Compare Edgemont, SD Car Insurance Rates (2021)

Car insurance in Edgemont, SD averages $366 a month. Edgemont, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Edgemont car insurance rates, compare quotes from the top car insurance companies in Edgemont, SD.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Edgemont, SD after a DUI are $5,249/year
  • Average car insurance rates in Edgemont, SD are $4,393/year
  • The cheapest car insurance company in Edgemont is State Farm

If you need to buy Edgemont, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Edgemont, SD is right here.

You’ll find Edgemont car insurance rates, the cheapest Edgemont, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Edgemont, South Dakota car insurance rates to Yankton car insurance rates, Spearfish car insurance rates, and Box Elder car insurance rates.

Ready to find affordable Edgemont, SD car insurance today? Enter your ZIP code for fast, free Edgemont car insurance quotes.

Cheapest Edgemont, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edgemont, SD car insurance rates? Every Edgemont, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edgemont, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,613 $2,665 $2,307 $2,468 $10,950 $13,101 $2,952 $3,228
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $5,146 $5,610 $4,059 $4,938 $19,027 $21,372 $5,433 $6,058
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,746 $2,732 $2,255 $2,317 $9,304 $10,634 $3,438 $3,576
State Farm $1,394 $1,394 $1,209 $1,209 $3,550 $4,533 $1,562 $1,766

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Edgemont, SD

Every driver must carry the minimum car insurance in Edgemont, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Edgemont, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Edgemont, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edgemont, SD. Compare credit history car insurance rates in Edgemont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edgemont, South Dakota

Insurance Company Poor Fair Good
Allstate $6,140 $4,801 $4,165
American Family $5,228 $3,769 $3,193
Farmers $5,235 $4,421 $4,239
GEICO $4,421 $2,244 $1,520
Liberty Mutual $13,007 $7,761 $6,098
Nationwide $3,667 $2,879 $2,531
Progressive $5,382 $4,426 $4,067
State Farm $3,022 $1,808 $1,401

Cheapest Edgemont, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edgemont, SD to rates for a clean record with top companies.

Annual Edgemont, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,161 $4,844 $6,467 $4,670
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,562 $9,343 $9,756 $9,160
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,998 $5,358 $4,317 $4,828
State Farm $1,938 $2,216 $2,077 $2,077

Cheapest Edgemont, SD Car Insurance for Teen Drivers

Teen car insurance in Edgemont, SD can be expensive. Take a look at rates from the top car insurance companies in Edgemont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edgemont, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,950 $13,101
American Family $6,026 $8,854
Farmers $10,882 $11,320
GEICO $4,505 $5,300
Liberty Mutual $19,027 $21,372
Nationwide $4,690 $6,095
Progressive $9,304 $10,634
State Farm $3,550 $4,533

Cheapest Edgemont, SD Car Insurance for Seniors

Take a look at Edgemont, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edgemont, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,307 $2,468
American Family $2,598 $2,598
Farmers $2,140 $2,226
GEICO $2,090 $1,926
Liberty Mutual $4,059 $4,938
Nationwide $1,922 $2,061
Progressive $2,255 $2,317
State Farm $1,209 $1,209

Cheapest Edgemont, SD Car Insurance Rates After a DUI

A DUI in Edgemont, SD increases car insurance rates. Compare Edgemont, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edgemont, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,467
American Family $5,591
Farmers $4,868
GEICO $4,551
Liberty Mutual $9,756
Nationwide $4,363
Progressive $4,317
State Farm $2,077

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Edgemont, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edgemont, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edgemont, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,912 $5,159
American Family $4,013 $4,113
Farmers $4,632 $4,632
GEICO $2,695 $2,762
Liberty Mutual $8,955 $8,955
Nationwide $3,026 $3,026
Progressive $4,625 $4,625
State Farm $2,027 $2,127

The Best Cheap Car Insurance Companies in Edgemont, SD

Take a look at a side-by-side comparison of the top car insurance companies in Edgemont, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edgemont, South Dakota

Insurance Company Average Annual Rates
Allstate $5,035
American Family $4,063
Farmers $4,632
GEICO $2,728
Liberty Mutual $8,955
Nationwide $3,026
Progressive $4,625
State Farm $2,077

Category Winners: Cheapest Car Insurance in Edgemont, South Dakota

Find the cheapest car insurance companies in Edgemont, SD for each category right here.

Best Annual Car Insurance Rates by Company in Edgemont, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Edgemont, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edgemont car insurance rates. Find the cheapest Edgemont, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edgemont, South Dakota

Insurance Company Low Medium High
Allstate $4,882 $5,026 $5,198
American Family $4,106 $4,185 $3,899
Farmers $4,435 $4,582 $4,877
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,801 $8,940 $9,124
Nationwide $2,847 $3,013 $3,217
Progressive $4,516 $4,585 $4,775
State Farm $2,009 $2,078 $2,144

What affects car insurance rates in Edgemont, South Dakota?

What factors can have an impact on Edgemont, SD car insurance? There are several reasons why Edgemont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edgemont, South Dakota.

Commute Time in Edgemont

The more time you spend in your car the higher the risk of an accident. The average commute length in Edgemont, SD is 14.2 minutes according to City-Data.

Compare Car Insurance Quotes in Edgemont, SD

Ready to find affordable Edgemont, South Dakota car insurance today? Enter your ZIP code for fast, free Edgemont, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption