Compare Ebony, VA Car Insurance Rates (2021)

Car insurance in Ebony, VA averages $197 a month. Ebony, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Ebony car insurance rates, compare quotes from the top car insurance companies in Ebony, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ebony, VA after a DUI are $2,800/year
  • The cheapest car insurance company in Ebony is USAA
  • The cheapest car insurance company in Ebony for teen drivers is GEICO

If you need to buy Ebony, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Ebony, VA is right here.

You’ll find Ebony car insurance rates, the cheapest Ebony, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Ebony, Virginia car insurance rates to Portsmouth car insurance rates, Richmond car insurance rates, and Virginia Beach car insurance rates.

Ready to find affordable Ebony, VA car insurance today? Enter your ZIP code for fast, free Ebony car insurance quotes.

Cheapest Ebony, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ebony, VA car insurance rates? Every Ebony, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ebony, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,059 $1,948 $2,053 $2,053 $6,342 $7,309 $2,685 $2,696
GEICO $1,530 $1,540 $1,450 $1,450 $3,098 $4,175 $1,775 $1,774
Nationwide $1,455 $1,469 $1,288 $1,330 $3,390 $4,404 $1,602 $1,756
Progressive $1,349 $1,295 $1,203 $1,215 $5,847 $6,586 $1,639 $1,686
State Farm $1,348 $1,348 $1,207 $1,207 $3,945 $4,959 $1,521 $1,750
USAA $1,141 $1,127 $1,060 $1,074 $3,396 $4,051 $1,468 $1,617

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Minimum Car Insurance in Ebony, VA

Every driver must carry the minimum car insurance in Ebony, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Ebony, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Ebony, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ebony, VA. Compare credit history car insurance rates in Ebony from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ebony, Virginia

Insurance Company Poor Fair Good
Allstate $4,148 $3,301 $2,730
GEICO $2,332 $1,983 $1,983
Nationwide $2,478 $1,984 $1,798
Progressive $2,928 $2,529 $2,351
State Farm $3,072 $1,905 $1,505
USAA $2,499 $1,700 $1,402

Cheapest Ebony, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ebony, VA to rates for a clean record with top companies.

Annual Ebony, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,561 $4,045 $3,686 $3,279
GEICO $1,582 $2,069 $3,163 $1,582
Nationwide $1,810 $1,810 $2,669 $2,059
Progressive $2,244 $2,918 $2,645 $2,602
State Farm $1,980 $2,341 $2,161 $2,161
USAA $1,450 $1,879 $2,476 $1,662

Cheapest Ebony, VA Car Insurance for Teen Drivers

Teen car insurance in Ebony, VA can be expensive. Take a look at rates from the top car insurance companies in Ebony for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ebony, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,342 $7,309
GEICO $3,098 $4,175
Nationwide $3,390 $4,404
Progressive $5,847 $6,586
State Farm $3,945 $4,959
USAA $3,396 $4,051

Cheapest Ebony, VA Car Insurance for Seniors

Take a look at Ebony, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ebony, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,053 $2,053
GEICO $1,450 $1,450
Nationwide $1,288 $1,330
Progressive $1,203 $1,215
State Farm $1,207 $1,207
USAA $1,060 $1,074

Cheapest Ebony, VA Car Insurance Rates After a DUI

A DUI in Ebony, VA increases car insurance rates. Compare Ebony, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ebony, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,686
GEICO $3,163
Nationwide $2,669
Progressive $2,645
State Farm $2,161
USAA $2,476

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Cheapest Ebony, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ebony, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ebony, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,291 $3,495
GEICO $2,059 $2,139
Nationwide $2,087 $2,087
Progressive $2,602 $2,602
State Farm $2,109 $2,213
USAA $1,798 $1,936

The Best Cheap Car Insurance Companies in Ebony, VA

Take a look at a side-by-side comparison of the top car insurance companies in Ebony, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ebony, Virginia

Insurance Company Average Annual Rates
Allstate $3,393
GEICO $2,099
Nationwide $2,087
Progressive $2,602
State Farm $2,161
USAA $1,867

Category Winners: Cheapest Car Insurance in Ebony, Virginia

Find the cheapest car insurance companies in Ebony, VA for each category right here.

Best Annual Car Insurance Rates by Company in Ebony, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Ebony, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ebony car insurance rates. Find the cheapest Ebony, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ebony, Virginia

Insurance Company Low Medium High
Allstate $3,284 $3,393 $3,501
GEICO $2,024 $2,097 $2,176
Nationwide $2,190 $2,065 $2,005
Progressive $2,493 $2,573 $2,741
State Farm $2,046 $2,157 $2,279
USAA $1,787 $1,870 $1,943

What affects car insurance rates in Ebony, Virginia?

What factors can have an impact on Ebony, VA car insurance? There are several reasons why Ebony car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ebony, Virginia.

Commute Time in Ebony

The more time you spend in your car the higher the risk of an accident. The average commute length in Ebony, VA is 39.7 minutes according to City-Data.

Compare Car Insurance Quotes in Ebony, VA

Ready to find affordable Ebony, Virginia car insurance today? Enter your ZIP code for fast, free Ebony, VA car insurance quotes.

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