Compare Eaton, NY Car Insurance Rates (2021)

Car insurance in Eaton, NY averages $267 a month. Eaton, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Eaton car insurance rates, compare quotes from the top car insurance companies in Eaton, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Eaton, NY after a DUI are $4,216/year
  • The cheapest car insurance company in Eaton is GEICO
  • Average car insurance rates in Eaton, NY are $3,205/year

If you need to buy Eaton, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Eaton, NY is right here.

You’ll find Eaton car insurance rates, the cheapest Eaton, NY car insurance companies, and information on New York car insurance laws. You can also compare Eaton, New York car insurance rates to Syracuse car insurance rates, Schenectady car insurance rates, and Rochester car insurance rates.

Ready to find affordable Eaton, NY car insurance today? Enter your ZIP code for fast, free Eaton car insurance quotes.

Cheapest Eaton, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eaton, NY car insurance rates? Every Eaton, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eaton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,739 $1,643 $1,411 $1,428 $5,739 $6,408 $2,242 $2,195
State Farm $2,197 $2,197 $1,914 $1,914 $6,474 $8,372 $2,413 $2,562
Travelers $2,477 $2,515 $2,261 $2,435 $5,751 $6,848 $2,635 $2,760
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in Eaton, NY

Every driver must carry the minimum car insurance in Eaton, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Eaton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Eaton, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eaton, NY. Compare credit history car insurance rates in Eaton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eaton, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,870 $2,870 $2,870
Progressive $4,501 $2,338 $1,713
State Farm $4,950 $3,103 $2,463
Travelers $4,746 $3,012 $2,623
USAA $4,512 $2,242 $1,983

Cheapest Eaton, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eaton, NY to rates for a clean record with top companies.

Annual Eaton, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,775 $2,775 $3,060 $2,791
State Farm $3,340 $3,340 $3,670 $3,670
Travelers $2,968 $3,688 $3,743 $3,441
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Eaton, NY Car Insurance for Teen Drivers

Teen car insurance in Eaton, NY can be expensive. Take a look at rates from the top car insurance companies in Eaton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eaton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,851 $5,729
Progressive $5,739 $6,408
State Farm $6,474 $8,372
Travelers $5,751 $6,848
USAA $6,103 $7,296

Cheapest Eaton, NY Car Insurance for Seniors

Take a look at Eaton, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eaton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $2,051 $2,051
Progressive $1,411 $1,428
State Farm $1,914 $1,914
Travelers $2,261 $2,435
USAA $1,379 $1,382

Cheapest Eaton, NY Car Insurance Rates After a DUI

A DUI in Eaton, NY increases car insurance rates. Compare Eaton, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eaton, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,357
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,839
Progressive $3,060
State Farm $3,670
Travelers $3,743
USAA $3,799

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Cheapest Eaton, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eaton, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eaton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,870 $2,870
Progressive $2,851 $2,851
State Farm $3,383 $3,627
Travelers $3,460 $3,460
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Eaton, NY

Take a look at a side-by-side comparison of the top car insurance companies in Eaton, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eaton, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,870
Progressive $2,851
State Farm $3,505
Travelers $3,460
USAA $2,912

Category Winners: Cheapest Car Insurance in Eaton, New York

Find the cheapest car insurance companies in Eaton, NY for each category right here.

Best Annual Car Insurance Rates by Company in Eaton, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Eaton, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eaton car insurance rates. Find the cheapest Eaton, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eaton, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,716 $2,850 $3,045
Progressive $2,717 $2,837 $2,998
State Farm $3,316 $3,527 $3,673
Travelers $3,293 $3,427 $3,660
USAA $2,839 $2,901 $2,997

What affects car insurance rates in Eaton, New York?

What factors can have an impact on Eaton, NY car insurance? There are several reasons why Eaton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eaton, New York.

Commute Time in Eaton

The more time you spend in your car the higher the risk of an accident. The average commute length in Eaton, NY is 48.2 minutes according to City-Data.

Compare Car Insurance Quotes in Eaton, NY

Ready to find affordable Eaton, New York car insurance today? Enter your ZIP code for fast, free Eaton, NY car insurance quotes.

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