Compare Eau Claire, WI Car Insurance Rates (2021)

Car insurance in Eau Claire, WI averages $229 a month. Eau Claire, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Eau Claire car insurance rates, compare quotes from the top car insurance companies in Eau Claire, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Eau Claire, WI after a DUI are $3,062/year
  • The cheapest car insurance company in Eau Claire for teen drivers is American Family
  • The cheapest ZIP code in Eau Claire is 54703

If you need to buy Eau Claire, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Eau Claire, WI is right here.

You’ll find Eau Claire car insurance rates, the cheapest Eau Claire, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Eau Claire, Wisconsin car insurance rates to Eau Claire car insurance rates, La Crosse car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Eau Claire, WI car insurance today? Enter your ZIP code for fast, free Eau Claire car insurance quotes.

Cheapest Eau Claire, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eau Claire, WI car insurance rates? Every Eau Claire, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eau Claire, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,080 $2,192 $1,922 $2,123 $6,666 $8,547 $2,113 $2,293
American Family $990 $1,034 $942 $947 $3,075 $3,388 $1,182 $1,260
Farmers $1,787 $1,787 $1,587 $1,680 $8,320 $8,602 $2,028 $2,127
GEICO $1,180 $1,317 $1,250 $1,459 $4,064 $4,378 $1,089 $1,112
Liberty Mutual $1,619 $1,764 $1,308 $1,483 $5,530 $6,195 $1,723 $1,868
Nationwide $3,384 $3,559 $2,808 $2,957 $6,993 $10,736 $4,123 $4,878
Progressive $1,474 $1,395 $1,209 $1,264 $5,779 $6,506 $1,770 $1,924
State Farm $1,272 $1,272 $1,136 $1,136 $3,707 $4,675 $1,436 $1,645
USAA $1,267 $1,266 $1,148 $1,170 $3,195 $3,708 $1,645 $1,808

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Minimum Car Insurance in Eau Claire, WI

Every driver must carry the minimum car insurance in Eau Claire, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Eau Claire, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Eau Claire, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eau Claire, WI. Compare credit history car insurance rates in Eau Claire from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eau Claire, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,580 $3,156 $2,739
American Family $2,144 $1,414 $1,249
Farmers $3,953 $3,331 $3,185
GEICO $2,598 $1,855 $1,491
Liberty Mutual $3,872 $2,342 $1,845
Nationwide $5,542 $4,624 $4,624
Progressive $3,020 $2,576 $2,399
State Farm $3,035 $1,743 $1,327
USAA $2,926 $1,543 $1,233

Cheapest Eau Claire, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eau Claire, WI to rates for a clean record with top companies.

Annual Eau Claire, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,859 $3,918 $3,659 $3,532
American Family $1,532 $1,626 $1,626 $1,626
Farmers $3,044 $3,838 $3,632 $3,445
GEICO $1,354 $2,224 $2,601 $1,746
Liberty Mutual $2,052 $2,922 $3,030 $2,742
Nationwide $4,168 $4,821 $5,908 $4,821
Progressive $2,438 $2,963 $2,533 $2,727
State Farm $1,866 $2,203 $2,035 $2,035
USAA $1,492 $1,876 $2,535 $1,701

Cheapest Eau Claire, WI Car Insurance for Teen Drivers

Teen car insurance in Eau Claire, WI can be expensive. Take a look at rates from the top car insurance companies in Eau Claire for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eau Claire, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,666 $8,547
American Family $3,075 $3,388
Farmers $8,320 $8,602
GEICO $4,064 $4,378
Liberty Mutual $5,530 $6,195
Nationwide $6,993 $10,736
Progressive $5,779 $6,506
State Farm $3,707 $4,675
USAA $3,195 $3,708

Cheapest Eau Claire, WI Car Insurance for Seniors

Take a look at Eau Claire, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eau Claire, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,922 $2,123
American Family $942 $947
Farmers $1,587 $1,680
GEICO $1,250 $1,459
Liberty Mutual $1,308 $1,483
Nationwide $2,808 $2,957
Progressive $1,209 $1,264
State Farm $1,136 $1,136
USAA $1,148 $1,170

Cheapest Eau Claire, WI Car Insurance Rates After a DUI

A DUI in Eau Claire, WI increases car insurance rates. Compare Eau Claire, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eau Claire, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,659
American Family $1,626
Farmers $3,632
GEICO $2,601
Liberty Mutual $3,030
Nationwide $5,908
Progressive $2,533
State Farm $2,035
USAA $2,535

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Cheapest Eau Claire, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eau Claire, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eau Claire, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,408 $3,575
American Family $1,575 $1,630
Farmers $3,490 $3,490
GEICO $1,944 $2,018
Liberty Mutual $2,686 $2,686
Nationwide $4,930 $4,930
Progressive $2,665 $2,665
State Farm $1,985 $2,085
USAA $1,876 $1,925

Cheapest Eau Claire, WI Car Insurance Rates by ZIP Code

Eau Claire car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Eau Claire, WI.

Annual Car Insurance Rates by ZIP Code in Eau Claire, Wisconsin

ZIP Code Average Annual Rates
54701 $2,708
54703 $2,652

The Best Cheap Car Insurance Companies in Eau Claire, WI

Take a look at a side-by-side comparison of the top car insurance companies in Eau Claire, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eau Claire, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,492
American Family $1,602
Farmers $3,490
GEICO $1,981
Liberty Mutual $2,686
Nationwide $4,930
Progressive $2,665
State Farm $2,035
USAA $1,901

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Category Winners: Cheapest Car Insurance in Eau Claire, Wisconsin

Find the cheapest car insurance companies in Eau Claire, WI for each category right here.

Best Annual Car Insurance Rates by Company in Eau Claire, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Cheapest Eau Claire, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eau Claire car insurance rates. Find the cheapest Eau Claire, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eau Claire, Wisconsin

Insurance Company Low Medium High
Allstate $3,338 $3,483 $3,655
American Family $1,580 $1,617 $1,609
Farmers $3,231 $3,462 $3,776
GEICO $1,830 $1,982 $2,131
Liberty Mutual $2,489 $2,710 $2,860
Nationwide $4,777 $4,926 $5,086
Progressive $2,499 $2,688 $2,808
State Farm $1,918 $2,041 $2,145
USAA $1,830 $1,902 $1,969

What affects car insurance rates in Eau Claire, Wisconsin?

What factors can have an impact on Eau Claire, WI car insurance? There are several reasons why Eau Claire car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eau Claire, Wisconsin.

Car Theft in Eau Claire

High levels of vehicle theft can make car insurance more expensive. Eau Claire, WI car theft statistics from the FBI indicate 64 vehicle thefts a year.

Commute Time in Eau Claire

The more time you spend in your car the higher the risk of an accident. The average commute length in Eau Claire, WI is 16.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Eau Claire, WI

Ready to find affordable Eau Claire, Wisconsin car insurance today? Enter your ZIP code for fast, free Eau Claire, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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