide $4,099 $3,254 $2,838
Progressive $4,374 $3,733 $3,426
State Farm $4,444 $2,851 $2,296
USAA $4,549 $2,604 $2,090

Cheapest Eaton, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eaton, CO to rates for a clean record with top companies.

Annual Eaton, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,512 $5,185 $6,314 $5,101
American Family $2,663 $3,777 $4,928 $3,017
Farmers $4,237 $5,439 $5,362 $5,004
GEICO $2,059 $3,192 $3,695 $2,692
Liberty Mutual $2,302 $2,690 $2,782 $2,708
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,331 $4,650 $3,514 $3,881
State Farm $2,937 $3,457 $3,197 $3,197
USAA $2,251 $2,747 $4,792 $2,534

Cheapest Eaton, CO Car Insurance for Teen Drivers

Teen car insurance in Eaton, CO can be expensive. Take a look at rates from the top car insurance companies in Eaton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eaton, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,151 $11,722
American Family $5,947 $7,974
Farmers $11,059 $11,158
GEICO $5,747 $6,087
Liberty Mutual $5,293 $5,760
Nationwide $5,724 $7,310
Progressive $7,962 $8,893
State Farm $5,793 $7,337
USAA $5,179 $5,925

Cheapest Eaton, CO Car Insurance for Seniors

Take a look at Eaton, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eaton, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,923 $2,952
American Family $2,223 $2,223
Farmers $2,661 $2,865
GEICO $1,950 $2,207
Liberty Mutual $1,463 $1,608
Nationwide $2,028 $2,139
Progressive $2,055 $2,049
State Farm $1,793 $1,793
USAA $1,967 $1,966

Cheapest Eaton, CO Car Insurance Rates After a DUI

A DUI in Eaton, CO increases car insurance rates. Compare Eaton, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eaton, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,314
American Family $4,928
Farmers $5,362
GEICO $3,695
Liberty Mutual $2,782
Nationwide $4,523
Progressive $3,514
State Farm $3,197
USAA $4,792

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Cheapest Eaton, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eaton, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eaton, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,278 $5,278
American Family $3,519 $3,673
Farmers $5,011 $5,011
GEICO $2,847 $2,972
Liberty Mutual $2,620 $2,620
Nationwide $3,397 $3,397
Progressive $3,844 $3,844
State Farm $3,117 $3,277
USAA $2,994 $3,168

The Best Cheap Car Insurance Companies in Eaton, CO

Take a look at a side-by-side comparison of the top car insurance companies in Eaton, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eaton, Colorado

Insurance Company Average Annual Rates
Allstate $5,278
American Family $3,596
Farmers $5,011
GEICO $2,910
Liberty Mutual $2,620
Nationwide $3,397
Progressive $3,844
State Farm $3,197
USAA $3,081

Category Winners: Cheapest Car Insurance in Eaton, Colorado

Find the cheapest car insurance companies in Eaton, CO for each category right here.

Best Annual Car Insurance Rates by Company in Eaton, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Eaton, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eaton car insurance rates. Find the cheapest Eaton, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eaton, Colorado

Insurance Company Low Medium High
Allstate $4,978 $5,260 $5,597
American Family $3,412 $3,670 $3,706
Farmers $4,404 $4,941 $5,687
GEICO $2,620 $2,854 $3,255
Liberty Mutual $2,466 $2,610 $2,785
Nationwide $3,381 $3,402 $3,409
Progressive $3,544 $3,856 $4,132
State Farm $2,981 $3,200 $3,409
USAA $2,936 $3,081 $3,226

What affects car insurance rates in Eaton, Colorado?

What factors can have an impact on Eaton, CO car insurance? There are several reasons why Eaton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eaton, Colorado.

Commute Time in Eaton

The more time you spend in your car the higher the risk of an accident. The average commute length in Eaton, CO is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Eaton, CO

Ready to find affordable Eaton, Colorado car insurance today? Enter your ZIP code for fast, free Eaton, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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